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LOANS (Details 6) (USD $)
3 Months Ended
Mar. 31, 2013
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Mar. 31, 2012
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Dec. 31, 2012
Troubled Debt Restructured Loans      
TDR's investment $ 8,200,000   $ 8,900,000
Specific reserves established for TDRs 505,000   257,000
Number of Contracts 1 1  
Pre-Modification Outstanding Recorded Investments 477,000 39,000  
Post-Modification Outstanding Recorded Investments 477,000 39,000  
Amount by which ALLL increased 1,000    
Type of modification, Extension of term Amount   39,000  
Type of modification, Principal forebearance 477,000    
Total TDRs 477,000 39,000  
Number of loans modified as TDR's within the previous 12 months with payment defaults (90 days or more past due) 0 0  
Accrual Loans
     
Troubled Debt Restructured Loans      
TDR's investment 6,800,000   7,500,000
Non-accrual Loans
     
Troubled Debt Restructured Loans      
TDR's investment 1,400,000   1,400,000
Construction, land acquisition and development
     
Troubled Debt Restructured Loans      
Number of Contracts   1  
Pre-Modification Outstanding Recorded Investments   39,000  
Post-Modification Outstanding Recorded Investments   39,000  
Type of modification, Extension of term Amount   39,000  
Total TDRs   39,000  
Commercial real estate
     
Troubled Debt Restructured Loans      
Number of Contracts 1    
Pre-Modification Outstanding Recorded Investments 477,000    
Post-Modification Outstanding Recorded Investments 477,000    
Number of Contracts in TDRs that have re-defaulted 1    
Type of modification, Principal forebearance 477,000    
Total TDRs $ 477,000