The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. com 00287y109 2,994 39,544 SH   SOLE   38,311 0 1,233
Air Products & Chemical com 009158106 5,121 23,081 SH   SOLE   22,378 0 703
Alibaba Group Holding Ltd. com 01609w102 268 1,600 SH   SOLE   1,600 0 0
Alphabet Inc Cl A com 02079K305 275 225 SH   SOLE   225 0 0
Alphabet Inc-CL C com 02079K107 4,469 3,666 SH   SOLE   3,551 0 115
Amazon.com com 023135106 382 220 SH   SOLE   220 0 0
Ameren Corporation com 023608102 760 9,500 SH   SOLE   9,500 0 0
American International Group com 026874784 1,773 31,831 SH   SOLE   30,935 0 896
Ameriprise Financial com 03076c106 297 2,020 SH   SOLE   2,020 0 0
Anthem, Inc. com 036752103 3,474 14,470 SH   SOLE   14,000 0 470
Apple Computer com 037833100 7,813 34,883 SH   SOLE   33,925 0 958
Brookfield Asset Management-Cl com 112585104 725 13,650 SH   SOLE   13,650 0 0
CVS Health Corp. com 126650100 3,812 60,434 SH   SOLE   59,099 0 1,335
Capital One Financial Corp. com 14040H105 3,063 33,671 SH   SOLE   32,587 0 1,084
Chevron Corp. com 166764100 3,441 29,017 SH   SOLE   28,155 0 862
Chubb Corp. com h1467j104 3,329 20,621 SH   SOLE   19,922 0 699
Citigroup Inc. com 172967424 3,048 44,124 SH   SOLE   42,835 0 1,289
Comcast Corp. Cl A com 20030n101 4,546 100,844 SH   SOLE   97,629 0 3,215
ConocoPhillips com 20825C104 333 5,850 SH   SOLE   5,200 0 650
Constellation Brands CL A com 21036P108 3,748 18,084 SH   SOLE   17,857 0 227
Corteva Inc. com 22052L104 596 21,271 SH   SOLE   20,611 0 660
Dell Technologies Class C com 24703l202 1,135 21,886 SH   SOLE   21,661 0 225
Delta Air Lines com 247361702 4,119 71,505 SH   SOLE   69,364 0 2,141
Dow Inc. com 260557103 881 18,497 SH   SOLE   17,836 0 661
Dupont De Nemours com 26614n102 1,319 18,496 SH   SOLE   17,836 0 660
Halliburton Co. com 406216101 1,811 96,061 SH   SOLE   94,384 0 1,677
Honeywell International Inc. com 438516106 4,254 25,143 SH   SOLE   24,425 0 718
Intercontinental Exchange Inc. com 45866f104 4,773 51,726 SH   SOLE   49,944 0 1,782
Microsoft Corp. com 594918104 8,805 63,333 SH   SOLE   61,642 0 1,691
NXP Semiconductors NV com N6596X109 2,102 19,263 SH   SOLE   18,975 0 288
Paypal Holdings, Inc. com 70450Y103 715 6,900 SH   SOLE   6,900 0 0
Pentair PLC com g7s00t104 563 14,898 SH   SOLE   14,637 0 261
Pioneer Natural Resources Co. com 723787107 2,530 20,115 SH   SOLE   19,500 0 615
Synchrony Financial com 87165b103 2,960 86,820 SH   SOLE   83,557 0 3,263
United Technologies Corp. com 913017109 292 2,138 SH   SOLE   2,138 0 0
UnitedHealth Group Inc. com 91324P102 4,376 20,134 SH   SOLE   19,525 0 609
Wabco Holdings Inc. com 92927k102 816 6,100 SH   SOLE   6,100 0 0
Wells Fargo & Co. com 949746101 2,782 55,152 SH   SOLE   53,099 0 2,053
Williams Company Inc. com 969457100 2,701 112,271 SH   SOLE   108,419 0 3,852
Wyndham Destinations Inc. com 98310W108 1,192 25,910 SH   SOLE   25,064 0 846
Wyndham Hotels & Resorts Inc. com 98311A105 1,340 25,904 SH   SOLE   25,058 0 846
Zimmer Biomet Holdings Inc. com 98956P102 261 1,900 SH   SOLE   1,900 0 0
iShares MSCI Emerging Market E com 464287234 286 7,000 SH   SOLE   7,000 0 0
Berkshire Hathaway Inc. cl a 084670108 6,237 20 SH   SOLE   20 0 0