Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2015

Banking and Thrift [Abstract]

Schedule of Risk Based Capital and Risk Weighted Assets under Banking Regulations [Table Text Block]

The Company’s and the Bank’s actual capital positions and ratios at March 31, 2015 and December 31, 2014 are presented in the following table:

Capital Analysis

	March 31,		December 31,
(in thousands)	2015		2014
Company:
Tier I common equity	$	53,646		N/A
Tier I capital		63,646	$	59,930
Tier II capital:
Subordinated notes		17,500		25,000
Allowable portion of allowance for loan losses		8,697		8,591
Total tier II capital		26,197		33,591
Total risk-based capital		89,843		93,521
Total risk-weighted assets	$	693,098	$	683,956
Total average assets (for Tier I leverage ratio)	$	968,240	$	990,346
Bank:
Tier I common equity	$	101,137		N/A
Tier I capital		101,137	$	96,816
Tier II capital:
Allowable portion of allowance for loan losses		8,692		8,587
Total tier II capital		8,692		8,587
Total risk-based capital		109,829		105,403
Total risk-weighted assets	$	692,707	$	683,576
Total average assets (for Tier I leverage ratio)	$	968,119	$	990,407

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The following tables present summary information regarding the Company’s and the Bank’s risk-based capital and related ratios at March 31, 2015 and December 31, 2014:

										To Be Well
										Capitalized
										Under Prompt
						For Capital				Corrective
	Actual					Adequacy Purposes				Action Provision
(dollars in thousands)	Amount		Ratio			Amount	Ratio			Amount	Ratio
March 31, 2015
Total capital (to risk-weighted assets)
Company	$	89,843	12.96	%	$	>/=55,448	>/=8.00	%	$	>/=69,310	>/=10.00	%
Bank	$	109,829	15.86	%	$	>/=55,417	>/=8.00	%	$	.>/=69,271	>/=10.00	%
Tier I capital (to risk-weighted assets)
Company	$	63,646	9.18	%	$	>/=41,586	>/=6.00	%	$	>/=55,448	>/=8.00	%
Bank	$	101,137	14.60	%	$	>/=41,562	>/=6.00	%	$	>/=55,417	>/=8.00	%
Tier I common equity (to risk-weighted assets)
Company	$	53,646	7.74	%	$	>/=31,189	>/=4.50	%	$	>/=45,051	>/=6.50	%
Bank	$	101,137	14.60	%	$	>/=31,172	>/=4.50	%	$	>=45,026	>/=6.50	%
Tier I capital (to average assets)
Company	$	63,646	6.57	%	$	>/=38,730	>/=4.00	%	$	>/=48,412	>/=5.00	%
Bank	$	101,137	10.45	%	$	>/=38,725	>/=4.00	%	$	>/=48,406	>/=5.00	%

										To Be Well
										Capitalized
										Under Prompt
						For Capital				Corrective
	Actual					Adequacy Purposes				Action Provision
(dollars in thousands)	Amount		Ratio			Amount	Ratio			Amount	Ratio
December 31, 2014
Total capital (to risk-weighted assets)
Company	$	93,521	13.67	%	$	>54,717	>8.00	%		N/A	N/A
Bank	$	105,403	15.42	%	$	>54,686	>8.00	%	$	>68,358	>10.00	%
Tier I capital (to risk-weighted assets)
Company	$	59,930	8.76	%	$	>27,358	>4.00	%		N/A	N/A
Bank	$	96,816	14.16	%	$	>27,343	>4.00	%	$	>41,015	>6.00	%
Tier I capital (to average assets)
Company	$	59,930	6.05	%	$	>39,614	>4.00	%		N/A	N/A
Bank	$	96,816	9.78	%	$	>39,616	>4.00	%	$	>49,520	>5.00	%