REGULATORY MATTERS (Details 2) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Tier I Capital:
Total Tier I Capital	$ 39,587	$ 53,059	$ 53,297
Tier II Capital:
Subordinated notes	19,796	25,000	25,000
Allowable portion of allowance for loan losses	8,452	9,823	11,201
Total Tier II Capital	28,248	34,823	36,201
Total Risk-Based Capital	67,835	87,882	89,498
Total Risk Weighted Assets	665,323	774,452	883,887
Bank
Tier I Capital:
Total Tier I Capital	69,963	80,976	75,659
Tier II Capital:
Allowable portion of allowance for loan losses	8,447	9,819	11,197
Total Tier II Capital	8,447	9,819	11,197
Total Risk-Based Capital	78,410	90,795	86,856
Total Risk Weighted Assets	$ 664,914	$ 774,097	$ 883,535