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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares S&P 500 Growth Index F ETF 464287309 1,953,273 32,900 SH   SOLE   0 0 0
iShares S&P 500 Value Index Fu ETF 464287408 2,332,750 43,000 SH   SOLE   0 0 0
SPDR S&P 500 ETF Trust ETF 78462F103 2,660,023 23,309 SH   SOLE   0 0 0
Vanguard MSCI Emerging Markets ETF 922042858 35,794,041 788,415 SH   SOLE   0 0 0
Vanguard Total Bond Market ETF ETF 921937835 105,120,573 1,271,722 SH   SOLE   0 0 0