DEPOSITS (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011
DEPOSITS
Demand	$ 131,476,000	$ 124,733,000
Interest-bearing demand	321,863,000	336,182,000
Savings	83,101,000	87,712,000
Time ($100,000 and over)	144,844,000	199,790,000
Other time	173,329,000	208,719,000
Total deposits	854,613,000	957,136,000
Brokered deposits	15,700,000	30,700,000
Maturities of time deposits
2013	174,492,000
2014	58,329,000
2015	44,510,000
2016	23,339,000
2017	6,901,000
2018 and Thereafter	10,602,000
Total	318,173,000
Investment securities pledged to collateralize municipal deposits	185,000,000	150,800,000
Letter of credit pledged to collateralize certain deposits	0	30,000,000
Time Deposits $100000 or Over
Maturities of time deposits
2013	85,100,000
2014	32,475,000
2015	21,914,000
2016	4,133,000
2017	1,119,000
2018 and Thereafter	103,000
Total	144,844,000
Other Time Deposits
Maturities of time deposits
2013	89,392,000
2014	25,854,000
2015	22,596,000
2016	19,206,000
2017	5,782,000
2018 and Thereafter	10,499,000
Total	$ 173,329,000