Consolidated Statements of Financial Condition - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash	$ 313	$ 277
Interest-earning deposits	105	774
Total cash and cash equivalents	418	1,051
Investment securities available-for-sale	2,627	1,804
Investment securities held-to-maturity	159	205
Loans held-for-sale ($1,822 and $4,920 measured at fair value, respectively)	1,830	5,054
Loans held-for-investment ($24 and $16 measured at fair value, respectively)	15,793	13,408
Loans with government guarantees	1,370	1,650
Less: allowance for loan losses	(126)	(154)
Total loans held-for-investment and loans with government guarantees, net	17,037	14,904
Mortgage servicing rights	1,026	392
Federal Home Loan Bank stock	329	377
Premises and equipment, net	354	360
Goodwill and intangible assets	140	147
Bank-owned life insurance	372	365
Other assets	1,151	824
Total assets	25,443	25,483
Liabilities and Stockholders’ Equity
Noninterest bearing deposits	6,802	7,088
Interest bearing deposits	9,789	10,921
Total deposits	16,591	18,009
Short-term Federal Home Loan Bank advances and other	3,450	1,880
Long-term Federal Home Loan Bank advances	1,000	1,400
Other long-term debt	390	396
Other liabilities	1,396	1,080
Total liabilities	22,827	22,765
Commitments and contingencies (refer to Note 15)
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 shares authorized; 53,330,827 and 53,197,650 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,361	1,355
Accumulated other comprehensive (loss) income	(249)	35
Retained earnings	1,503	1,327
Total stockholders’ equity	2,616	2,718
Total liabilities and stockholders’ equity	$ 25,443	$ 25,483