X0201 42004-01-220 0001034650 WAYPOINT FINANCIAL CORP WYPT 0001217646 PEARSON CHARLES C JR 235 N. SECOND STREET P.O. BOX 1711 HARRISBURG PA 17105-1711 1100ChairmanStock Option (right to buy)22.58002004-01-224A010000.00000A2005-01-222014-01-22WYPT10000.0000500351.0000DRichard C. Ruben Attorney-in-Fact for Charles C. Pearson, Jr.2004-01-22