CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income
Interest and fees on loans	$ 6,607	$ 7,789
Interest and dividends on securities:
U.S. government agencies	423	380
State and political subdivisions, tax-free	990	980
State and political subdivisions, taxable	116	130
Other securities	35	409
Total interest and dividends on securities	1,564	1,899
Interest on interest-bearing deposits and federal funds sold	39	56
Total interest income	8,210	9,744
Deposits:
Interest-bearing demand	159	183
Savings	26	46
Time ($100,000 and over)	317	415
Other time	616	888
Total interest on deposits	1,118	1,532
Interest on borrowed funds:
Interest on FHLB advances	126	414
Interest on subordinated debentures	562	569
Interest on junior subordinated debentures	51	58
Total interest on borrowed funds	739	1,041
Total interest expense	1,857	2,573
Net interest income before credit for loan and lease losses	6,353	7,171
Credit for loan and lease losses	(1,224)	(136)
Net interest income after credit for loan and lease losses	7,577	7,307
Non-interest income
Deposit service charges	678	737
Net gain on the sale of securities	842	8
Gross other-than-temporary impairment gains		175
Portion of gain recognized in other comprehensive income (before taxes)		(175)
Net gain on the sale of loans held for sale	110	243
Net gain on the sale of other real estate owned	13	9
Loan related fees	108	124
Income from bank-owned life insurance	172	185
Other	536	144
Total non-interest income	2,459	1,450
Non-interest expense
Salaries and employee benefits	3,320	3,638
Occupancy expense	584	598
Equipment expense	376	420
Advertising expense	77	148
Data processing expense	564	474
FDIC assessment	532	600
Bank shares tax	241	276
Expense of other real estate	218	178
Credit for off-balance sheet commitments	(121)	(65)
Legal expense	615	724
Professional fees	551	1,518
Insurance expense	323	232
Loan collection expense	227	229
Other operating expenses	798	952
Total non-interest expense	8,305	9,922
Income (loss) before income taxes	1,731	(1,165)
Provision for income taxes	0
Net income (loss)	$ 1,731	$ (1,165)
Income (loss) Per Share:
Basic (in dollars per share)	$ 0.11	$ (0.07)
Diluted (in dollars per share)	$ 0.11	$ (0.07)
Cash dividends declared per common share (in dollars per share)	$ 0
Weighted average number of shares outstanding:
Basic (in shares)	16,457,169	16,442,119
Diluted (in shares)	16,457,169	16,442,119