DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2012

DEPOSITS

Schedule of deposits

	December 31,
(in thousands)	2012		2011
Demand	$	131,476	$	124,733
Interest-bearing demand	321,863		336,182
Savings	83,101		87,712
Time ($100,000 and over)	144,844		199,790
Other time	173,329		208,719
Total	$	854,613	$	957,136

Schedule of maturities of time deposits including certificates of deposit and Individual Retirement Accounts

The following table summarizes scheduled maturities of time deposits, including certificates of deposit and individual retirement accounts, at December 31, 2012:

	Time Deposits
	$100,000		Other
(in thousands)	and Over		Time Deposits		Total
2013	$	85,100	$	89,392	$	174,492
2014	32,475		25,854		58,329
2015	21,914		22,596		44,510
2016	4,133		19,206		23,339
2017	1,119		5,782		6,901
2018 and Thereafter	103		10,499		10,602
Total	$	144,844	$	173,329	$	318,173