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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 18,564 $ 21,710
Interest-bearing deposits in other banks 15,189 93,561
Total cash and cash equivalents 33,753 115,271
Securities available for sale at fair value 200,586 185,361
Securities held to maturity at amortized cost (fair value $2,410 and $2,483) 2,252 2,198
Stock in Federal Home Loan Bank of Pittsburgh, at cost 3,541 5,957
Loans held for sale 905 1,615
Loans, net of allowance for loan and lease losses of $18,588 and $18,536 623,742 579,396
Bank premises and equipment, net 18,548 18,937
Accrued interest receivable 2,437 2,199
Refundable federal income taxes 11,637 11,637
Intangible assets 550 632
Bank-owned life insurance 27,816 27,461
Other real estate owned 2,778 3,983
Other assets 9,710 13,627
Total Assets 938,255 968,274
Liabilities    
Demand (non-interest-bearing) 124,985 131,476
Interest-bearing 704,714 723,137
Total deposits 829,699 854,613
Borrowed funds    
FHLB advances 22,301 18,593
Subordinated debentures 25,000 25,000
Junior subordinated debentures 10,310 10,310
Total borrowed funds 57,611 53,903
Accrued interest payable 7,586 6,427
Other liabilities 11,823 16,406
Total liabilities 906,719 931,349
Shareholders' Equity    
Preferred Shares ($1.25 par) Authorized: 20,000,000 shares at June 30, 2013 and December 31, 2012 Issued and outstanding: 0 shares at June 30, 2013 and December 31, 2012 0 0
Common Shares ($1.25 par) Authorized: 50,000,000 shares at June 30, 2013 and December 31, 2012 Issued and outstanding: 16,457,169 shares at June 30, 2013 and December 31, 2012 20,571 20,571
Additional paid-in capital 61,584 61,584
Accumulated deficit (49,477) (51,928)
Accumulated other comprehensive (loss) income (1,142) 6,698
Total shareholders' equity 31,536 36,925
Total Liabilities and Shareholders’ Equity $ 938,255 $ 968,274