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SERVICING (Details) (One-to-four family, residential loans, USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Servicing      
Unpaid balances of mortgage and other loans serviced for others $ 154,500,000 $ 180,000,000 $ 193,900,000
Mortgage servicing rights
     
Changes in mortgage servicing rights      
Balance, beginning of year 777,000 751,000  
Mortgage servicing rights capitalized 220,000 277,000  
Amortization (322,000) (251,000)  
Balance, end of year $ 675,000 $ 777,000