<?xml version="1.0" encoding="utf-8"?>
<informationTable xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">
  <infoTable>
    <nameOfIssuer>AbbVie Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>00287y109</cusip>
    <value>4014</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42438</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41158</Sole>
      <Shared>0</Shared>
      <None>1280</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Air Products &amp; Chemical</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>009158106</cusip>
    <value>4016</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24039</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23328</Sole>
      <Shared>0</Shared>
      <None>711</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Allergan, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>G0177J108</cusip>
    <value>1841</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9666</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9340</Sole>
      <Shared>0</Shared>
      <None>326</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Alphabet Inc Cl A</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>02079K305</cusip>
    <value>272</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Alphabet Inc-CL C</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>02079K107</cusip>
    <value>4348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3643</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3526</Sole>
      <Shared>0</Shared>
      <None>117</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ameren Corporation</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>023608102</cusip>
    <value>601</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>American International Group</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>026874784</cusip>
    <value>1756</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32987</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>32022</Sole>
      <Shared>0</Shared>
      <None>965</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ameriprise Financial</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>03076c106</cusip>
    <value>298</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2020</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2020</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Anthem, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>036752103</cusip>
    <value>6538</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23856</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23072</Sole>
      <Shared>0</Shared>
      <None>784</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Apple Computer</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>037833100</cusip>
    <value>8115</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35948</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34977</Sole>
      <Shared>0</Shared>
      <None>971</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Brookfield Asset Management-Cl</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>112585104</cusip>
    <value>608</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13650</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>CVS Health Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>126650100</cusip>
    <value>2981</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37874</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36834</Sole>
      <Shared>0</Shared>
      <None>1040</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Capital One Financial Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>14040H105</cusip>
    <value>3431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35045</Sole>
      <Shared>0</Shared>
      <None>1100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Chevron Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>166764100</cusip>
    <value>3674</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30044</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>29171</Sole>
      <Shared>0</Shared>
      <None>873</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Chubb Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>h1467j104</cusip>
    <value>2859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21392</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20685</Sole>
      <Shared>0</Shared>
      <None>707</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Citigroup Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>172967424</cusip>
    <value>3085</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43001</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41693</Sole>
      <Shared>0</Shared>
      <None>1308</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Comcast Corp. Cl A</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>20030n101</cusip>
    <value>3654</value>
    <shrsOrPrnAmt>
      <sshPrnamt>103185</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>99923</Sole>
      <Shared>0</Shared>
      <None>3262</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ConocoPhillips</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>20825C104</cusip>
    <value>453</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5200</Sole>
      <Shared>0</Shared>
      <None>650</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Dell Technologies Inc</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>24703L103</cusip>
    <value>3004</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30933</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30550</Sole>
      <Shared>0</Shared>
      <None>383</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Delta Air Lines</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>247361702</cusip>
    <value>4131</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71426</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>69258</Sole>
      <Shared>0</Shared>
      <None>2168</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DowDuPont</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>26078J100</cusip>
    <value>4449</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69174</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>67091</Sole>
      <Shared>0</Shared>
      <None>2083</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>375558103</cusip>
    <value>228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2950</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Halliburton Co.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>406216101</cusip>
    <value>2252</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55563</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54268</Sole>
      <Shared>0</Shared>
      <None>1295</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Honeywell International Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>438516106</cusip>
    <value>6014</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36143</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35094</Sole>
      <Shared>0</Shared>
      <None>1049</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Intercontinental Exchange Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>45866f104</cusip>
    <value>4028</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53782</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>51963</Sole>
      <Shared>0</Shared>
      <None>1819</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Microsoft Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>594918104</cusip>
    <value>7471</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65326</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>63612</Sole>
      <Shared>0</Shared>
      <None>1714</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NXP Semiconductors NV</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>N6596X109</cusip>
    <value>1823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21319</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20421</Sole>
      <Shared>0</Shared>
      <None>898</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Paypal Holdings, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>606</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Pentair PLC</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>g7s00t104</cusip>
    <value>656</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15126</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14865</Sole>
      <Shared>0</Shared>
      <None>261</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Pioneer Natural Resources Co.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>723787107</cusip>
    <value>2679</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14851</Sole>
      <Shared>0</Shared>
      <None>528</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Rockwell Collins Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>774341101</cusip>
    <value>351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>State Street Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>857477103</cusip>
    <value>1531</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18270</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17556</Sole>
      <Shared>0</Shared>
      <None>714</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Synchrony Financial</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>87165b103</cusip>
    <value>2854</value>
    <shrsOrPrnAmt>
      <sshPrnamt>91826</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>88515</Sole>
      <Shared>0</Shared>
      <None>3311</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>UnitedHealth Group Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>91324P102</cusip>
    <value>5377</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20212</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19595</Sole>
      <Shared>0</Shared>
      <None>617</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wabco Holdings Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>92927k102</cusip>
    <value>719</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>949746101</cusip>
    <value>2992</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56919</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54843</Sole>
      <Shared>0</Shared>
      <None>2076</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Williams Company Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>969457100</cusip>
    <value>3184</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117092</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>113095</Sole>
      <Shared>0</Shared>
      <None>3997</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wyndham Destinations Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>98310W108</cusip>
    <value>1162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26806</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25948</Sole>
      <Shared>0</Shared>
      <None>858</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wyndham Hotels &amp; Resorts Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>98311A105</cusip>
    <value>1489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25942</Sole>
      <Shared>0</Shared>
      <None>858</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Zimmer Biomet Holdings Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>98956P102</cusip>
    <value>250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>nVent Electric PLC</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>G6700G107</cusip>
    <value>207</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7638</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7377</Sole>
      <Shared>0</Shared>
      <None>261</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Berkshire Hathaway Inc.</nameOfIssuer>
    <titleOfClass>cl a</titleOfClass>
    <cusip>084670108</cusip>
    <value>6400</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
</informationTable>
