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LOANS (Details 5) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Recorded Investment      
With No Allowance Recorded $ 2,374,000 $ 7,841,000  
With a Related Allowance Recorded 12,852,000 15,862,000  
Total Impaired Loans 15,225,000 23,703,000  
Unpaid Principal Balance      
With No Allowance Recorded 2,847,000 11,935,000  
With a Related Allowance Recorded 12,866,000 18,445,000  
Total Impaired Loans 15,712,000 30,380,000  
Related Allowance      
Related Allowance 310,000 701,000  
Average Balance      
Total Impaired Loans 23,328,000 27,135,000 43,205,000
Performing TDR's included in Total Impaired Loans 7,500,000 5,700,000  
Interest Income      
Total Impaired Loans 376,000 238,000 619,000
Additional disclosure      
Additional interest income that would have been earned on non-accrual and restructured loans had they performed in accordance with their terms 1,400,000 2,200,000 2,900,000
Amount of non-accrual loans other than TDRs with individual balances less than $100,000 1,900,000 1,900,000  
Amount of non-accrual loans and TDRs with individual balances greater than $100,000 15,200,000 23,700,000  
Percentage of the principal balance outstanding guaranteed by USDA   70.00%  
Recorded Allowance on impaired loan 310,000 701,000  
Minimum
     
Analysis of Impaired Loans      
Outstanding balance of loans that are rated substandard and on non-accrual status, rated as doubtful or loss or are considered as TDR 100,000 100,000  
Residential Real Estate
     
Recorded Investment      
With No Allowance Recorded 1,276,000 961,000  
With a Related Allowance Recorded 1,498,000 2,654,000  
Total Impaired Loans 2,773,000 3,615,000  
Unpaid Principal Balance      
With No Allowance Recorded 1,378,000 1,097,000  
With a Related Allowance Recorded 1,512,000 3,274,000  
Total Impaired Loans 2,890,000 4,371,000  
Related Allowance      
Related Allowance 40,000 65,000  
Average Balance      
Total Impaired Loans 3,882,000 2,834,000 2,491,000
Interest Income      
Total Impaired Loans 11,000 7,000 13,000
Additional disclosure      
Recorded Allowance on impaired loan 40,000 65,000  
Commercial Real Estate
     
Recorded Investment      
With No Allowance Recorded 389,000 725,000  
With a Related Allowance Recorded 11,069,000 12,287,000  
Total Impaired Loans 11,459,000 13,012,000  
Unpaid Principal Balance      
With No Allowance Recorded 665,000 815,000  
With a Related Allowance Recorded 11,069,000 14,187,000  
Total Impaired Loans 11,734,000 15,002,000  
Related Allowance      
Related Allowance 268,000 545,000  
Average Balance      
Total Impaired Loans 14,196,000 12,827,000 13,456,000
Interest Income      
Total Impaired Loans 328,000 184,000 393,000
Additional disclosure      
Recorded Allowance on impaired loan 268,000 545,000  
Construction, land acquisition and development
     
Recorded Investment      
With No Allowance Recorded 709,000 2,058,000  
With a Related Allowance Recorded 285,000 921,000  
Total Impaired Loans 993,000 2,979,000  
Unpaid Principal Balance      
With No Allowance Recorded 804,000 5,387,000  
With a Related Allowance Recorded 285,000 984,000  
Total Impaired Loans 1,088,000 6,371,000  
Related Allowance      
Related Allowance 2,000 91,000  
Average Balance      
Total Impaired Loans 2,340,000 6,445,000 21,707,000
Interest Income      
Total Impaired Loans 37,000 38,000 53,000
Additional disclosure      
Recorded Allowance on impaired loan 2,000 91,000  
State and Political Subdivisions
     
Average Balance      
Total Impaired Loans 157,000   1,105,000
Real Estate
     
Recorded Investment      
With No Allowance Recorded 2,374,000 3,744,000  
With a Related Allowance Recorded 12,852,000 15,862,000  
Total Impaired Loans 15,225,000 19,606,000  
Unpaid Principal Balance      
With No Allowance Recorded 2,847,000 7,299,000  
With a Related Allowance Recorded 12,866,000 18,445,000  
Total Impaired Loans 15,712,000 25,744,000  
Related Allowance      
Related Allowance 310,000 701,000  
Average Balance      
Total Impaired Loans 20,418,000 22,106,000 37,654,000
Interest Income      
Total Impaired Loans 376,000 229,000 459,000
Additional disclosure      
Recorded Allowance on impaired loan 310,000 701,000  
Commercial and Industrial
     
Recorded Investment      
With No Allowance Recorded   4,066,000  
Total Impaired Loans   4,066,000  
Unpaid Principal Balance      
With No Allowance Recorded   4,601,000  
Total Impaired Loans   4,601,000  
Average Balance      
Total Impaired Loans 2,521,000 4,971,000 4,081,000
Interest Income      
Total Impaired Loans   9,000 160,000
Commercial and Industrial | Other
     
Recorded Investment      
With No Allowance Recorded   4,066,000  
Total Impaired Loans   4,066,000  
Unpaid Principal Balance      
With No Allowance Recorded   4,601,000  
Total Impaired Loans   4,601,000  
Average Balance      
Total Impaired Loans 2,521,000 4,971,000 4,081,000
Interest Income      
Total Impaired Loans   9,000 160,000
Consumer
     
Recorded Investment      
With No Allowance Recorded   31,000  
Total Impaired Loans   31,000  
Unpaid Principal Balance      
With No Allowance Recorded   35,000  
Total Impaired Loans   35,000  
Average Balance      
Total Impaired Loans 232,000 58,000 365,000
Consumer | Installment/HELOC
     
Recorded Investment      
With No Allowance Recorded   31,000  
Total Impaired Loans   31,000  
Unpaid Principal Balance      
With No Allowance Recorded   35,000  
Total Impaired Loans   35,000  
Average Balance      
Total Impaired Loans 232,000 58,000 280,000
Consumer | Consumer - indirect auto
     
Average Balance      
Total Impaired Loans     $ 85,000