CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income
Interest and fees on loans	$ 6,718	$ 7,529	$ 13,325	$ 15,318
Interest and dividends on securities
U.S. government agencies	479	325	902	704
State and political subdivisions, tax-free	806	982	1,796	1,963
State and political subdivisions, taxable	116	119	232	249
Other securities	34	425	69	834
Total interest and dividends on securities	1,435	1,851	2,999	3,750
Interest on interest-bearing deposits and federal funds sold	14	44	53	100
Total interest income	8,167	9,424	16,377	19,168
Interest expense
Interest-bearing demand	150	157	308	340
Savings	28	44	54	90
Time ($100,000 and over)	326	385	643	800
Other time	566	791	1,183	1,679
Total interest on deposits	1,070	1,377	2,188	2,909
Interest on borrowed funds
Interest on FHLB advances	128	340	254	754
Interest on subordinated debentures	569	569	1,131	1,138
Interest on junior subordinated debentures	51	57	102	115
Total interest on borrowed funds	748	966	1,487	2,007
Total interest expense	1,818	2,343	3,675	4,916
Net interest income before credit for loan and lease losses	6,349	7,081	12,702	14,252
Credit for loan and lease losses	(2)	(280)	(1,226)	(416)
Net interest income after credit for loan and lease losses	6,351	7,361	13,928	14,668
Non-interest income
Deposit service charges	723	756	1,401	1,493
Net gain on the sale of securities	899	0	1,741	8
Gross other-than-temporary impairment ("OTTI") (losses) gains	0	(117)	0	57
Portion of loss (gain) recognized in OCI -(before taxes)	0	21	0	(153)
Other-than-temporary-impairment losses recognized in earnings	0	(96)	0	(96)
Net gain on the sale of loans held for sale	50	247	160	490
Net gain on the sale of other real estate owned	76	145	89	154
Loan-related fees	89	125	197	249
Income from bank-owned life insurance	183	168	355	353
Other	261	199	797	343
Total non-interest income	2,281	1,544	4,740	2,994
Non-interest expense
Salaries and employee benefits	3,243	3,621	6,563	7,259
Occupancy expense	550	499	1,134	1,097
Equipment expense	380	446	756	866
Advertising expense	179	140	256	288
Data processing expense	504	596	1,068	1,070
FDIC assessment	494	603	1,026	1,203
Bank shares tax	241	275	482	551
Expense of other real estate	232	226	450	404
(Credit) provision for off-balance sheet commitments	(55)	252	(176)	187
Legal expense	566	738	1,181	1,462
Professional fees	326	1,003	877	2,521
Insurance expenses	296	235	619	467
Loan collection expense	20	136	247	365
Other operating expenses	936	1,102	1,734	2,054
Total non-interest expense	7,912	9,872	16,217	19,794
Income (loss) before income taxes	720	(967)	2,451	(2,132)
Provision for income taxes	0	0	0	0
Net income (loss)	$ 720	$ (967)	$ 2,451	$ (2,132)
Earnings (loss) per share
Basic (in dollars per share)	$ 0.04	$ (0.06)	$ 0.15	$ (0.13)
Diluted (in dollars per share)	$ 0.04	$ (0.06)	$ 0.15	$ (0.13)
Cash dividends declared per common share	$ 0	$ 0	$ 0	$ 0
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	16,457,169	16,442,119	16,457,169	16,442,119
Diluted (in shares)	16,457,169	16,442,119	16,457,169	16,442,119