CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest income
Interest and fees on loans	$ 6,852	$ 6,833	$ 19,958	$ 20,158
Interest and dividends on securities
U.S. government agencies	893	429	2,496	1,331
State and political subdivisions, tax-free	409	761	1,679	2,592
State and political subdivisions, taxable	76	98	271	295
Other securities	74	51	206	120
Total interest and dividends on securities	1,452	1,339	4,652	4,338
Interest on interest-bearing deposits and federal funds sold	8	17	44	70
Total interest income	8,312	8,189	24,654	24,566
Interest expense
Interest on deposits	751	1,037	2,435	3,225
Interest on borrowed funds
Interest on Federal Home Loan Bank of Pittsburgh advances	125	149	334	403
Interest on subordinated debentures	575	575	1,706	1,706
Interest on junior subordinated debentures	50	51	149	153
Total interest on borrowed funds	750	775	2,189	2,262
Total interest expense	1,501	1,812	4,624	5,487
Net interest income before credit for loan and lease losses	6,811	6,377	20,030	19,079
Credit for loan and lease losses	(54)	(1,159)	(5,629)	(2,385)
Net interest income after credit for loan and lease losses	6,865	7,536	25,659	21,464
Non-interest income
Deposit service charges	781	758	2,217	2,159
Net gain on the sale of securities	2,958	817	6,006	2,558
Net gain on the sale of mortgage loans held for sale	57	81	223	241
Net loss on the sale of education loans	0	0	(13)	0
Net gain on the sale of other real estate owned	35	5	103	94
Gain on branch divestitures	0	0	607	0
Loan-related fees	101	87	292	284
Income from bank-owned life insurance	165	176	496	531
Legal settlements	0	0	2,127	288
Other	345	491	799	1,000
Total non-interest income	4,442	2,415	12,857	7,155
Non-interest expense
Salaries and employee benefits	3,316	3,223	9,809	9,786
Occupancy expense	438	529	1,554	1,663
Equipment expense	355	369	1,068	1,125
Advertising expense	109	146	353	402
Data processing expense	508	499	1,556	1,567
Regulatory assessments	266	603	1,389	1,863
Bank shares tax	21	241	372	723
Expense of other real estate owned	514	318	2,495	768
Provision (credit) for off-balance sheet commitments	3	(56)	(201)	(232)
Legal expense	268	657	1,428	1,838
Professional fees	306	351	1,240	1,228
Insurance expenses	196	279	757	898
Loan collection expense	35	58	72	305
Other operating expenses	1,448	847	2,847	2,347
Total non-interest expense	7,783	8,064	24,739	24,281
Income before income taxes	3,524	1,887	13,777	4,338
Provision for income taxes	166	0	326	0
Net income	$ 3,358	$ 1,887	$ 13,451	$ 4,338
Earnings per share
Basic (in dollars per share)	$ 0.20	$ 0.11	$ 0.82	$ 0.26
Diluted (in dollars per share)	$ 0.20	$ 0.11	$ 0.82	$ 0.26
Cash dividends declared per common share	$ 0	$ 0	$ 0	$ 0
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	16,471,569	16,457,169	16,471,569	16,457,169
Diluted (in shares)	16,471,569	16,457,169	16,471,851	16,457,169