LOANS (Details) (USD $)									3 Months Ended
	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011	Mar. 31, 2013 Minimum	Dec. 31, 2012 Minimum	Mar. 31, 2013 Residential real estate	Dec. 31, 2012 Residential real estate	Mar. 31, 2013 One-to-four family, mortgage loans	Dec. 31, 2012 One-to-four family, mortgage loans	Mar. 31, 2013 Commercial Real Estate	Dec. 31, 2012 Commercial Real Estate	Mar. 31, 2013 Construction, land acquisition and development	Dec. 31, 2012 Construction, land acquisition and development	Mar. 31, 2013 State and Political Subdivisions	Dec. 31, 2012 State and Political Subdivisions	Mar. 31, 2012 State and Political Subdivisions	Dec. 31, 2011 State and Political Subdivisions	Mar. 31, 2013 Commercial and Industrial	Dec. 31, 2012 Commercial and Industrial	Mar. 31, 2012 Commercial and Industrial	Dec. 31, 2011 Commercial and Industrial	Mar. 31, 2013 Consumer loans	Dec. 31, 2012 Consumer loans	Mar. 31, 2012 Consumer loans	Dec. 31, 2011 Consumer loans
Loans
Total loans, gross	$ 615,923,000	$ 597,775,000					$ 98,273,000	$ 90,228,000			$ 248,455,000	$ 231,835,000	$ 22,363,000	$ 32,502,000	$ 25,278,000	$ 23,354,000			$ 112,176,000	$ 110,073,000			$ 109,378,000	$ 109,783,000
Unearned discount	(89,000)	(103,000)
Net deferred loan fees and costs	321,000	260,000
Allowance for loan and lease losses	(18,473,000)	(18,536,000)	(20,664,000)	(20,834,000)											(687,000)	(673,000)	(417,000)	(452,000)	(3,605,000)	(4,167,000)	(3,405,000)	(3,292,000)	(1,739,000)	(1,708,000)	(1,457,000)	(1,526,000)
Loans, net	597,682,000	579,396,000
Loans sold									3,700,000
Loans held for sale	847,000	1,615,000							847,000	1,600,000
Outstanding balance of loans that are rated substandard and on non-accrual status, rated doubtful or loss or are considered a TDR.					100,000	100,000
Impairment losses on impaired loans, which are not considered for general valuation allowance	$ 0