The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,320 19,925 SH   SOLE   19,925 0 0
ABB LTD SPONSORED ADR 000375204 408 21,000 SH   SOLE   21,000 0 0
ABBOTT LABS COM 002824100 4,681 111,900 SH   SOLE   111,900 0 0
ABBVIE INC COM 00287Y109 940 16,450 SH   SOLE   16,450 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 10,617 92,003 SH   SOLE   92,003 0 0
ADOBE SYS INC COM 00724F101 131 1,400 SH   SOLE   1,400 0 0
AETNA INC NEW COM 00817Y108 2,102 18,710 SH   SOLE   18,710 0 0
AFLAC INC COM 001055102 1,454 23,025 SH   SOLE   23,025 0 0
AIR PRODS & CHEMS INC COM 009158106 1,747 12,130 SH   SOLE   12,130 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 55 700 SH   SOLE   700 0 0
ALLEGION PUB LTD CO ORD SHS G0176J109 663 10,400 SH   SOLE   10,400 0 0
ALLERGAN PLC SHS G0177J108 273 1,020 SH   SOLE   1,020 0 0
ALLSTATE CORP COM 020002101 2,021 30,000 SH   SOLE   30,000 0 0
ALPHABET INC CAP STK CL A 02079K305 6,118 8,019 SH   SOLE   8,019 0 0
ALPHABET INC CAP STK CL C 02079K107 45 60 SH   SOLE   60 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 33 3,000 SH   SOLE   3,000 0 0
ALTRIA GROUP INC COM 02209S103 2,028 32,365 SH   SOLE   32,365 0 0
AMAZON COM INC COM 023135106 4,322 7,280 SH   SOLE   7,280 0 0
AMBARELLA INC SHS G037AX101 67 1,500 SH   SOLE   1,500 0 0
AMERICAN ELEC PWR INC COM 025537101 1,631 24,570 SH   SOLE   24,570 0 0
AMERICAN EXPRESS CO COM 025816109 641 10,435 SH   SOLE   10,435 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 43 800 SH   SOLE   800 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,816 37,275 SH   SOLE   37,275 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 437 6,340 SH   SOLE   6,340 0 0
AMGEN INC COM 031162100 2,395 15,975 SH   SOLE   15,975 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,757 14,096 SH   SOLE   14,096 0 0
ANIXTER INTL INC COM 035290105 4 70 SH   SOLE   70 0 0
APACHE CORP COM 037411105 622 12,734 SH   SOLE   12,734 0 0
APPLE INC COM 037833100 8,629 79,174 SH   SOLE   79,174 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 7 200 SH   SOLE   200 0 0
ARISTA NETWORKS INC COM 040413106 9 145 SH   SOLE   145 0 0
ARM HLDGS PLC SPONSORED ADR 042068106 328 7,500 SH   SOLE   7,500 0 0
ASSURANT INC COM 04621X108 1,158 15,010 SH   SOLE   15,010 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 769 27,300 SH   SOLE   27,300 0 0
AT&T INC COM 00206R102 5,490 140,150 SH   SOLE   140,150 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,830 31,550 SH   SOLE   31,550 0 0
AUTONATION INC COM 05329W102 61 1,309 SH   SOLE   1,309 0 0
BROADCOM LTD SHS Y09827109 154 995 SH   SOLE   995 0 0
BABSON CAP CORPORATE INVS COM 05617K109 34 2,000 SH   SOLE   2,000 0 0
BAIDU INC SPON ADR REP A 056752108 2 12 SH   SOLE   12 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 253 38,803 SH   SOLE   38,803 0 0
BANK NEW YORK MELLON CORP COM 064058100 85 2,315 SH   SOLE   2,315 0 0
BAXTER INTL INC COM 071813109 21 510 SH   SOLE   510 0 0
BCE INC COM NEW 05534B760 1,556 34,175 SH   SOLE   34,175 0 0
BECTON DICKINSON & CO COM 075887109 5,562 36,635 SH   SOLE   36,635 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 8,538 40 SH   SOLE   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,490 31,645 SH   SOLE   31,645 0 0
BLACKROCK INC COM 09247X101 7,377 21,662 SH   SOLE   21,662 0 0
BLACKROCK MUN INCOME TR SH BEN INT 09248F109 30 2,000 SH   SOLE   2,000 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 199 7,100 SH   SOLE   7,100 0 0
BOEING CO COM 097023105 2,362 18,610 SH   SOLE   18,610 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 351 5,500 SH   SOLE   5,500 0 0
BRUNSWICK CORP COM 117043109 15 309 SH   SOLE   309 0 0
BUCKLE INC COM 118440106 91 2,700 SH   SOLE   2,700 0 0
CA INC COM 12673P105 1,078 35,000 SH   SOLE   35,000 0 0
CABELAS INC COM 126804301 115 2,370 SH   SOLE   2,370 0 0
CALIFORNIA RES CORP COM 13057Q107 1 426 SH   SOLE   426 0 0
CAMPBELL SOUP CO COM 134429109 1,849 28,980 SH   SOLE   28,980 0 0
CANADIAN NATL RY CO COM 136375102 737 11,800 SH   SOLE   11,800 0 0
CAPITAL ONE FINL CORP COM 14040H105 4,212 60,775 SH   SOLE   60,775 0 0
CARDINAL HEALTH INC COM 14149Y108 1,523 18,585 SH   SOLE   18,585 0 0
CATERPILLAR INC DEL COM 149123101 100 1,300 SH   SOLE   1,300 0 0
CELANESE CORP DEL COM SER A 150870103 569 8,680 SH   SOLE   8,680 0 0
CELGENE CORP COM 151020104 2,338 23,361 SH   SOLE   23,361 0 0
CERNER CORP COM 156782104 4,713 89,000 SH   SOLE   89,000 0 0
SCHWAB CHARLES CORP NEW COM 808513105 741 26,435 SH   SOLE   26,435 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 656 7,500 SH   SOLE   7,500 0 0
CHEVRON CORP NEW COM 166764100 3,245 34,011 SH   SOLE   34,011 0 0
CHICAGO BRIDGE & IRON CO N V COM 167250109 46 1,250 SH   SOLE   1,250 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 428 909 SH   SOLE   909 0 0
CHUBB LIMITED COM H1467J104 4,385 36,804 SH   SOLE   36,804 0 0
CHURCH & DWIGHT INC COM 171340102 1,912 20,747 SH   SOLE   20,747 0 0
CIGNA CORPORATION COM 125509109 1,029 7,500 SH   SOLE   7,500 0 0
CINCINNATI FINL CORP COM 172062101 349 5,345 SH   SOLE   5,345 0 0
CINTAS CORP COM 172908105 1,449 16,131 SH   SOLE   16,131 0 0
CISCO SYS INC COM 17275R102 5,873 206,270 SH   SOLE   206,270 0 0
CITIGROUP INC COM NEW 172967424 1 7 SH   SOLE   7 0 0
CLOROX CO DEL COM 189054109 2,794 22,165 SH   SOLE   22,165 0 0
CME GROUP INC COM 12572Q105 55 575 SH   SOLE   575 0 0
COCA COLA CO COM 191216100 1,365 29,425 SH   SOLE   29,425 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 4,942 78,822 SH   SOLE   78,822 0 0
COLGATE PALMOLIVE CO COM 194162103 1,780 25,200 SH   SOLE   25,200 0 0
COMCAST CORP NEW CL A 20030N101 125 2,052 SH   SOLE   2,052 0 0
CONOCOPHILLIPS COM 20825C104 380 9,440 SH   SOLE   9,440 0 0
CONSTELLATION BRANDS INC CL A 21036P108 185 1,225 SH   SOLE   1,225 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 525 6,635 SH   SOLE   6,635 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,610 49,195 SH   SOLE   49,195 0 0
COSTCO WHSL CORP NEW COM 22160K105 6,870 43,600 SH   SOLE   43,600 0 0
CSX CORP COM 126408103 2,328 90,410 SH   SOLE   90,410 0 0
CVS HEALTH CORP COM 126650100 5,882 56,705 SH   SOLE   56,705 0 0
DANAHER CORP DEL COM 235851102 60 630 SH   SOLE   630 0 0
DAVITA HEALTHCARE PARTNERS I COM 23918K108 2,540 34,620 SH   SOLE   34,620 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,543 14,305 SH   SOLE   14,305 0 0
DICKS SPORTING GOODS INC COM 253393102 76 1,625 SH   SOLE   1,625 0 0
DISCOVER FINL SVCS COM 254709108 76 1,500 SH   SOLE   1,500 0 0
DOMINION RES INC VA NEW COM 25746U109 3,053 40,635 SH   SOLE   40,635 0 0
DOVER CORP COM 260003108 1,172 18,225 SH   SOLE   18,225 0 0
DOW CHEM CO COM 260543103 4,100 80,605 SH   SOLE   80,605 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 4,573 72,215 SH   SOLE   72,215 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,565 19,400 SH   SOLE   19,400 0 0
EATON CORP PLC SHS G29183103 1,296 20,710 SH   SOLE   20,710 0 0
LILLY ELI & CO COM 532457108 98 1,355 SH   SOLE   1,355 0 0
E M C CORP MASS COM 268648102 1,599 60,000 SH   SOLE   60,000 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 861 13,914 SH   SOLE   13,914 0 0
ENTERGY CORP NEW COM 29364G103 8 100 SH   SOLE   100 0 0
EOG RES INC COM 26875P101 668 9,200 SH   SOLE   9,200 0 0
EQUITABLE FINL CORP NEW COM 29448T105 27 3,221 SH   SOLE   3,221 0 0
EURONET WORLDWIDE INC COM 298736109 1,519 20,500 SH   SOLE   20,500 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 2,620 38,146 SH   SOLE   38,146 0 0
EXXON MOBIL CORP COM 30231G102 4,497 53,800 SH   SOLE   53,800 0 0
FACEBOOK INC CL A 30303M102 4,914 43,069 SH   SOLE   43,069 0 0
FEDEX CORP COM 31428X106 2,203 13,539 SH   SOLE   13,539 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 217 9,650 SH   SOLE   9,650 0 0
FIREEYE INC COM 31816Q101 18 1,000 SH   SOLE   1,000 0 0
FIRST TR EXCHANGE TRADED FD ISE CLOUD COMP 33734X192 11 379 SH   SOLE   379 0 0
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 1 42 SH   SOLE   42 0 0
FIRST TR NASDAQ ABA CMNTY BK UT COM SHS ETF 33736Q104 37 1,000 SH   SOLE   1,000 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 5 110 SH   SOLE   110 0 0
FIRST TR US IPO INDEX FD SHS 336920103 454 9,070 SH   SOLE   9,070 0 0
FIRSTMERIT CORP COM 337915102 8 400 SH   SOLE   400 0 0
FISERV INC COM 337738108 243,888 2,377,534 SH   SOLE   2,377,534 0 0
FLIR SYS INC COM 302445101 26 800 SH   SOLE   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 14 1,000 SH   SOLE   1,000 0 0
FOSSIL GROUP INC COM 34988V106 602 13,550 SH   SOLE   13,550 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 441 10,000 SH   SOLE   10,000 0 0
GENERAL DYNAMICS CORP COM 369550108 2,592 19,728 SH   SOLE   19,728 0 0
GENERAL ELECTRIC CO COM 369604103 5,830 183,381 SH   SOLE   183,381 0 0
GENERAL GROWTH PPTYS INC NEW COM 370023103 6 206 SH   SOLE   206 0 0
GENERAL MLS INC COM 370334104 1,572 24,820 SH   SOLE   24,820 0 0
GILEAD SCIENCES INC COM 375558103 5,732 62,398 SH   SOLE   62,398 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 680 16,780 SH   SOLE   16,780 0 0
GLOBAL PMTS INC COM 37940X102 20 300 SH   SOLE   300 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 4,275 27,235 SH   SOLE   27,235 0 0
GREENE COUNTY BANCORP INC COM 394357107 27 1,512 SH   SOLE   1,512 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,557 32,565 SH   SOLE   32,565 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 11 138 SH   SOLE   138 0 0
HARLEY DAVIDSON INC COM 412822108 48 930 SH   SOLE   930 0 0
HARRIS CORP DEL COM 413875105 26 335 SH   SOLE   335 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 3,325 72,165 SH   SOLE   72,165 0 0
HASBRO INC COM 418056107 1,667 20,810 SH   SOLE   20,810 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,885 27,815 SH   SOLE   27,815 0 0
SCHEIN HENRY INC COM 806407102 4,572 26,486 SH   SOLE   26,486 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A104 20 900 SH   SOLE   900 0 0
HOME DEPOT INC COM 437076102 578 4,330 SH   SOLE   4,330 0 0
HONEYWELL INTL INC COM 438516106 9,300 83,001 SH   SOLE   83,001 0 0
HORMEL FOODS CORP COM 440452100 3,263 75,465 SH   SOLE   75,465 0 0
HOSPITALITY PPTYS TR COM SH BEN INT 44106M102 11 420 SH   SOLE   420 0 0
HOWARD HUGHES CORP COM 44267D107 2 19 SH   SOLE   19 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 10 70 SH   SOLE   70 0 0
ILLUMINA INC COM 452327109 11 65 SH   SOLE   65 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 293 5,290 SH   SOLE   5,290 0 0
INGERSOLL-RAND PLC SHS G47791101 651 10,500 SH   SOLE   10,500 0 0
INTEL CORP COM 458140100 4,940 152,690 SH   SOLE   152,690 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,114 20,560 SH   SOLE   20,560 0 0
INTUIT COM 461202103 107 1,025 SH   SOLE   1,025 0 0
ISHARES TR COHEN&STEER REIT 464287564 76 740 SH   SOLE   740 0 0
ISHARES TR CORE S&P MCP ETF 464287507 18 125 SH   SOLE   125 0 0
ISHARES TR CORE S&P SCP ETF 464287804 35 315 SH   SOLE   315 0 0
ISHARES TR EUROPE ETF 464287861 117 3,000 SH   SOLE   3,000 0 0
ISHARES TR IBOXX INV CP ETF 464287242 694 5,840 SH   SOLE   5,840 0 0
ISHARES MSCI AUST ETF 464286103 48 2,500 SH   SOLE   2,500 0 0
ISHARES MSCI CDA ETF 464286509 47 2,000 SH   SOLE   2,000 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,030 70,509 SH   SOLE   70,509 0 0
ISHARES TR EAFE SML CP ETF 464288273 5,664 113,727 SH   SOLE   113,727 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 989 28,886 SH   SOLE   28,886 0 0
ISHARES MSCI GERMANY ETF 464286806 399 15,500 SH   SOLE   15,500 0 0
ISHARES MSCI HONG KG ETF 464286871 237 12,000 SH   SOLE   12,000 0 0
ISHARES MSCI JAPAN ETF 464286848 656 57,500 SH   SOLE   57,500 0 0
ISHARES MSCI NETHERL ETF 464286814 307 12,500 SH   SOLE   12,500 0 0
ISHARES MSCI PAC JP ETF 464286665 200 5,100 SH   SOLE   5,100 0 0
ISHARES MSCI SWEDEN ETF 464286756 398 13,500 SH   SOLE   13,500 0 0
ISHARES MSCI SZ CAP ETF 464286749 253 8,500 SH   SOLE   8,500 0 0
ISHARES TR USA MIN VOL ETF 46429B697 369 8,400 SH   SOLE   8,400 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 140 535 SH   SOLE   535 0 0
ISHARES TR N AMER TECH ETF 464287549 2,854 25,790 SH   SOLE   25,790 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 573 5,800 SH   SOLE   5,800 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,764 88,254 SH   SOLE   88,254 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 666 7,150 SH   SOLE   7,150 0 0
ISHARES TR RUS MID-CAP ETF 464287499 34 207 SH   SOLE   207 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 213 3,000 SH   SOLE   3,000 0 0
ISHARES TR S&P MC 400GR ETF 464287606 561 3,450 SH   SOLE   3,450 0 0
ISHARES TR S&P MC 400VL ETF 464287705 2,743 22,110 SH   SOLE   22,110 0 0
ISHARES TR SP SMCP600GR ETF 464287887 1,866 15,025 SH   SOLE   15,025 0 0
ISHARES TR SP SMCP600VL ETF 464287879 2,589 22,850 SH   SOLE   22,850 0 0
ISHARES TR SELECT DIVID ETF 464287168 88 1,075 SH   SOLE   1,075 0 0
ISHARES TR TRANS AVG ETF 464287192 100 700 SH   SOLE   700 0 0
ISHARES TR US BR DEL SE ETF 464288794 16 425 SH   SOLE   425 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 61 750 SH   SOLE   750 0 0
ISHARES TR US HLTHCARE ETF 464287762 843 6,000 SH   SOLE   6,000 0 0
ISHARES TR US OIL&GS EX ETF 464288851 8 150 SH   SOLE   150 0 0
ISHARES TR U.S. PFD STK ETF 464288687 12 300 SH   SOLE   300 0 0
ISHARES TR U.S. TECH ETF 464287721 2,485 22,900 SH   SOLE   22,900 0 0
ISHARES TR U.S. TELECOM ETF 464287713 1,166 37,935 SH   SOLE   37,935 0 0
JOHNSON & JOHNSON COM 478160104 6,285 58,084 SH   SOLE   58,084 0 0
JPMORGAN CHASE & CO COM 46625H100 2,654 44,815 SH   SOLE   44,815 0 0
JUNO THERAPEUTICS INC COM 48205A109 2 45 SH   SOLE   45 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 186 2,180 SH   SOLE   2,180 0 0
KELLOGG CO COM 487836108 1,508 19,705 SH   SOLE   19,705 0 0
KEYCORP NEW COM 493267108 1 8 SH   SOLE   8 0 0
KIMBERLY CLARK CORP COM 494368103 2,082 15,475 SH   SOLE   15,475 0 0
KINDER MORGAN INC DEL COM 49456B101 7 400 SH   SOLE   400 0 0
KRAFT HEINZ CO COM 500754106 2,389 30,408 SH   SOLE   30,408 0 0
LAM RESEARCH CORP COM 512807108 271 3,280 SH   SOLE   3,280 0 0
LEGGETT & PLATT INC COM 524660107 13 265 SH   SOLE   265 0 0
LENNAR CORP CL A 526057104 15 300 SH   SOLE   300 0 0
LEUCADIA NATL CORP COM 527288104 24 1,500 SH   SOLE   1,500 0 0
LINDSAY CORP COM 535555106 14 200 SH   SOLE   200 0 0
LOCKHEED MARTIN CORP COM 539830109 363 1,640 SH   SOLE   1,640 0 0
LOWES COS INC COM 548661107 5,205 68,710 SH   SOLE   68,710 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 58 850 SH   SOLE   850 0 0
MALLINCKRODT PUB LTD CO SHS G5785G107 81 1,315 SH   SOLE   1,315 0 0
MARATHON PETE CORP COM 56585A102 1,239 33,335 SH   SOLE   33,335 0 0
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 21 1,056 SH   SOLE   1,056 0 0
MARKET VECTORS ETF TR AMT FREE INT ETF 57060U845 128 5,268 SH   SOLE   5,268 0 0
MASTERCARD INC CL A 57636Q104 4,582 48,486 SH   SOLE   48,486 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 108 2,400 SH   SOLE   2,400 0 0
MCDONALDS CORP COM 580135101 1,003 7,980 SH   SOLE   7,980 0 0
MCKESSON CORP COM 58155Q103 9 60 SH   SOLE   60 0 0
MEDTRONIC PLC SHS G5960L103 1,939 25,849 SH   SOLE   25,849 0 0
MERCK & CO INC NEW COM 58933Y105 1,425 26,925 SH   SOLE   26,925 0 0
METLIFE INC COM 59156R108 603 13,715 SH   SOLE   13,715 0 0
MFS MUN INCOME TR SH BEN INT 552738106 57 8,000 SH   SOLE   8,000 0 0
MICROSOFT CORP COM 594918104 8,086 146,409 SH   SOLE   146,409 0 0
MOLSON COORS BREWING CO CL B 60871R209 1,020 10,600 SH   SOLE   10,600 0 0
MONDELEZ INTL INC CL A 609207105 1,669 41,610 SH   SOLE   41,610 0 0
MONEYGRAM INTL INC COM NEW 60935Y208 24 4,000 SH   SOLE   4,000 0 0
MONSANTO CO NEW COM 61166W101 215 2,450 SH   SOLE   2,450 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 43 320 SH   SOLE   320 0 0
MORGAN STANLEY COM NEW 617446448 390 15,600 SH   SOLE   15,600 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 543 7,600 SH   SOLE   7,600 0 0
NELNET INC CL A 64031N108 79 2,000 SH   SOLE   2,000 0 0
NETFLIX INC COM 64110L106 46 450 SH   SOLE   450 0 0
NEXTERA ENERGY INC COM 65339F101 3,439 29,060 SH   SOLE   29,060 0 0
NIKE INC CL B 654106103 6,894 112,150 SH   SOLE   112,150 0 0
NORFOLK SOUTHERN CORP COM 655844108 4,220 50,685 SH   SOLE   50,685 0 0
NORTHROP GRUMMAN CORP COM 666807102 49 250 SH   SOLE   250 0 0
NOVARTIS A G SPONSORED ADR 66987V109 1,695 23,400 SH   SOLE   23,400 0 0
NOVO-NORDISK A S ADR 670100205 2,750 50,754 SH   SOLE   50,754 0 0
NUCOR CORP COM 670346105 170 3,600 SH   SOLE   3,600 0 0
NVIDIA CORP COM 67066G104 53 1,500 SH   SOLE   1,500 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 298 4,350 SH   SOLE   4,350 0 0
OMNICOM GROUP INC COM 681919106 2,070 24,865 SH   SOLE   24,865 0 0
ORACLE CORP COM 68389X105 4,339 106,070 SH   SOLE   106,070 0 0
ORANGE SPONSORED ADR 684060106 782 45,000 SH   SOLE   45,000 0 0
PANERA BREAD CO CL A 69840W108 311 1,520 SH   SOLE   1,520 0 0
PAYPAL HLDGS INC COM 70450Y103 163 4,225 SH   SOLE   4,225 0 0
PEPSICO INC COM 713448108 5,315 51,859 SH   SOLE   51,859 0 0
PERRIGO CO PLC SHS G97822103 41 320 SH   SOLE   320 0 0
PFIZER INC COM 717081103 3,689 124,471 SH   SOLE   124,471 0 0
PHILIP MORRIS INTL INC COM 718172109 449 4,575 SH   SOLE   4,575 0 0
PHILLIPS 66 COM 718546104 6,300 72,760 SH   SOLE   72,760 0 0
PINNACLE FOODS INC DEL COM 72348P104 45 1,000 SH   SOLE   1,000 0 0
PIPER JAFFRAY COS COM 724078100 3 70 SH   SOLE   70 0 0
PNC FINL SVCS GROUP INC COM 693475105 25 290 SH   SOLE   290 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 7 175 SH   SOLE   175 0 0
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 191 3,175 SH   SOLE   3,175 0 0
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 1 56 SH   SOLE   56 0 0
POWERSHARES ETF TR II KBW BK PORT 73937B746 177 5,340 SH   SOLE   5,340 0 0
POWERSHARES ETF TR II INSUR NATL MUN 73936T474 129 5,010 SH   SOLE   5,010 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 15,698 143,754 SH   SOLE   143,754 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 832 20,642 SH   SOLE   20,642 0 0
PPG INDS INC COM 693506107 2,126 19,070 SH   SOLE   19,070 0 0
PPL CORP COM 69351T106 1,499 39,375 SH   SOLE   39,375 0 0
PRAXAIR INC COM 74005P104 91 795 SH   SOLE   795 0 0
PRICELINE GRP INC COM NEW 741503403 131 102 SH   SOLE   102 0 0
PROCTER & GAMBLE CO COM 742718109 2,922 35,495 SH   SOLE   35,495 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 14 225 SH   SOLE   225 0 0
PUBLIC STORAGE COM 74460D109 121 440 SH   SOLE   440 0 0
PULTE GROUP INC COM 745867101 6 300 SH   SOLE   300 0 0
QUALCOMM INC COM 747525103 38 735 SH   SOLE   735 0 0
RAYONIER INC COM 754907103 20 800 SH   SOLE   800 0 0
RAYTHEON CO COM NEW 755111507 1,310 10,680 SH   SOLE   10,680 0 0
REPUBLIC SVCS INC COM 760759100 1,906 40,000 SH   SOLE   40,000 0 0
RESMED INC COM 761152107 189 3,265 SH   SOLE   3,265 0 0
RITE AID CORP COM 767754104 124 15,250 SH   SOLE   15,250 0 0
ROSS STORES INC COM 778296103 2,429 41,960 SH   SOLE   41,960 0 0
ROUSE PPTYS INC COM 779287101 1 7 SH   SOLE   7 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 781 16,126 SH   SOLE   16,126 0 0
SALESFORCE COM INC COM 79466L302 2,453 33,224 SH   SOLE   33,224 0 0
SANOFI SPONSORED ADR 80105N105 592 14,750 SH   SOLE   14,750 0 0
SAP SE SPON ADR 803054204 672 8,350 SH   SOLE   8,350 0 0
SCHLUMBERGER LTD COM 806857108 11 150 SH   SOLE   150 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,448 117,868 SH   SOLE   117,868 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 131 6,339 SH   SOLE   6,339 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 19 335 SH   SOLE   335 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,630 207,683 SH   SOLE   207,683 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 85 2,100 SH   SOLE   2,100 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 34 650 SH   SOLE   650 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,185 79,453 SH   SOLE   79,453 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19 370 SH   SOLE   370 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 27 625 SH   SOLE   625 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 231 5,568 SH   SOLE   5,568 0 0
SHERWIN WILLIAMS CO COM 824348106 43 150 SH   SOLE   150 0 0
SHIRE PLC SPONSORED ADR 82481R106 5 30 SH   SOLE   30 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,233 15,822 SH   SOLE   15,822 0 0
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 33 1,000 SH   SOLE   1,000 0 0
SONY CORP ADR NEW 835699307 640 24,900 SH   SOLE   24,900 0 0
SOUTHWEST AIRLS CO COM 844741108 81 1,800 SH   SOLE   1,800 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 723 14,643 SH   SOLE   14,643 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 904 5,119 SH   SOLE   5,119 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,391 6,770 SH   SOLE   6,770 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 40 500 SH   SOLE   500 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 9,305 35,418 SH   SOLE   35,418 0 0
SPDR SERIES TRUST S&P RETAIL ETF 78464A714 112 2,420 SH   SOLE   2,420 0 0
SPLUNK INC COM 848637104 29 590 SH   SOLE   590 0 0
STARBUCKS CORP COM 855244109 4,157 69,634 SH   SOLE   69,634 0 0
STRYKER CORP COM 863667101 443 4,130 SH   SOLE   4,130 0 0
SYNERGY RES CORP COM 87164P103 113 14,500 SH   SOLE   14,500 0 0
SYNGENTA AG SPONSORED ADR 87160A100 302 3,650 SH   SOLE   3,650 0 0
SYSCO CORP COM 871829107 9 200 SH   SOLE   200 0 0
PRICE T ROWE GROUP INC COM 74144T108 726 9,885 SH   SOLE   9,885 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 4,812 183,662 SH   SOLE   183,662 0 0
TARGET CORP COM 87612E106 2,877 34,970 SH   SOLE   34,970 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,528 124,615 SH   SOLE   124,615 0 0
TESLA MTRS INC COM 88160R101 60 260 SH   SOLE   260 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 519 9,700 SH   SOLE   9,700 0 0
HERSHEY CO COM 427866108 405 4,395 SH   SOLE   4,395 0 0
KROGER CO COM 501044101 1,006 26,300 SH   SOLE   26,300 0 0
RMR GROUP INC CL A 74967R106 1 6 SH   SOLE   6 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 327 2,310 SH   SOLE   2,310 0 0
TJX COS INC NEW COM 872540109 5,323 67,935 SH   SOLE   67,935 0 0
TORCHMARK CORP COM 891027104 1,683 31,070 SH   SOLE   31,070 0 0
TOTAL S A SPONSORED ADR 89151E109 23 500 SH   SOLE   500 0 0
TOTAL SYS SVCS INC COM 891906109 24 500 SH   SOLE   500 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 835 7,850 SH   SOLE   7,850 0 0
TRACTOR SUPPLY CO COM 892356106 717 7,925 SH   SOLE   7,925 0 0
TRANSCANADA CORP COM 89353D107 627 15,950 SH   SOLE   15,950 0 0
TRAVELERS COMPANIES INC COM 89417E109 6,750 57,835 SH   SOLE   57,835 0 0
TRIPADVISOR INC COM 896945201 213 3,200 SH   SOLE   3,200 0 0
TWITTER INC COM 90184L102 50 3,000 SH   SOLE   3,000 0 0
TYCO INTL PLC SHS G91442106 551 15,000 SH   SOLE   15,000 0 0
US BANCORP DEL COM NEW 902973304 4,981 122,720 SH   SOLE   122,720 0 0
UNDER ARMOUR INC CL A 904311107 4,039 47,618 SH   SOLE   47,618 0 0
UNILEVER N V N Y SHS NEW 904784709 1,353 30,275 SH   SOLE   30,275 0 0
UNION PAC CORP COM 907818108 4,968 62,446 SH   SOLE   62,446 0 0
UNITED PARCEL SERVICE INC CL B 911312106 140 1,325 SH   SOLE   1,325 0 0
UNITED TECHNOLOGIES CORP COM 913017109 6,360 63,537 SH   SOLE   63,537 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,087 23,950 SH   SOLE   23,950 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 573 11,550 SH   SOLE   11,550 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 3 125 SH   SOLE   125 0 0
VALERO ENERGY CORP NEW COM 91913Y100 377 5,875 SH   SOLE   5,875 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 12 150 SH   SOLE   150 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,666 77,107 SH   SOLE   77,107 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 616 14,275 SH   SOLE   14,275 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,985 166,793 SH   SOLE   166,793 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 36 515 SH   SOLE   515 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 88 805 SH   SOLE   805 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 6,084 64,717 SH   SOLE   64,717 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 431 4,818 SH   SOLE   4,818 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908629 11,581 95,533 SH   SOLE   95,533 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,753 17,485 SH   SOLE   17,485 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,078 23,856 SH   SOLE   23,856 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 553 10,000 SH   SOLE   10,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,228 6,512 SH   SOLE   6,512 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,186 55,488 SH   SOLE   55,488 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8 70 SH   SOLE   70 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,059 10,391 SH   SOLE   10,391 0 0
VANGUARD WORLD FDS TELCOMM ETF 92204A884 28 303 SH   SOLE   303 0 0
VENTAS INC COM 92276F100 15 235 SH   SOLE   235 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,341 135,747 SH   SOLE   135,747 0 0
V F CORP COM 918204108 4,249 65,615 SH   SOLE   65,615 0 0
VISA INC COM CL A 92826C839 8,290 108,392 SH   SOLE   108,392 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 609 19,000 SH   SOLE   19,000 0 0
WADDELL & REED FINL INC CL A 930059100 32 1,356 SH   SOLE   1,356 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,133 25,315 SH   SOLE   25,315 0 0
WAL-MART STORES INC COM 931142103 1,469 21,455 SH   SOLE   21,455 0 0
DISNEY WALT CO COM DISNEY 254687106 7,775 78,289 SH   SOLE   78,289 0 0
WASTE MGMT INC DEL COM 94106L109 3,977 67,410 SH   SOLE   67,410 0 0
WD-40 CO COM 929236107 431 3,990 SH   SOLE   3,990 0 0
WELLS FARGO & CO NEW COM 949746101 5,198 107,488 SH   SOLE   107,488 0 0
WELLTOWER INC COM 95040Q104 3,721 53,665 SH   SOLE   53,665 0 0
WEYERHAEUSER CO COM 962166104 1,438 46,417 SH   SOLE   46,417 0 0
WHITING PETE CORP NEW COM 966387102 10 1,250 SH   SOLE   1,250 0 0
WILLIS TOWERS WATSON PUB LTD SHS G96629103 1,483 12,500 SH   SOLE   12,500 0 0
XCEL ENERGY INC COM 98389B100 42 1,000 SH   SOLE   1,000 0 0
YUM BRANDS INC COM 988498101 2,474 30,230 SH   SOLE   30,230 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 107 1,000 SH   SOLE   1,000 0 0
ZOETIS INC CL A 98978V103 2,473 55,780 SH   SOLE   55,780 0 0
ADAM NAT RES FD INC COM 00548F105 5 300 PRN   SOLE   300 0 0
NUVEEN QUALITY PFD INCOME FD COM 67072C105 27 3,000 PRN   SOLE   3,000 0 0
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107 760 6,500 SH   SOLE   6,500 0 0