X0202 4 2005-10-01 1 0001035713 PROVIDIAN FINANCIAL CORP PVN 0001222050 CHEN CHAOMEI 201 MISSION STREET SAN FRANCISCO CA 94105 0 1 0 0 Vice Chairman, Credit Common Stock 2005-10-01 4 F 0 23810 17.870 D 140198.00 D Common Stock 2005-10-01 4 D 0 140198 D 0.00 D Common Stock 2005-10-01 4 D 0 119.04 D 0.00 I (401-K Holdings) Employee Stock Option (Right to Buy) 5.845 2005-10-01 4 D 0 125000 D 2003-08-26 2012-08-26 Common Stock 125000.00 0.00 D Employee Stock Option (Right to Buy) 7.400 2005-10-01 4 D 0 256000 D 2004-04-29 2013-04-29 Common Stock 256000.00 0.00 D Employee Stock Option (Right to Buy) 13.290 2005-10-01 4 D 0 99600 D 2005-01-27 2014-01-27 Common Stock 99600.00 0.00 D Employee Stock Option (Right to Buy) 16.525 2005-10-01 4 D 0 88000 D 2006-01-25 2015-01-25 Common Stock 88000.00 0.00 D Disposed of pursuant to a merger agreement by and among Providian Financial Corporation, New American Capital, Inc. ("New American") and Washington Mutual, Inc. in exchange for (a) a number of shares of Washington Mutual, Inc. common stock equal to 0.4005 times the number of shares of Providian Financial Corporation common stock indicated and (b) cash in the amount of $2.00 per share of Providian Financial Corporation common stock. The closing price of Washington Mutual, Inc.'s common stock on September 30, 2005 (the last trading day before the transaction date) was $39.22 per share. This option became fully vested upon the merger of Providian Financial Corporation with and into New American and was replaced with an option to purchase a number of shares of the common stock of Washington Mutual, Inc. (the parent of New American) equal to 0.45 times the number of shares of Providian Financial Corporation common stock indicated. The closing price of Washington Mutual, Inc.'s common stock on September 30, 2005 (the last trading day before the transaction date) was $39.22 per share. By: Sylvia Yau, Attorney-in-Fact 2005-10-03