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LOANS (Details 5) (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Recorded Investment      
With No Allowance Recorded $ 5,999,000   $ 2,373,000
With a Related Allowance Recorded 7,959,000   12,852,000
Total Impaired Loans 13,958,000   15,225,000
Unpaid Principal Balance      
With No Allowance Recorded 6,388,000   2,847,000
With a Related Allowance Recorded 8,085,000   12,866,000
Total Impaired Loans 14,473,000   15,712,000
Related Allowance      
Related Allowance 518,000   310,000
Average Balance      
Total Impaired Loans 14,056,000 22,278,000  
Interest Income      
Total impaired loans 104,000 85,000  
Additional disclosure      
Additional interest income that would have been earned on non-accrual and restructured loans had they performed in accordance with their terms 200,000 405,000  
Amount of non-accrual loans other than TDRs with individual balances less than $100,000 1,700,000   1,900,000
Amount of non-accrual loans with an aggregate loan relationship of greater then $100,000 and performing TDRs 14,000,000   15,200,000
Recorded Allowance on impaired loan 518,000   310,000
Minimum
     
Analysis of Impaired Loans      
Outstanding balance of loans that are rated substandard and on non-accrual status, rated as doubtful or loss or are considered as TDR 100,000   100,000
Residential real estate
     
Recorded Investment      
With No Allowance Recorded 1,264,000   1,275,000
With a Related Allowance Recorded 894,000   1,498,000
Total Impaired Loans 2,158,000   2,773,000
Unpaid Principal Balance      
With No Allowance Recorded 1,376,000   1,378,000
With a Related Allowance Recorded 919,000   1,512,000
Total Impaired Loans 2,295,000   2,890,000
Related Allowance      
Related Allowance 26,000   40,000
Average Balance      
Total Impaired Loans 2,168,000 2,834,000  
Interest Income      
Total impaired loans 2,000 3,000  
Additional disclosure      
Recorded Allowance on impaired loan 26,000   40,000
Commercial real estate
     
Recorded Investment      
With No Allowance Recorded 4,735,000   389,000
With a Related Allowance Recorded 6,122,000   11,069,000
Total Impaired Loans 10,857,000   11,459,000
Unpaid Principal Balance      
With No Allowance Recorded 5,012,000   665,000
With a Related Allowance Recorded 6,122,000   11,069,000
Total Impaired Loans 11,134,000   11,734,000
Related Allowance      
Related Allowance 408,000   268,000
Average Balance      
Total Impaired Loans 10,875,000 12,813,000  
Interest Income      
Total impaired loans 93,000 70,000  
Additional disclosure      
Recorded Allowance on impaired loan 408,000   268,000
Construction, land acquisition & development
     
Recorded Investment      
With No Allowance Recorded     709,000
With a Related Allowance Recorded 943,000   285,000
Total Impaired Loans 943,000   993,000
Unpaid Principal Balance      
With No Allowance Recorded     804,000
With a Related Allowance Recorded 1,044,000   285,000
Total Impaired Loans 1,044,000   1,088,000
Related Allowance      
Related Allowance 84,000   2,000
Average Balance      
Total Impaired Loans 1,013,000 2,734,000  
Interest Income      
Total impaired loans 9,000 12,000  
Additional disclosure      
Recorded Allowance on impaired loan 84,000   2,000
Real Estate
     
Recorded Investment      
With No Allowance Recorded 5,999,000   2,373,000
With a Related Allowance Recorded 7,959,000   12,852,000
Total Impaired Loans 13,958,000   15,225,000
Unpaid Principal Balance      
With No Allowance Recorded 6,388,000   2,847,000
With a Related Allowance Recorded 8,085,000   12,866,000
Total Impaired Loans 14,473,000   15,712,000
Related Allowance      
Related Allowance 518,000   310,000
Average Balance      
Total Impaired Loans 14,056,000 18,441,000  
Interest Income      
Total impaired loans 104,000 85,000  
Additional disclosure      
Recorded Allowance on impaired loan 518,000   310,000
Commercial and industrial
     
Average Balance      
Total Impaired Loans   3,806,000  
Consumer
     
Average Balance      
Total Impaired Loans   $ 31,000