X0306 4 2018-09-19 0001035976 FNCB Bancorp, Inc. FNCB 0001486329 Champi Gerard A C/O FNCB 102 E. DRINKER ST. DUNMORE PA 18512 1 PRESIDENT & CEO COMMON STOCK 2018-09-19 4 J 0 125.374 10.535 A 59122.751 D COMMON STOCK 362.381 I Adult child who lives with Mr. Champi Mr. Champi is a participant in FNCB Bancorp, Inc.'s Dividend Reinvestment and Stock Purchase Plan ("DRP"). These transactions are the result of his participation in the DRP for September 2018. This amount includes 125.374 shares acquired jointly with Mr. Champi's spouse. Therefore Mr. Champi owns 25,977 shares of time-based restricted common stock and 33,145.7510 shares held jointly with his spouse. Total shares have been adjusted due to the conversion of the FNCB Bancorp, Inc.'s transfer agent and LTIP administrator. Fractional shares held in Mr. Champi's LTIP were rounded up to the nearest whole share when transferred to the new transfer agent. /s/ James M. Bone, Jr., as Attorney in Fact 2018-09-21