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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest income      
Interest and fees on loans $ 29,588 $ 34,467 $ 44,380
Interest and dividends on securities      
U.S. Treasury and government agencies 1,352 2,852 4,223
State and political subdivisions, tax-free 3,931 5,093 5,590
State and political subdivisions, taxable 482 112 58
Other securities 1,484 234 1,059
Total interest and dividends on securities 7,249 8,291 10,930
Interest on interest-bearing deposits and federal funds sold 190 178 161
Total interest income 37,027 42,936 55,471
Deposits      
Interest-bearing demand 699 1,615 3,442
Savings 161 287 502
Time ($100,000 and over) 1,476 2,193 3,416
Other time 3,048 4,664 6,832
Total interest on deposits 5,384 8,759 14,192
Interest on borrowed funds      
Interest on FHLB advances 1,322 2,621 5,208
Interest on subordinated debentures 2,288 2,281 2,257
Interest on junior subordinated debentures 224 206 210
Interest on other debt     1
Total interest on borrowed funds 3,834 5,108 7,676
Total interest expense 9,218 13,867 21,868
Net interest income before provision for loan and lease losses 27,809 29,069 33,603
Provision for loan and lease losses 4,065 523 25,041
Net interest income after provision for loan and lease losses 23,744 28,546 8,562
Non-interest income      
Deposit service charges 2,985 3,105 3,274
Net (loss) gain on the sale of securities (1,712) 5,114 (1,714)
Gross other-than-temporary-impairment (losses) gains (96) 751 (805)
Portion of (gain) loss recognized in OCI (before taxes)   (1,549) (3,466)
Other-than-temporary-impairment losses recognized in earnings (96) (798) (4,271)
Net gain on the sale of loans held for sale 859 755 1,198
Net gain on the sale of other real estate owned 305 2,528 403
Net gain (loss) on the sale of other assets   20 (60)
Loan related fees 514 673 1,009
Income from bank owned life insurance 692 787 740
Other 736 765 703
Total non-interest income 4,283 12,949 1,282
Non-interest expense      
Salaries and employee benefits 14,702 14,117 13,077
Occupancy expense 2,225 2,508 3,228
Equipment expense 1,723 1,654 1,763
Advertising expense 614 629 712
Data processing expense 2,141 2,036 2,023
FDIC assessment 2,216 2,657 2,828
Bank shares tax 882 1,103 1,020
Expense of other real estate owned 2,027 3,720 7,521
Provision (credit) for off-balance sheet commitments 358 (423) (678)
Legal expense 4,233 2,716 1,075
Professional fees 4,385 5,413 2,066
Insurance expense 896 685 362
Loan collection expenses 765 780 647
Other operating expenses 4,571 4,235 5,920
Total non-interest expense 41,738 41,830 41,564
Loss before income taxes (13,711) (335) (31,720)
Provision for income taxes 0 0 0
Net loss $ (13,711) $ (335) $ (31,720)
Loss Per Share      
Basic (in dollars per share) $ (0.83) $ (0.02) $ (1.94)
Diluted (in dollars per share) $ (0.83) $ (0.02) $ (1.94)
Cash Dividends Declared Per Common Share (in dollars per share) $ 0.00 $ 0.00 $ 0.00
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:      
Basic (in shares) 16,442,160 16,439,508 16,354,245
Diluted (in shares) 16,442,160 16,439,508 16,354,245