LOANS (Details) (USD $)									12 Months Ended											12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2012 Minimum	Dec. 31, 2011 Minimum	Dec. 31, 2012 Residential real estate	Dec. 31, 2011 Residential real estate	Dec. 31, 2012 One-to-four family, mortgage loans	Dec. 31, 2011 One-to-four family, mortgage loans	Dec. 31, 2010 One-to-four family, mortgage loans	Dec. 31, 2012 Commercial Real Estate item	Dec. 31, 2011 Commercial Real Estate	Dec. 31, 2012 Construction, land acquisition and development	Dec. 31, 2011 Construction, land acquisition and development	Dec. 31, 2012 State and Political Subdivisions	Dec. 31, 2011 State and Political Subdivisions	Dec. 31, 2010 State and Political Subdivisions	Dec. 31, 2009 State and Political Subdivisions	Dec. 31, 2010 Indirect Auto Loan	Dec. 31, 2012 Commercial and Industrial	Dec. 31, 2011 Commercial and Industrial	Dec. 31, 2012 Consumer	Dec. 31, 2011 Consumer	Dec. 31, 2011 Consumer Indirect Auto Loan	Dec. 31, 2010 Consumer Indirect Auto Loan	Dec. 31, 2009 Consumer Indirect Auto Loan
Loans
Total loans, gross	$ 597,775,000	$ 679,521,000	$ 757,936,000				$ 90,228,000	$ 80,056,000				$ 231,835,000	$ 256,508,000	$ 32,502,000	$ 33,450,000	$ 23,354,000	$ 23,496,000	$ 27,739,000			$ 110,073,000	$ 174,233,000	$ 109,783,000	$ 111,778,000	$ 63,722,000	$ 63,509,000
Unearned discount	(103,000)	(159,000)
Net deferred loan fees and costs	260,000	516,000
Allowance for loan and lease losses	(18,536,000)	(20,834,000)	(22,575,000)	(22,458,000)												(673,000)	(452,000)	(566,000)	(566,000)		(4,167,000)	(3,292,000)	(1,708,000)	(1,526,000)	(802,000)	(597,000)	(938,000)
Loans, net	579,396,000	659,044,000
Loans sold									26,200,000	28,100,000	43,900,000									36,700,000
Loans held for sale	1,615,000	94,000							1,600,000	94,000
Number of non-performing loans sold												3
Aggregate recorded investment of non-performing loans sold												6,800,000
Gain on Sale of Loan												0
Outstanding balance of loans that are rated substandard and on non-accrual status, rated doubtful or loss or are considered a TDR.					$ 100,000	$ 100,000