The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. com 00287y109 4,689 28,923 SH   SOLE   27,690 0 1,233
Air Products & Chemical com 009158106 4,247 16,996 SH   SOLE   16,310 0 686
Alphabet Inc Cl A com 02079K305 626 225 SH   SOLE   225 0 0
Alphabet Inc-CL C com 02079K107 7,457 2,670 SH   SOLE   2,557 0 113
Amazon.com com 023135106 3,169 972 SH   SOLE   958 0 14
Ameren Corporation com 023608102 891 9,500 SH   SOLE   9,500 0 0
American Express Co. com 025816109 287 1,534 SH   SOLE   1,534 0 0
Ameriprise Financial com 03076c106 607 2,020 SH   SOLE   2,020 0 0
Anthem, Inc. com 036752103 5,235 10,657 SH   SOLE   10,198 0 459
Apple Computer com 037833100 9,989 57,207 SH   SOLE   55,495 0 1,712
Berkshire Hathaway Inc. Class com 084670702 318 900 SH   SOLE   900 0 0
Boeing com 097023105 345 1,800 SH   SOLE   1,800 0 0
Brookfield Asset Management-Cl com 112585104 1,158 20,475 SH   SOLE   20,475 0 0
CVS Health Corp. com 126650100 4,929 48,699 SH   SOLE   47,412 0 1,287
Caesars Entertainment Inc com 12769G100 4,972 64,265 SH   SOLE   62,297 0 1,968
Capital One Financial Corp. com 14040H105 3,183 24,245 SH   SOLE   23,188 0 1,057
Chevron Corp. com 166764100 3,271 20,089 SH   SOLE   19,258 0 831
Chubb Corp. com h1467j104 2,557 11,956 SH   SOLE   11,298 0 658
Citigroup Inc. com 172967424 1,790 33,526 SH   SOLE   32,268 0 1,258
Comcast Corp. Cl A com 20030n101 3,337 71,267 SH   SOLE   68,136 0 3,131
Constellation Brands CL A com 21036P108 3,416 14,833 SH   SOLE   14,621 0 212
Corteva Inc. com 22052L104 456 7,925 SH   SOLE   7,723 0 202
Dell Technologies Class C com 24703l202 645 12,846 SH   SOLE   12,644 0 202
Dow Inc. com 260557103 538 8,440 SH   SOLE   8,238 0 202
Dupont De Nemours com 26614n102 711 9,669 SH   SOLE   9,467 0 202
Goldman Sachs Group Inc. com 38141G104 264 800 SH   SOLE   800 0 0
Honeywell International Inc. com 438516106 3,661 18,817 SH   SOLE   18,137 0 680
Intercontinental Exchange Inc. com 45866f104 4,530 34,285 SH   SOLE   32,566 0 1,719
Marriott International, Inc. com 571903202 264 1,500 SH   SOLE   1,500 0 0
Microsoft Corp. com 594918104 13,748 44,591 SH   SOLE   43,241 0 1,350
NXP Semiconductors NV com N6596X109 2,027 10,950 SH   SOLE   10,662 0 288
Paypal Holdings, Inc. com 70450Y103 798 6,900 SH   SOLE   6,900 0 0
Pentair PLC com g7s00t104 379 6,996 SH   SOLE   6,735 0 261
Raytheon Technologies Corporat com 75513e101 212 2,138 SH   SOLE   2,138 0 0
The Walt Disney Co. com 254687106 358 2,610 SH   SOLE   2,610 0 0
Travel Plus Leisure Co. com 894164102 897 15,485 SH   SOLE   15,237 0 248
UnitedHealth Group Inc. com 91324P102 7,692 15,083 SH   SOLE   14,488 0 595
VMware, Inc. Class A com 928563402 644 5,652 SH   SOLE   5,563 0 89
Williams Company Inc. com 969457100 2,585 77,386 SH   SOLE   76,221 0 1,165
Wyndham Hotels & Resorts Inc. com 98311A105 1,487 17,561 SH   SOLE   17,313 0 248
Zimmer Biomet Holdings, Inc. com 98956P102 243 1,900 SH   SOLE   1,900 0 0
iShares MSCI Emerging Market E com 464287234 429 9,500 SH   SOLE   9,500 0 0
Berkshire Hathaway Inc. Class cl a 084670108 10,578 20 SH   SOLE   20 0 0