XML 24 R79.htm IDEA: XBRL DOCUMENT v2.4.0.6
INCOME TAXES (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Components of provision for income taxes      
Current     $ (3,512)
Deferred     3,512
Total 0 0 0
Applicable U.S. Statutory Federal Income Tax Rate (as a percent) 34.00% 34.00% 34.00%
Reconciliation of the provision (benefit) for income taxes      
Benefit at statutory tax rates (4,662) (114) (10,785)
Add (deduct):      
Tax effects of non-taxable income (1,824) (2,288) (2,704)
Non-deductible interest expense 65 98 170
Bank owned life insurance (235) (268) (252)
Change in valuation allowance 6,637 2,568 13,165
Other items, net $ 19 $ 4 $ 406