The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG000BP52R2 1,435,623 9,430 SH   DFND 1,2 9,430 0 0
ABBOTT LABS COM 002824100 BBG000B9ZXB4 18,722,457 137,655 SH   DFND 1,2 134,376 0 3,279
ABBVIE INC COM 00287Y109 BBG0025Y4RY4 16,019,377 86,302 SH   DFND 1,2 84,202 0 2,100
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG000D9D830 4,168,619 13,947 SH   DFND 1,2 13,941 0 6
ADOBE INC COM 00724F101 BBG000BB5006 3,886,210 10,045 SH   DFND 1,2 9,826 0 219
ADVANCED MICRO DEVICES INC COM 007903107 BBG000BBQCY0 1,288,026 9,077 SH   DFND 1,2 9,068 0 9
AFLAC INC COM 001055102 BBG000BBBNC6 239,183 2,268 SH   DFND 1,2 1,428 0 840
AIR PRODS & CHEMS INC COM 009158106 BBG000BC4JJ4 2,545,309 9,024 SH   DFND 1,2 8,509 0 515
ALLSTATE CORP COM 020002101 BBG000BVMGF2 246,403 1,224 SH   DFND 1,2 608 0 616
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB30 3,798,807 21,415 SH   DFND 1,2 21,415 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JX6 16,744,141 95,013 SH   DFND 1,2 94,020 0 993
ALTRIA GROUP INC COM 02209S103 BBG000BP6LJ8 331,611 5,656 SH   DFND 1,2 5,656 0 0
AMAZON COM INC COM 023135106 BBG000BVPV84 16,766,442 76,423 SH   DFND 1,2 75,707 0 716
AMERICAN EXPRESS CO COM 025816109 BBG000BCQZS4 691,230 2,167 SH   DFND 1,2 2,167 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG000B9XYV2 5,189,992 23,482 SH   DFND 1,2 23,397 0 85
AMERICAN WTR WKS CO INC NEW COM 030420103 BBG000TRJ294 403,975 2,904 SH   DFND 1,2 2,804 0 100
AMERIPRISE FINL INC COM 03076C106 BBG000G3QLY3 243,915 457 SH   DFND 1,2 457 0 0
AMETEK INC COM 031100100 BBG000B9XG87 1,057,530 5,844 SH   DFND 1,2 5,430 0 414
AMGEN INC COM 031162100 BBG000BBS2Y0 786,255 2,816 SH   DFND 1,2 2,816 0 0
AMPHENOL CORP NEW CL A 032095101 BBG000B9YJ35 4,541,315 45,988 SH   DFND 1,2 45,956 0 32
ANALOG DEVICES INC COM 032654105 BBG000BB6G37 1,917,251 8,055 SH   DFND 1,2 7,707 0 348
AON PLC SHS CL A G0403H108 BBG00SSQFPK6 221,191 620 SH   DFND 1,2 620 0 0
APPLE INC COM 037833100 BBG000B9XRY4 50,195,661 244,654 SH   DFND 1,2 238,658 0 5,996
APPLIED MATLS INC COM 038222105 BBG000BBPFB9 1,373,940 7,505 SH   DFND 1,2 6,323 0 1,182
ARISTA NETWORKS INC COM SHS 040413205 BBG000N2HDY5 4,822,893 47,140 SH   DFND 1,2 46,977 0 163
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG000K6MRN4 3,623,886 4,522 SH   DFND 1,2 4,522 0 0
AT&T INC COM 00206R102 BBG000BSJK37 1,047,425 36,193 SH   DFND 1,2 33,401 0 2,792
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG000JG0547 14,537,359 47,138 SH   DFND 1,2 46,488 0 650
AUTOZONE INC COM 053332102 BBG000C7LMS8 2,602,273 701 SH   DFND 1,2 701 0 0
BAKER HUGHES COMPANY CL A 05722G100 BBG00GBVBK51 2,188,946 57,093 SH   DFND 1,2 57,041 0 52
BALL CORP COM 058498106 BBG000BDDNH5 3,649,664 65,068 SH   DFND 1,2 64,868 0 200
BANK AMERICA CORP COM 060505104 BBG000BCTLF6 5,277,268 111,523 SH   DFND 1,2 111,454 0 69
BANK NEW YORK MELLON CORP COM 064058100 BBG000BD8PN9 449,537 4,934 SH   DFND 1,2 3,734 0 1,200
BAR HBR BANKSHARES COM 066849100 BBG000JKM045 14,307,128 477,541 SH   DFND 1,2 9,000 0 468,541
BENTLEY SYS INC COM CL B 08265T208 BBG000BMSRR9 10,603,270 196,466 SH   DFND 1,2 195,566 0 900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG000DWG505 16,463,717 33,892 SH   DFND 1,2 33,380 0 512
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 BBG01C8314R8 9,810,544 188,955 SH   DFND 1,2 185,875 0 3,080
BLACKROCK INC COM 09290D101 BBG01PSW2WN4 1,371,370 1,307 SH   DFND 1,2 1,307 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 BBG000CKP7P1 136,709 12,305 SH   DFND 1,2 0 0 12,305
BLACKSTONE INC COM 09260D107 BBG000BH0106 786,791 5,260 SH   DFND 1,2 5,260 0 0
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 BBG004H65XS1 123,407 12,075 SH   DFND 1,2 0 0 12,075
BOOKING HOLDINGS INC COM 09857L108 BBG000BLBVN4 3,595,118 621 SH   DFND 1,2 620 0 1
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG000DQLV23 1,742,402 37,641 SH   DFND 1,2 37,641 0 0
BROADCOM INC COM 11135F101 BBG00KHY5S69 3,479,806 12,624 SH   DFND 1,2 12,624 0 0
BROWN & BROWN INC COM 115236101 BBG000BWSGF4 17,601,832 158,761 SH   DFND 1,2 157,711 0 1,050
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HYS8 983,015 13,431 SH   DFND 1,2 10,914 0 2,517
CATERPILLAR INC COM 149123101 BBG000BF0K17 18,185,309 46,844 SH   DFND 1,2 46,844 0 0
CHEVRON CORP NEW COM 166764100 BBG000K4ND22 12,844,143 89,700 SH   DFND 1,2 88,896 0 804
CHUBB LIMITED COM H1467J104 BBG000BR14K5 5,999,232 20,707 SH   DFND 1,2 20,637 0 70
CINTAS CORP COM 172908105 BBG000H3YXF8 700,035 3,141 SH   DFND 1,2 3,141 0 0
CISCO SYS INC COM 17275R102 BBG000C3J3C9 6,228,173 89,769 SH   DFND 1,2 89,643 0 126
CLOROX CO DEL COM 189054109 BBG000BFS7D3 314,703 2,621 SH   DFND 1,2 2,621 0 0
COCA COLA CO COM 191216100 BBG000BMX289 4,307,685 60,886 SH   DFND 1,2 60,586 0 300
COLGATE PALMOLIVE CO COM 194162103 BBG000BFQYY3 10,777,831 118,568 SH   DFND 1,2 118,568 0 0
COMCAST CORP NEW CL A 20030N101 BBG000BFT2L4 249,437 6,989 SH   DFND 1,2 5,975 0 1,014
CONOCOPHILLIPS COM 20825C104 BBG000BQQH30 395,753 4,410 SH   DFND 1,2 4,120 0 290
CONSOLIDATED EDISON INC COM 209115104 BBG000BHLYS1 280,378 2,794 SH   DFND 1,2 2,694 0 100
COSTCO WHSL CORP NEW COM 22160K105 BBG000F6H8W8 34,617,212 34,969 SH   DFND 1,2 34,938 0 31
CSX CORP COM 126408103 BBG000BGJRC8 2,490,746 76,333 SH   DFND 1,2 64,583 0 11,750
DANAHER CORPORATION COM 235851102 BBG000BH3JF8 5,245,675 26,555 SH   DFND 1,2 26,143 0 412
DEERE & CO COM 244199105 BBG000BH1NH9 722,564 1,421 SH   DFND 1,2 1,371 0 50
DISNEY WALT CO COM 254687106 BBG000BH4R78 5,270,301 42,499 SH   DFND 1,2 41,403 0 1,096
DOLLAR GEN CORP NEW COM 256677105 BBG000NV1KK7 9,067,932 79,279 SH   DFND 1,2 78,914 0 365
DOMINION ENERGY INC COM 25746U109 BBG000BGVW60 3,004,886 53,165 SH   DFND 1,2 52,575 0 590
DOVER CORP COM 260003108 BBG000BHB3M6 466,137 2,544 SH   DFND 1,2 2,268 0 276
DOW INC COM 260557103 BBG00BN96922 476,349 17,989 SH   DFND 1,2 17,947 0 42
DTE ENERGY CO COM 233331107 BBG000BB29X4 333,269 2,516 SH   DFND 1,2 2,516 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG000BHGDH5 584,100 4,950 SH   DFND 1,2 4,950 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961G4 631,508 9,207 SH   DFND 1,2 9,165 0 42
EASTGROUP PPTYS INC COM 277276101 BBG000BHRBT4 3,844,596 23,005 SH   DFND 1,2 22,880 0 125
EATON CORP PLC SHS G29183103 BBG000BJ3PD2 5,409,469 15,153 SH   DFND 1,2 15,143 0 10
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 BBG000CQQTP9 137,215 13,413 SH   DFND 1,2 0 0 13,413
ECOLAB INC COM 278865100 BBG000BHKYH4 1,011,747 3,755 SH   DFND 1,2 3,755 0 0
ELI LILLY & CO COM 532457108 BBG000BNBDC2 58,444,482 74,974 SH   DFND 1,2 74,974 0 0
EMERSON ELEC CO COM 291011104 BBG000BHX7N2 9,930,418 74,480 SH   DFND 1,2 74,480 0 0
EQUINIX INC COM 29444U700 BBG000MBDGM6 2,900,284 3,646 SH   DFND 1,2 3,613 0 33
EQUITY LIFESTYLE PPTYS INC COM 29472R108 BBG000BB7SX7 6,371,929 103,323 SH   DFND 1,2 102,683 0 640
EVERSOURCE ENERGY COM 30040W108 BBG000BQ87N0 275,157 4,325 SH   DFND 1,2 4,325 0 0
EXXON MOBIL CORP COM 30231G102 BBG000GZQ728 24,434,703 226,667 SH   DFND 1,2 220,571 0 6,096
FEDEX CORP COM 31428X106 BBG000BJF1Z8 2,541,098 11,179 SH   DFND 1,2 11,174 0 5
FIRST AMERN FINL CORP COM 31847R102 BBG000V78V75 7,284,967 118,667 SH   DFND 1,2 118,167 0 500
FIRST BANCORP INC ME COM 31866P102 BBG000KN6TT5 278,697 10,968 SH   DFND 1,2 10,968 0 0
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WR1 385,537 6,145 SH   DFND 1,2 6,145 0 0
GE AEROSPACE COM NEW 369604301 BBG000BK6MB5 933,039 3,625 SH   DFND 1,2 3,037 0 588
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 BBG01CCQ4104 1,698,425 22,930 SH   DFND 1,2 22,720 0 210
GE VERNOVA INC COM 36828A101 BBG013G17W31 275,158 520 SH   DFND 1,2 373 0 147
GENERAL DYNAMICS CORP COM 369550108 BBG000BK67C7 251,411 862 SH   DFND 1,2 862 0 0
GENERAL MLS INC COM 370334104 BBG000BKCFC2 934,031 18,028 SH   DFND 1,2 16,748 0 1,280
GENUINE PARTS CO COM 372460105 BBG000BKL348 644,156 5,310 SH   DFND 1,2 5,310 0 0
GILEAD SCIENCES INC COM 375558103 BBG000CKGBP2 323,630 2,919 SH   DFND 1,2 2,919 0 0
GRAINGER W W INC COM 384802104 BBG000BKR1D6 233,014 224 SH   DFND 1,2 224 0 0
GSK PLC SPONSORED ADR 37733W204 BBG000BLB481 2,576,333 67,092 SH   DFND 1,2 67,092 0 0
HANOVER INS GROUP INC COM 410867105 BBG000FJH8W0 231,023 1,360 SH   DFND 1,2 1,360 0 0
HARBOR ETF TRUST SCIENTIFIC HIGH 41151J109 BBG011S2KC93 224,735 4,876 SH   DFND 1,2 1,472 0 3,404
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NQ3 2,151,299 105,198 SH   DFND 1,2 105,138 0 60
HOME DEPOT INC COM 437076102 BBG000BKZB36 9,047,209 24,676 SH   DFND 1,2 24,572 0 104
HONEYWELL INTL INC COM 438516106 BBG000H556T9 3,537,913 15,192 SH   DFND 1,2 15,040 0 152
ILLINOIS TOOL WKS INC COM 452308109 BBG000BMBL90 1,178,394 4,766 SH   DFND 1,2 4,766 0 0
INTEL CORP COM 458140100 BBG000C0G1D1 317,162 14,159 SH   DFND 1,2 14,159 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG000C1FB75 4,720,133 25,727 SH   DFND 1,2 25,205 0 522
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG000BLNNH6 21,908,639 74,322 SH   DFND 1,2 74,285 0 37
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 BBG000BLSL58 1,704,595 23,176 SH   DFND 1,2 23,155 0 21
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2MY7 381,472 2,099 SH   DFND 1,2 2,099 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107 BBG000CT8BC6 181,718 19,795 SH   DFND 1,2 0 0 19,795
INVESCO QQQ TR UNIT SER 1 46090E103 BBG000BSWKH7 20,091,832 36,422 SH   DFND 1,2 36,422 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 BBG000BDH0S9 125,204 13,348 SH   DFND 1,2 0 0 13,348
ISHARES INC MSCI STH AFR ETF 464286780 BBG000PNJ9F5 860,484 16,009 SH   DFND 1,2 16,009 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG000HSHTP0 8,699,412 64,421 SH   DFND 1,2 64,421 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG000C1L679 975,224 7,343 SH   DFND 1,2 7,343 0 0
ISHARES TR TIPS BD ETF 464287176 BBG000C01W49 362,472 3,294 SH   DFND 1,2 3,294 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG000BVZ4F5 65,349,104 105,249 SH   DFND 1,2 104,910 0 339
ISHARES TR CORE US AGGBD ET 464287226 BBG000Q123R0 59,091,258 595,678 SH   DFND 1,2 592,212 0 3,466
ISHARES TR MSCI EMG MKT ETF 464287234 BBG000M0P5L2 1,382,028 28,649 SH   DFND 1,2 28,499 0 150
ISHARES TR IBOXX INV CP ETF 464287242 BBG000BBV9N3 4,964,018 45,288 SH   DFND 1,2 44,822 0 466
ISHARES TR S&P 500 GRWT ETF 464287309 BBG000BWDHF8 737,670 6,700 SH   DFND 1,2 6,700 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG000D2KQ55 2,372,947 26,546 SH   DFND 1,2 26,396 0 150
ISHARES TR RUS MD CP GR ETF 464287481 BBG000BW05W9 244,077 1,760 SH   DFND 1,2 1,760 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG000JWXHK2 583,642 6,346 SH   DFND 1,2 6,346 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG000BWC7P0 29,696,044 478,814 SH   DFND 1,2 477,370 0 1,444
ISHARES TR ISHARES BIOTECH 464287556 BBG000FS8GY0 1,969,508 15,568 SH   DFND 1,2 15,499 0 69
ISHARES TR GLOBAL 100 ETF 464287572 BBG000DWS6F4 357,606 3,317 SH   DFND 1,2 3,317 0 0
ISHARES TR S&P MC 400GR ETF 464287606 BBG000C15L83 372,927 4,099 SH   DFND 1,2 4,099 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG000CF7ZN2 279,127 822 SH   DFND 1,2 822 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG000CGC9C4 486,822 2,256 SH   DFND 1,2 2,256 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG000C18HW2 213,418 1,419 SH   DFND 1,2 1,419 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG000C14JK5 237,644 1,923 SH   DFND 1,2 1,923 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG000BWCNN7 25,717,358 235,313 SH   DFND 1,2 233,541 0 1,772
ISHARES TR S&P SML 600 GWT 464287887 BBG000C16NW1 225,636 1,696 SH   DFND 1,2 1,696 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG000BBM0N2 181,862 13,872 SH   DFND 1,2 13,872 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG000TC0WT9 466,921 4,469 SH   DFND 1,2 4,469 0 0
ISHARES TR IBOXX HI YD ETF 464288513 BBG000R2T3H9 634,070 7,862 SH   DFND 1,2 7,862 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG000QN1YR5 14,351,636 269,312 SH   DFND 1,2 265,791 0 3,521
ISHARES TR ISHS 1-5YR INVS 464288646 BBG000QN2BW8 19,657,374 372,581 SH   DFND 1,2 368,791 0 3,790
ISHARES TR 3 7 YR TREAS BD 464288661 BBG000QN0RR1 212,337 1,783 SH   DFND 1,2 1,783 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG000G7K7Q0 428,661 13,972 SH   DFND 1,2 12,472 0 1,500
ISHARES TR MSCI USA ESG SLC 464288802 BBG000QN82F1 304,454 2,402 SH   DFND 1,2 2,402 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TR19 1,115,627 13,364 SH   DFND 1,2 13,364 0 0
JOHNSON & JOHNSON COM 478160104 BBG000BMHYD1 33,268,339 217,796 SH   DFND 1,2 212,681 0 5,115
JPMORGAN CHASE & CO. COM 46625H100 BBG000DMBXR2 23,137,427 79,809 SH   DFND 1,2 79,603 0 206
KIMBERLY-CLARK CORP COM 494368103 BBG000BMW2Z0 1,041,287 8,077 SH   DFND 1,2 8,077 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG0019JZ882 4,581,167 155,822 SH   DFND 1,2 155,121 0 701
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG000BLGFJ9 4,577,579 18,249 SH   DFND 1,2 18,222 0 27
LAM RESEARCH CORP COM NEW 512807306 BBG000BNFLM9 5,306,977 54,520 SH   DFND 1,2 54,488 0 32
LINDE PLC SHS G54950103 BBG01FND0CC1 724,883 1,545 SH   DFND 1,2 1,430 0 115
LOCKHEED MARTIN CORP COM 539830109 BBG000C1BW00 819,295 1,769 SH   DFND 1,2 1,769 0 0
LOWES COS INC COM 548661107 BBG000BNDN65 2,019,904 9,104 SH   DFND 1,2 8,884 0 220
M & T BK CORP COM 55261F104 BBG000D9KWL9 561,795 2,896 SH   DFND 1,2 2,837 0 59
MANULIFE FINL CORP COM 56501R106 BBG000C0Q0K4 202,626 6,340 SH   DFND 1,2 6,340 0 0
MARATHON PETE CORP COM 56585A102 BBG001DCCGR8 550,987 3,317 SH   DFND 1,2 3,317 0 0
MARSH & MCLENNAN COS INC COM 571748102 BBG000BP4MH0 1,071,992 4,903 SH   DFND 1,2 4,804 0 99
MASTERCARD INCORPORATED CL A 57636Q104 BBG000F1ZSQ2 8,162,740 14,526 SH   DFND 1,2 14,495 0 31
MCDONALDS CORP COM 580135101 BBG000BNSZP1 4,723,805 16,168 SH   DFND 1,2 15,461 0 707
MCKESSON CORP COM 58155Q103 BBG000DYGNW7 273,327 373 SH   DFND 1,2 373 0 0
MEDTRONIC PLC SHS G5960L103 BBG000BNWG87 11,942,987 137,008 SH   DFND 1,2 136,328 0 680
MERCK & CO INC COM 58933Y105 BBG000BPD168 11,578,179 146,263 SH   DFND 1,2 145,788 0 475
META PLATFORMS INC CL A 30303M102 BBG000MM2P62 4,899,441 6,638 SH   DFND 1,2 6,610 0 28
METLIFE INC COM 59156R108 BBG000BB6KF5 314,362 3,909 SH   DFND 1,2 3,909 0 0
MICROSOFT CORP COM 594918104 BBG000BPH459 37,938,953 76,273 SH   DFND 1,2 72,790 0 3,483
MONDELEZ INTL INC CL A 609207105 BBG000D4LWF6 349,339 5,180 SH   DFND 1,2 5,180 0 0
MOODYS CORP COM 615369105 BBG000F86GP6 606,924 1,210 SH   DFND 1,2 1,210 0 0
NELNET INC CL A 64031N108 BBG000PYJY93 13,270,634 109,566 SH   DFND 1,2 109,066 0 500
NETFLIX INC COM 64110L106 BBG000CL9VN6 575,826 430 SH   DFND 1,2 430 0 0
NEUBERGER BERMAN MUN FD INC COM 64124P101 BBG000HYRYN7 195,273 19,865 SH   DFND 1,2 630 0 19,235
NEXTERA ENERGY INC COM 65339F101 BBG000BJSBJ0 3,009,843 43,357 SH   DFND 1,2 41,905 0 1,452
NIKE INC CL B 654106103 BBG000C5HS04 771,992 10,867 SH   DFND 1,2 10,867 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG000BQ5DS5 1,657,406 6,475 SH   DFND 1,2 6,475 0 0
NOVARTIS AG SPONSORED ADR 66987V109 BBG000LYF3S8 370,654 3,063 SH   DFND 1,2 3,063 0 0
NOVO-NORDISK A S ADR 670100205 BBG000BQBKR3 1,654,133 23,966 SH   DFND 1,2 22,855 0 1,111
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG000PC4J09 193,404 17,711 SH   DFND 1,2 3,014 0 14,697
NUVEEN MUN VALUE FD INC COM 670928100 BBG000BQ9R46 2,567,530 295,458 SH   DFND 1,2 277,958 0 17,500
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG000BWLKT7 147,052 13,025 SH   DFND 1,2 2,550 0 10,475
NVIDIA CORPORATION COM 67066G104 BBG000BBJQV0 10,706,192 67,765 SH   DFND 1,2 67,728 0 37
NVR INC COM 62944T105 BBG000BQBYR3 258,498 35 SH   DFND 1,2 35 0 0
OGE ENERGY CORP COM 670837103 BBG000BQGLS5 608,184 13,704 SH   DFND 1,2 13,704 0 0
ON SEMICONDUCTOR CORP COM 682189105 BBG000DV7MX4 219,126 4,181 SH   DFND 1,2 4,150 0 31
ORACLE CORP COM 68389X105 BBG000BQLTW7 938,579 4,293 SH   DFND 1,2 3,643 0 650
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60KV0 397,169 4,011 SH   DFND 1,2 2,753 0 1,258
PALO ALTO NETWORKS INC COM 697435105 BBG0014GJCT9 3,624,584 17,712 SH   DFND 1,2 17,702 0 10
PARKER-HANNIFIN CORP COM 701094104 BBG000BR3KL6 4,459,032 6,384 SH   DFND 1,2 6,284 0 100
PAYCHEX INC COM 704326107 BBG000BQSQ38 219,645 1,510 SH   DFND 1,2 1,510 0 0
PEPSICO INC COM 713448108 BBG000DH7JK6 7,299,303 55,281 SH   DFND 1,2 52,926 0 2,355
PFIZER INC COM 717081103 BBG000BR2B91 4,204,937 173,471 SH   DFND 1,2 170,547 0 2,924
PHILIP MORRIS INTL INC COM 718172109 BBG000J2XL74 1,677,235 9,209 SH   DFND 1,2 9,209 0 0
PHILLIPS 66 COM 718546104 BBG00286S4N9 565,243 4,738 SH   DFND 1,2 4,513 0 225
PNC FINL SVCS GROUP INC COM 693475105 BBG000BRD0D8 499,606 2,680 SH   DFND 1,2 2,680 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG000BR2TH3 11,344,699 71,207 SH   DFND 1,2 67,999 0 3,208
PROLOGIS INC. COM 74340W103 BBG000B9Z0J8 1,893,632 18,014 SH   DFND 1,2 17,989 0 25
PURECYCLE TECHNOLOGIES INC COM 74623V103 BBG00YRJF1V1 205,500 15,000 SH   DFND 1,2 15,000 0 0
QUALCOMM INC COM 747525103 BBG000CGC1X8 646,596 4,060 SH   DFND 1,2 3,935 0 125
QUEST DIAGNOSTICS INC COM 74834L100 BBG000BN84F3 2,726,604 15,179 SH   DFND 1,2 15,169 0 10
REGENERON PHARMACEUTICALS COM 75886F107 BBG000C734W3 4,712,400 8,976 SH   DFND 1,2 8,936 0 40
ROCKWELL AUTOMATION INC COM 773903109 BBG000BBCDZ2 3,366,875 10,136 SH   DFND 1,2 10,031 0 105
ROPER TECHNOLOGIES INC COM 776696106 BBG000F1ZSN5 208,597 368 SH   DFND 1,2 250 0 118
RTX CORPORATION COM 75513E101 BBG000BW8S60 3,354,079 22,970 SH   DFND 1,2 19,995 0 2,975
RYAN SPECIALTY HOLDINGS INC CL A 78351F107 BBG011K4W134 12,002,003 176,526 SH   DFND 1,2 175,576 0 950
S&P GLOBAL INC COM 78409V104 BBG000BP1Q11 925,921 1,756 SH   DFND 1,2 1,756 0 0
SALESFORCE INC COM 79466L302 BBG000BN2DC2 3,977,456 14,586 SH   DFND 1,2 14,581 0 5
SANDSTORM GOLD LTD COM NEW 80013R206 BBG000VMKS48 10,492,797 1,116,255 SH   DFND 1,2 1,100,255 0 16,000
SCHLUMBERGER LTD COM STK 806857108 BBG000BT41Q8 288,044 8,522 SH   DFND 1,2 8,522 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 BBG000BHNNF7 4,850,361 55,237 SH   DFND 1,2 55,197 0 40
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG000BHVSG6 18,265,393 135,510 SH   DFND 1,2 135,352 0 158
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG000BJ10N8 13,388,470 165,351 SH   DFND 1,2 165,281 0 70
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG000BJ1MF9 29,453,866 135,526 SH   DFND 1,2 135,380 0 146
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG000BJ20S2 7,411,800 87,393 SH   DFND 1,2 87,327 0 66
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG000BJ29X7 23,346,494 445,799 SH   DFND 1,2 444,995 0 804
SELECT SECTOR SPDR TR INDL 81369Y704 BBG000BJ2RF7 22,983,026 155,796 SH   DFND 1,2 155,721 0 75
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG000BJ7007 119,457,707 471,736 SH   DFND 1,2 471,244 0 492
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9F38 9,103,062 83,876 SH   DFND 1,2 83,768 0 108
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597128 3,070,299 74,126 SH   DFND 1,2 74,016 0 110
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG000BJ7G75 7,259,737 88,902 SH   DFND 1,2 88,526 0 376
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 BBG01JXBTW68 14,924,416 297,952 SH   DFND 1,2 292,452 0 5,500
SOUTHERN CO COM 842587107 BBG000BT9DW0 528,665 5,757 SH   DFND 1,2 5,557 0 200
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG000BDTBL9 7,750,928 12,545 SH   DFND 1,2 12,545 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG000BBNQB7 285,506 504 SH   DFND 1,2 504 0 0
SPDR SERIES TRUST NUVEEN BLOOMBERG 78464A284 BBG001MHWXD3 377,845 15,248 SH   DFND 1,2 0 0 15,248
SPDR SERIES TRUST S&P DIVID ETF 78464A763 BBG000KN18M3 1,373,995 10,123 SH   DFND 1,2 9,769 0 354
STARBUCKS CORP COM 855244109 BBG000CTQBF3 2,819,180 30,767 SH   DFND 1,2 30,748 0 19
STATE STR CORP COM 857477103 BBG000BKFBD7 255,641 2,404 SH   DFND 1,2 2,404 0 0
STEVANATO GROUP S P A ORD SHS T9224W109 BBG001RY95L9 9,081,486 371,735 SH   DFND 1,2 369,710 0 2,025
SYSCO CORP COM 871829107 BBG000BTVJ25 9,475,528 125,106 SH   DFND 1,2 124,414 0 692
T-MOBILE US INC COM 872590104 BBG000NDV1D4 240,643 1,010 SH   DFND 1,2 1,010 0 0
TEXAS INSTRS INC COM 882508104 BBG000BVV7G1 1,756,465 8,460 SH   DFND 1,2 8,400 0 60
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKB1 16,528,278 15,646 SH   DFND 1,2 15,571 0 75
THE CIGNA GROUP COM 125523100 BBG00KXRCDP0 352,068 1,065 SH   DFND 1,2 1,065 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG000BVDLH9 2,623,732 6,471 SH   DFND 1,2 6,348 0 123
TIMKEN CO COM 887389104 BBG000BV95H9 2,614,049 36,031 SH   DFND 1,2 36,031 0 0
TJX COS INC NEW COM 872540109 BBG000BV8DN6 12,418,772 100,565 SH   DFND 1,2 100,180 0 385
TRACTOR SUPPLY CO COM 892356106 BBG000BLXZN1 2,746,626 52,049 SH   DFND 1,2 51,849 0 200
TRAVELERS COMPANIES INC COM 89417E109 BBG000BJ81C1 435,288 1,627 SH   DFND 1,2 1,627 0 0
ULTA BEAUTY INC COM 90384S303   1,858,649 3,973 SH   DFND 1,2 3,966 0 7
UNILEVER PLC SPON ADR NEW 904767704 BBG000BW1442 569,003 9,302 SH   DFND 1,2 9,302 0 0
UNION PAC CORP COM 907818108 BBG000BW3299 10,683,995 46,436 SH   DFND 1,2 46,256 0 180
UNITED PARCEL SERVICE INC CL B 911312106 BBG000L9CV04 3,624,957 35,912 SH   DFND 1,2 35,912 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG000CH5208 3,254,159 10,431 SH   DFND 1,2 10,319 0 112
VALERO ENERGY CORP COM 91913Y100 BBG000BBGGQ1 1,809,831 13,464 SH   DFND 1,2 13,464 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG0015VYNT4 596,432 1,050 SH   DFND 1,2 1,050 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG000HX76S7 3,318,784 11,860 SH   DFND 1,2 11,832 0 28
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG000HT3Z79 451,447 1,905 SH   DFND 1,2 1,905 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG000HR9779 545,554 1,795 SH   DFND 1,2 1,795 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG000HT88C8 10,729,111 216,925 SH   DFND 1,2 213,821 0 3,104
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG000PWXXY5 5,702,535 71,730 SH   DFND 1,2 71,730 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG000P5G869 203,647 995 SH   DFND 1,2 995 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG000QVFB47 29,399,715 515,694 SH   DFND 1,2 514,759 0 935
VERIZON COMMUNICATIONS INC COM 92343V104 BBG000HS77T5 7,212,503 166,686 SH   DFND 1,2 164,396 0 2,290
VISA INC COM CL A 92826C839 BBG000PSKYX7 3,858,683 10,868 SH   DFND 1,2 10,828 0 40
WALMART INC COM 931142103 BBG000BWXBC2 15,151,695 154,957 SH   DFND 1,2 154,570 0 387
WASTE MGMT INC DEL COM 94106L109 BBG000BWVSR1 6,130,774 26,793 SH   DFND 1,2 26,780 0 13
WELLS FARGO CO NEW COM 949746101 BBG000BWQFY7 358,938 4,480 SH   DFND 1,2 4,480 0 0
WESTERN ASSET INTER MUNI FD COM 958435109 BBG000BSY105 113,627 15,110 SH   DFND 1,2 0 0 15,110
WESTERN ASSET MANAGED MUNS F COM 95766M105 BBG000BC1FN0 412,652 41,682 SH   DFND 1,2 0 0 41,682
WISDOMTREE TR US LARGECAP FUND 97717W588 BBG000R1PCX7 366,201 5,721 SH   DFND 1,2 5,721 0 0
XCEL ENERGY INC COM 98389B100 BBG000BCTQ65 366,991 5,389 SH   DFND 1,2 5,389 0 0
YUM BRANDS INC COM 988498101 BBG000BH3GZ2 744,605 5,025 SH   DFND 1,2 5,025 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG000BKPL53 326,076 3,575 SH   DFND 1,2 3,575 0 0
ZOETIS INC CL A 98978V103 BBG0039320N9 226,751 1,454 SH   DFND 1,2 1,454 0 0