The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   282,046 2,580 SH   SOLE   2,580 0 0
ABBOTT LABS COM 002824100   868,453 7,890 SH   SOLE   7,890 0 0
ABBVIE INC COM 00287Y109   1,671,972 10,789 SH   SOLE   10,789 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   727,788 2,074 SH   SOLE   2,074 0 0
ADOBE INC COM 00724F101   16,410,677 27,507 SH   SOLE   25,894 0 1,613
ADVANCED MICRO DEVICES INC COM 007903107   487,167 3,305 SH   SOLE   3,305 0 0
AFLAC INC COM 001055102   530,723 6,433 SH   SOLE   6,243 0 190
ALLSTATE CORP COM 020002101   295,218 2,109 SH   SOLE   2,109 0 0
ALPHABET INC CAP STK CL A 02079K305   11,201,043 80,185 SH   SOLE   78,734 0 1,451
ALPHABET INC CAP STK CL C 02079K107   36,265,326 257,329 SH   SOLE   244,773 0 12,556
ALTRIA GROUP INC COM 02209S103   404,164 10,019 SH   SOLE   10,018 0 1
AMAZON COM INC COM 023135106   42,368,014 278,847 SH   SOLE   265,173 0 13,674
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174   1,668,200 31,051 SH   SOLE   31,051 0 0
AMERICAN ELEC PWR CO INC COM 025537101   392,293 4,830 SH   SOLE   4,830 0 0
AMERICAN EXPRESS CO COM 025816109   18,549,677 99,016 SH   SOLE   94,644 0 4,372
AMERICAN INTL GROUP INC COM NEW 026874784   296,203 4,372 SH   SOLE   4,246 0 126
AMERICAN TOWER CORP NEW COM 03027X100   12,993,284 60,188 SH   SOLE   56,458 0 3,730
AMGEN INC COM 031162100   380,187 1,320 SH   SOLE   1,320 0 0
ANALOG DEVICES INC COM 032654105   309,953 1,561 SH   SOLE   1,561 0 0
AON PLC SHS CL A G0403H108   263,374 905 SH   SOLE   905 0 0
APPLE INC COM 037833100   64,881,055 336,992 SH   SOLE   327,943 0 9,049
ASTRAZENECA PLC SPONSORED ADR 046353108   227,307 3,375 SH   SOLE   3,375 0 0
AT&T INC COM 00206R102   201,444 12,005 SH   SOLE   12,005 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   547,713 2,351 SH   SOLE   2,351 0 0
BANK AMERICA CORP COM 060505104   2,201,971 65,399 SH   SOLE   58,214 0 7,185
BANK MONTREAL QUE COM 063671101   296,820 3,000 SH   SOLE   3,000 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,393,535 26,773 SH   SOLE   26,773 0 0
BARINGS BDC INC COM 06759L103   174,346 20,320 SH   SOLE   20,320 0 0
BERKLEY W R CORP COM 084423102   516,469 7,303 SH   SOLE   7,303 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   30,573,966 85,723 SH   SOLE   81,586 0 4,137
BIGBEAR AI HLDGS INC *W EXP 12/08/202 08975B117   20,931 61,906 SH   SOLE   61,906 0 0
BLACKROCK INC COM 09247X101   870,250 1,072 SH   SOLE   1,072 0 0
BOEING CO COM 097023105   1,548,896 5,942 SH   SOLE   5,942 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,175,365 22,907 SH   SOLE   22,751 0 156
BROADCOM INC COM 11135F101   505,662 453 SH   SOLE   453 0 0
BROADSTONE NET LEASE INC COM 11135E203   22,019,407 1,278,711 SH   SOLE   1,278,711 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   277,937 6,919 SH   SOLE   6,895 0 24
BROOKFIELD CORP CL A LTD VT SH 11271J107   18,980,378 473,090 SH   SOLE   446,751 0 26,339
CANADIAN NATL RY CO COM 136375102   20,770,688 165,332 SH   SOLE   157,132 0 8,200
CARDINAL HEALTH INC COM 14149Y108   257,040 2,550 SH   SOLE   2,550 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   316,090 5,502 SH   SOLE   5,502 0 0
CATERPILLAR INC COM 149123101   1,338,203 4,526 SH   SOLE   3,926 0 600
CHEVRON CORP NEW COM 166764100   4,166,017 27,930 SH   SOLE   27,744 0 186
CINCINNATI FINL CORP COM 172062101   379,699 3,670 SH   SOLE   3,670 0 0
CISCO SYS INC COM 17275R102   1,427,128 28,249 SH   SOLE   28,249 0 0
CITIZENS FINL GROUP INC COM 174610105   331,941 10,016 SH   SOLE   9,709 0 307
COCA COLA CO COM 191216100   1,932,795 32,798 SH   SOLE   32,564 0 234
COLGATE PALMOLIVE CO COM 194162103   370,174 4,644 SH   SOLE   4,644 0 0
COMCAST CORP NEW CL A 20030N101   1,798,815 41,022 SH   SOLE   40,776 0 246
CONOCOPHILLIPS COM 20825C104   845,919 7,288 SH   SOLE   7,288 0 0
CONSOLIDATED EDISON INC COM 209115104   474,591 5,217 SH   SOLE   5,217 0 0
CONSTELLATION BRANDS INC CL A 21036P108   2,043,029 8,451 SH   SOLE   8,451 0 0
COPART INC COM 217204106   12,994,604 265,196 SH   SOLE   249,975 0 15,221
COSTAR GROUP INC COM 22160N109   1,562,272 17,877 SH   SOLE   17,327 0 550
COSTCO WHSL CORP NEW COM 22160K105   14,381,880 21,788 SH   SOLE   20,653 0 1,135
CRESCENT CAP BDC INC COM 225655109   1,069,948 61,562 SH   SOLE   61,562 0 0
CROWN HLDGS INC COM 228368106   857,543 9,312 SH   SOLE   9,312 0 0
CSX CORP COM 126408103   680,573 19,630 SH   SOLE   19,630 0 0
CVS HEALTH CORP COM 126650100   9,552,112 120,974 SH   SOLE   113,961 0 7,013
DANAHER CORPORATION COM 235851102   216,072 934 SH   SOLE   934 0 0
DBX ETF TR XTRACKERS S&P MD 233051127   463,731 16,622 SH   SOLE   16,622 0 0
DEERE & CO COM 244199105   772,549 1,932 SH   SOLE   1,932 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   11,555,063 79,329 SH   SOLE   74,683 0 4,646
DICKS SPORTING GOODS INC COM 253393102   1,255,835 8,546 SH   SOLE   8,546 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   219,526 7,665 SH   SOLE   7,665 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   55,265,129 2,263,109 SH   SOLE   2,220,110 0 42,999
DISNEY WALT CO COM 254687106   13,707,947 151,821 SH   SOLE   142,905 0 8,916
DOMINION ENERGY INC COM 25746U109   313,554 6,671 SH   SOLE   6,498 0 173
DOVER CORP COM 260003108   353,456 2,298 SH   SOLE   2,255 0 43
DOW INC COM 260557103   556,874 10,155 SH   SOLE   9,929 0 226
DUKE ENERGY CORP NEW COM NEW 26441C204   633,083 6,524 SH   SOLE   6,418 0 106
EASTMAN CHEM CO COM 277432100   226,976 2,527 SH   SOLE   2,527 0 0
EATON CORP PLC SHS G29183103   972,913 4,040 SH   SOLE   3,976 0 64
ELI LILLY & CO COM 532457108   1,018,945 1,748 SH   SOLE   1,748 0 0
EMERSON ELEC CO COM 291011104   1,568,759 16,118 SH   SOLE   16,118 0 0
ENBRIDGE INC COM 29250N105   501,003 13,909 SH   SOLE   13,754 0 155
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,770,182 128,274 SH   SOLE   128,274 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   2,543,610 96,532 SH   SOLE   96,532 0 0
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   11,294 10,361 SH   SOLE   10,361 0 0
EXXON MOBIL CORP COM 30231G102   4,709,524 47,105 SH   SOLE   47,059 0 46
FINANCIAL INSTNS INC COM 317585404   255,600 12,000 SH   SOLE   12,000 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   247,424 3,200 SH   SOLE   3,200 0 0
GENERAL DYNAMICS CORP COM 369550108   264,864 1,020 SH   SOLE   1,020 0 0
GENERAL ELECTRIC CO COM NEW 369604301   923,404 7,235 SH   SOLE   7,235 0 0
GENERAL MLS INC COM 370334104   205,191 3,150 SH   SOLE   3,150 0 0
GILAT SATELLITE NETWORKS LTD SHS NEW M51474118   80,096 13,109 SH   SOLE   13,109 0 0
GLOBE LIFE INC COM 37959E102   684,797 5,626 SH   SOLE   5,626 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   565,154 1,465 SH   SOLE   1,465 0 0
GRAHAM CORP COM 384556106   3,542,705 186,753 SH   SOLE   186,753 0 0
HCA HEALTHCARE INC COM 40412C101   384,095 1,419 SH   SOLE   1,419 0 0
HENRY JACK & ASSOC INC COM 426281101   15,709,301 96,134 SH   SOLE   90,416 0 5,718
HOME DEPOT INC COM 437076102   1,421,649 4,102 SH   SOLE   4,022 0 80
HONEYWELL INTL INC COM 438516106   1,235,375 5,891 SH   SOLE   5,891 0 0
IDEX CORP COM 45167R104   219,716 1,012 SH   SOLE   1,012 0 0
IDEXX LABS INC COM 45168D104   13,569,974 24,448 SH   SOLE   22,541 0 1,907
ILLINOIS TOOL WKS INC COM 452308109   739,195 2,822 SH   SOLE   2,822 0 0
INTEL CORP COM 458140100   972,991 19,363 SH   SOLE   19,163 0 200
INTERNATIONAL BUSINESS MACHS COM 459200101   1,019,081 6,231 SH   SOLE   6,231 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   363,000 1,076 SH   SOLE   1,076 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G565   1,076,389 42,884 SH   SOLE   40,884 0 2,000
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   433,488 12,315 SH   SOLE   12,315 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   296,359 7,905 SH   SOLE   7,905 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   596,262 1,456 SH   SOLE   1,456 0 0
ISHARES GOLD TR ISHARES NEW 464285204   2,784,440 71,341 SH   SOLE   71,341 0 0
ISHARES INC CORE MSCI EMKT 46434G103   31,387,983 620,561 SH   SOLE   611,253 0 9,308
ISHARES INC ESG AWR MSCI EM 46434G863   361,541 11,277 SH   SOLE   11,277 0 0
ISHARES SILVER TR ISHARES 46428Q109   222,156 10,200 SH   SOLE   10,200 0 0
ISHARES TR COHEN STEER REIT 464287564   988,133 16,825 SH   SOLE   16,825 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   646,617 6,340 SH   SOLE   6,340 0 0
ISHARES TR CORE MSCI EAFE 46432F842   665,230 9,456 SH   SOLE   9,456 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   130,370,578 2,007,864 SH   SOLE   1,966,134 0 41,730
ISHARES TR CORE S&P MCP ETF 464287507   835,331 3,014 SH   SOLE   3,014 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,757,028 16,231 SH   SOLE   15,049 0 1,182
ISHARES TR CORE S&P TTL STK 464287150   113,369,937 1,077,354 SH   SOLE   1,069,512 0 7,842
ISHARES TR CORE S&P500 ETF 464287200   2,313,265 4,843 SH   SOLE   4,843 0 0
ISHARES TR CORE US AGGBD ET 464287226   18,739,591 188,812 SH   SOLE   188,025 0 787
ISHARES TR EAFE SML CP ETF 464288273   287,835 4,650 SH   SOLE   4,650 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   1,083,999 14,350 SH   SOLE   14,350 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   919,445 39,512 SH   SOLE   39,512 0 0
ISHARES TR IBOXX INV CP ETF 464287242   9,078,547 82,040 SH   SOLE   82,040 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,963,747 57,801 SH   SOLE   57,801 0 0
ISHARES TR MBS ETF 464288588   2,870,664 30,513 SH   SOLE   29,738 0 775
ISHARES TR MSCI ACWI EX US 464288240   2,207,679 43,254 SH   SOLE   43,254 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,461,037 19,390 SH   SOLE   19,390 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   618,913 15,392 SH   SOLE   15,392 0 0
ISHARES TR MSCI KLD400 SOC 464288570   650,097 7,140 SH   SOLE   7,140 0 0
ISHARES TR MSCI USA ESG SLC 464288802   3,070,782 30,552 SH   SOLE   30,552 0 0
ISHARES TR MSCI USA MMENTM 46432F396   20,885,569 133,122 SH   SOLE   131,768 0 1,354
ISHARES TR RUS 1000 GRW ETF 464287614   268,306 885 SH   SOLE   885 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,436,898 5,697 SH   SOLE   5,697 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,123,968 7,236 SH   SOLE   7,236 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   6,034,547 30,066 SH   SOLE   29,164 0 902
ISHARES TR RUSSELL 3000 ETF 464287689   635,899 2,323 SH   SOLE   2,323 0 0
ISHARES TR S&P MC 400GR ETF 464287606   520,303 6,568 SH   SOLE   6,568 0 0
ISHARES TR S&P MC 400VL ETF 464287705   531,313 4,659 SH   SOLE   4,659 0 0
ISHARES TR SELECT DIVID ETF 464287168   386,240 3,295 SH   SOLE   3,295 0 0
ISHARES TR SHORT TREAS BD 464288679   1,338,631 12,155 SH   SOLE   12,155 0 0
ISHARES TR U.S. FIN SVC ETF 464287770   1,069,884 5,970 SH   SOLE   5,970 0 0
ISHARES TR US TREAS BD ETF 46429B267   63,051,236 2,736,599 SH   SOLE   2,680,477 0 56,122
ISHARES TR USD INV GRDE ETF 464288620   1,721,721 33,588 SH   SOLE   28,693 0 4,895
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   236,247 4,518 SH   SOLE   4,518 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   864,938 15,923 SH   SOLE   15,923 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   8,555,174 170,320 SH   SOLE   170,320 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   42,655,336 1,105,633 SH   SOLE   1,094,361 0 11,272
JOHNSON & JOHNSON COM 478160104   5,059,065 32,277 SH   SOLE   31,751 0 526
JPMORGAN CHASE & CO COM 46625H100   3,438,232 20,213 SH   SOLE   19,213 0 1,000
KENVUE INC COM 49177J102   1,336,785 62,089 SH   SOLE   61,129 0 960
KIMBERLY-CLARK CORP COM 494368103   945,045 7,778 SH   SOLE   7,778 0 0
KOPIN CORP COM 500600101   39,342 19,380 SH   SOLE   19,380 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   495,589 2,353 SH   SOLE   2,353 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   1,463,049 53,357 SH   SOLE   50,506 0 2,851
LINDE PLC SHS G54950103   1,343,844 3,272 SH   SOLE   3,272 0 0
LOCKHEED MARTIN CORP COM 539830109   1,944,400 4,290 SH   SOLE   4,272 0 18
LOWES COS INC COM 548661107   672,101 3,020 SH   SOLE   3,020 0 0
M & T BK CORP COM 55261F104   298,835 2,180 SH   SOLE   1,980 0 200
MARATHON PETE CORP COM 56585A102   239,602 1,615 SH   SOLE   1,615 0 0
MARKEL GROUP INC COM 570535104   26,127,580 18,401 SH   SOLE   17,330 0 1,071
MASTERCARD INCORPORATED CL A 57636Q104   1,918,967 4,499 SH   SOLE   4,499 0 0
MCDONALDS CORP COM 580135101   2,230,888 7,524 SH   SOLE   7,524 0 0
MCKESSON CORP COM 58155Q103   699,100 1,510 SH   SOLE   1,510 0 0
MEDTRONIC PLC SHS G5960L103   351,104 4,262 SH   SOLE   4,193 0 69
MERCK & CO INC COM 58933Y105   4,242,184 38,912 SH   SOLE   38,007 0 905
META PLATFORMS INC CL A 30303M102   1,216,561 3,437 SH   SOLE   3,437 0 0
METLIFE INC COM 59156R108   254,932 3,855 SH   SOLE   3,855 0 0
MICROSOFT CORP COM 594918104   47,875,650 127,315 SH   SOLE   121,893 0 5,422
MONDELEZ INTL INC CL A 609207105   229,001 3,162 SH   SOLE   3,162 0 0
MONROE CAP CORP COM 610335101   169,758 24,028 SH   SOLE   24,028 0 0
MOODYS CORP COM 615369105   22,872,736 58,564 SH   SOLE   54,887 0 3,677
MORINGA ACQUISITION CORP *W EXP 02/22/202 G6S23K124   194 10,000 SH   SOLE   10,000 0 0
MPLX LP COM UNIT REP LTD 55336V100   206,110 5,613 SH   SOLE   5,613 0 0
NATIONAL FUEL GAS CO COM 636180101   2,433,045 48,496 SH   SOLE   48,496 0 0
NETFLIX INC COM 64110L106   277,522 570 SH   SOLE   570 0 0
NEXTERA ENERGY INC COM 65339F101   1,456,971 23,987 SH   SOLE   23,987 0 0
NIKE INC CL B 654106103   1,045,241 9,627 SH   SOLE   9,627 0 0
NORFOLK SOUTHN CORP COM 655844108   312,022 1,320 SH   SOLE   1,320 0 0
NOVO-NORDISK A S ADR 670100205   367,869 3,556 SH   SOLE   3,556 0 0
NVIDIA CORPORATION COM 67066G104   17,495,178 35,328 SH   SOLE   33,484 0 1,844
ORACLE CORP COM 68389X105   1,381,344 13,102 SH   SOLE   12,932 0 170
OREILLY AUTOMOTIVE INC COM 67103H107   1,211,352 1,275 SH   SOLE   1,275 0 0
OTIS WORLDWIDE CORP COM 68902V107   203,366 2,273 SH   SOLE   2,273 0 0
PAYCHEX INC COM 704326107   7,325,027 61,498 SH   SOLE   61,498 0 0
PAYLOCITY HLDG CORP COM 70438V106   327,228 1,985 SH   SOLE   1,985 0 0
PAYPAL HLDGS INC COM 70450Y103   241,894 3,939 SH   SOLE   3,789 0 150
PEPSICO INC COM 713448108   18,865,689 111,079 SH   SOLE   104,347 0 6,732
PFIZER INC COM 717081103   1,239,150 43,041 SH   SOLE   42,857 0 184
PHILIP MORRIS INTL INC COM 718172109   426,990 4,539 SH   SOLE   4,435 0 104
PHILLIPS 66 COM 718546104   2,362,584 17,745 SH   SOLE   17,666 0 79
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,137,700 41,464 SH   SOLE   41,464 0 0
PNC FINL SVCS GROUP INC COM 693475105   285,544 1,844 SH   SOLE   1,844 0 0
PPG INDS INC COM 693506107   275,172 1,840 SH   SOLE   1,840 0 0
PPL CORP COM 69351T106   392,950 14,500 SH   SOLE   14,500 0 0
PROCTER AND GAMBLE CO COM 742718109   5,881,221 40,134 SH   SOLE   39,532 0 602
QUALCOMM INC COM 747525103   1,523,806 10,536 SH   SOLE   10,446 0 90
READY CAPITAL CORP COM 75574U101   1,181,251 115,244 SH   SOLE   115,244 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   198,645 10,250 SH   SOLE   10,250 0 0
REPUBLIC SVCS INC COM 760759100   337,901 2,049 SH   SOLE   2,049 0 0
ROCKET PHARMACEUTICALS INC COM 77313F106   269,730 9,000 SH   SOLE   9,000 0 0
ROCKWELL AUTOMATION INC COM 773903109   378,786 1,220 SH   SOLE   1,220 0 0
ROYAL BK CDA COM 780087102   482,188 4,768 SH   SOLE   4,768 0 0
RTX CORPORATION COM 75513E101   825,835 9,815 SH   SOLE   9,815 0 0
SALESFORCE INC COM 79466L302   387,079 1,471 SH   SOLE   1,471 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,850,335 114,979 SH   SOLE   112,639 0 2,340
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   224,263 6,068 SH   SOLE   6,068 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,379,134 27,738 SH   SOLE   27,738 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   9,615,359 155,237 SH   SOLE   153,942 0 1,295
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   214,099 3,868 SH   SOLE   3,868 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,450,375 91,855 SH   SOLE   90,110 0 1,745
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   296,690 6,364 SH   SOLE   6,364 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   19,522,030 350,674 SH   SOLE   340,506 0 10,168
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   575,057 7,554 SH   SOLE   7,554 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,909,502 211,161 SH   SOLE   208,031 0 3,130
SCHWAB STRATEGIC TR US REIT ETF 808524847   379,410 18,320 SH   SOLE   17,070 0 1,250
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,505,468 53,037 SH   SOLE   53,037 0 0
SHOPIFY INC CL A 82509L107   17,884,984 229,589 SH   SOLE   217,147 0 12,442
SOUTHERN CO COM 842587107   776,367 11,072 SH   SOLE   10,940 0 132
SPDR GOLD TR GOLD SHS 78463V107   2,461,314 12,875 SH   SOLE   12,875 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   14,812,146 547,786 SH   SOLE   533,367 0 14,419
SPDR S&P 500 ETF TR TR UNIT 78462F103   18,456,370 38,830 SH   SOLE   38,828 0 2
SPDR SER TR PORTFOLIO SH TSR 78468R101   48,199,253 1,659,183 SH   SOLE   1,627,274 0 31,909
SPDR SER TR S&P BK ETF 78464A797   556,842 12,100 SH   SOLE   12,100 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   457,554 23,893 SH   SOLE   23,893 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   400,019 25,111 SH   SOLE   25,111 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,013,697 25,185 SH   SOLE   22,070 0 3,115
STARBUCKS CORP COM 855244109   734,327 7,648 SH   SOLE   7,590 0 58
STATE STR CORP COM 857477103   331,529 4,280 SH   SOLE   4,280 0 0
STRYKER CORPORATION COM 863667101   1,452,381 4,850 SH   SOLE   4,850 0 0
SYSCO CORP COM 871829107   299,833 4,100 SH   SOLE   4,100 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   213,928 2,057 SH   SOLE   2,057 0 0
TE CONNECTIVITY LTD SHS H84989104   252,808 1,799 SH   SOLE   1,747 0 52
TEGNA INC COM 87901J105   446,562 29,187 SH   SOLE   29,187 0 0
TELUS CORPORATION COM 87971M103   358,327 20,142 SH   SOLE   19,526 0 616
TESLA INC COM 88160R101   441,052 1,775 SH   SOLE   1,721 0 54
TEXAS INSTRS INC COM 882508104   214,610 1,259 SH   SOLE   1,259 0 0
THE CIGNA GROUP COM 125523100   203,327 679 SH   SOLE   679 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   349,791 659 SH   SOLE   659 0 0
TJX COS INC NEW COM 872540109   11,968,332 127,581 SH   SOLE   121,664 0 5,917
TOMPKINS FINL CORP COM 890110109   469,614 7,797 SH   SOLE   7,797 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,074,631 16,630 SH   SOLE   16,630 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   356,826 1,463 SH   SOLE   1,463 0 0
TRAVELERS COMPANIES INC COM 89417E109   220,397 1,157 SH   SOLE   1,157 0 0
TRUIST FINL CORP COM 89832Q109   353,577 9,577 SH   SOLE   9,290 0 287
UNION PAC CORP COM 907818108   374,855 1,526 SH   SOLE   1,509 0 17
UNITED PARCEL SERVICE INC CL B 911312106   392,447 2,496 SH   SOLE   2,496 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,950,045 3,704 SH   SOLE   3,704 0 0
UNUM GROUP COM 91529Y106   256,307 5,668 SH   SOLE   5,668 0 0
UR-ENERGY INC COM 91688R108   29,337 19,050 SH   SOLE   19,050 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,716,244 64,123 SH   SOLE   64,089 0 34
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   35,135,897 213,696 SH   SOLE   209,408 0 4,288
VANGUARD INDEX FDS GROWTH ETF 922908736   246,528 793 SH   SOLE   793 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   319,154 1,463 SH   SOLE   1,463 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   216,356 930 SH   SOLE   930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   430,932 4,877 SH   SOLE   4,877 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,429,317 7,851 SH   SOLE   7,822 0 29
VANGUARD INDEX FDS SMALL CP ETF 922908751   585,591 2,745 SH   SOLE   2,745 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   23,163,351 97,645 SH   SOLE   96,350 0 1,295
VANGUARD INDEX FDS VALUE ETF 922908744   833,463 5,575 SH   SOLE   5,575 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,988,030 35,412 SH   SOLE   32,357 0 3,055
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,257,836 30,604 SH   SOLE   28,809 0 1,795
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,497,933 14,560 SH   SOLE   14,560 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,994,873 33,629 SH   SOLE   33,629 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,298,822 28,016 SH   SOLE   28,016 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,000,912 17,269 SH   SOLE   17,257 0 12
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   931,799 19,453 SH   SOLE   19,453 0 0
VANGUARD WELLINGTON FD US QUALITY 921935706   278,234 2,200 SH   SOLE   2,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   543,293 14,411 SH   SOLE   14,190 0 221
VISA INC COM CL A 92826C839   31,596,157 121,360 SH   SOLE   114,708 0 6,652
WALMART INC COM 931142103   403,112 2,557 SH   SOLE   2,557 0 0
WASTE MGMT INC DEL COM 94106L109   1,054,541 5,888 SH   SOLE   5,888 0 0
WD 40 CO COM 929236107   326,570 1,366 SH   SOLE   1,366 0 0
WEBSTER FINL CORP COM 947890109   824,251 16,238 SH   SOLE   15,942 0 296
WELLS FARGO CO NEW COM 949746101   25,908,934 526,390 SH   SOLE   497,618 0 28,772
WHEATON PRECIOUS METALS CORP COM 962879102   908,803 18,419 SH   SOLE   18,419 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,077,297 21,443 SH   SOLE   21,443 0 0
YUM BRANDS INC COM 988498101   1,405,411 10,756 SH   SOLE   10,756 0 0
YUM CHINA HLDGS INC COM 98850P109   526,684 12,413 SH   SOLE   12,413 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   424,733 3,490 SH   SOLE   3,490 0 0