X0101 42003-07-010001033012FLAGSTAR BANCORP INC (NYSE:FBC)0001247767ELSEA RICHARD S 1000Flagstar Bancorp, Inc. Common Stock2003-07-014S0225025.0422D2250IBy Marital TrustThe reporting person is also the beneficial owner of 10,200 shares held indirectly by a deferred compensation trust./s/ Richard S. Elsea2003-07-03