Consolidated Statements of Operations - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest Income
Loans	$ 230	$ 197	$ 587	$ 579
Investment securities	22	12	50	35
Interest-earning deposits and other	2	0	3	0
Total interest income	254	209	640	614
Interest Expense
Deposits	11	7	24	25
Short-term Federal Home Loan Bank advances and other	15	1	18	3
Long-term Federal Home Loan Bank advances	4	3	10	9
Other long-term debt	5	3	11	11
Total interest expense	35	14	63	48
Net interest income	219	195	577	566
Provision (benefit) for credit losses	5	(23)	(8)	(95)
Net interest income after benefit for credit losses	214	218	585	661
Noninterest Income
Net gain on loan sales	32	169	104	564
Loan fees and charges	20	33	76	112
Net return (loss) on mortgage servicing rights	26	9	77	4
Loan administration income	18	31	84	85
Deposit fees and charges	8	9	26	26
Other noninterest income	10	15	38	51
Total noninterest income	114	266	405	842
Noninterest Expense
Compensation and benefits	113	130	362	396
Occupancy and equipment	45	46	136	141
Commissions	15	44	63	156
Loan processing expense	21	22	65	65
Legal and professional expense	11	12	32	32
Federal insurance premiums	4	6	12	16
Intangible asset amortization	2	3	7	8
General, administrative and other	25	23	76	108
Total noninterest expense	236	286	753	922
Income before income taxes	92	198	237	581
Provision for income taxes	19	46	51	133
Net income	$ 73	$ 152	$ 186	$ 448
Net income per share
Basic (in dollars per share)	$ 1.36	$ 2.87	$ 3.49	$ 8.48
Diluted (in dollars per share)	1.35	2.83	3.47	8.37
Cash dividends declared (in dollars per share)	$ 0.06	$ 0.06	$ 0.18	$ 0.18
Weighted average shares outstanding
Basic (in shares)	53,330,518	52,862,288	53,273,743	52,767,923
Diluted (in shares)	53,610,266	53,659,422	53,574,690	53,499,289