XML 64 R53.htm IDEA: XBRL DOCUMENT v3.22.1
Loans Held-for-Investment - Loan Quality Indicators (Details) - USD ($)
$ in Millions
Mar. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]      
Total loans held-for-investment $ 13,236 $ 13,408  
Consumer loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 176 704  
2021 707 433  
2020 388 496  
2019 452 209  
2018 190 118  
Prior 470 460  
Revolving Loans Amortized Cost Basis 875 876  
Revolving Loans Converted to Term Loans Amortized Cost Basis 83 72  
Total 3,341 3,368 $ 4,109
Total loans held-for-investment 3,362 3,385  
Consumer loans | Residential first mortgage loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total loans held-for-investment 1,499 1,536  
Consumer loans | Residential first mortgage loans | Debt-to-Value Ratio, Greater Than 90 Percent      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 3 88  
2021 88 74  
2020 67 142  
2019 129 53  
2018 51 16  
Prior 28 16  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total 366 389  
Consumer loans | Residential first mortgage loans | Debt-to-Value Ratio, 71-90      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 21 109  
2021 107 78  
2020 64 58  
2019 51 29  
2018 21 31  
Prior 199 185  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total 463 490  
Consumer loans | Residential first mortgage loans | Debt-to-Vale Ratio, 55-70      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 69 69  
2021 79 26  
2020 23 27  
2019 26 9  
2018 8 36  
Prior 131 163  
Revolving Loans Amortized Cost Basis 2 2  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total 338 332  
Consumer loans | Residential first mortgage loans | Debt-to-Value Ratio, Less than 55      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 14 53  
2021 67 23  
2020 19 25  
2019 23 9  
2018 9 31  
Prior 92 75  
Revolving Loans Amortized Cost Basis 75 80  
Revolving Loans Converted to Term Loans Amortized Cost Basis 13 14  
Total 312 310  
Consumer loans | Residential first mortgage loans | FICO Score, Greater than 750      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 18 139  
2021 155 94  
2020 78 107  
2019 95 40  
2018 37 70  
Prior 246 212  
Revolving Loans Amortized Cost Basis 46 49  
Revolving Loans Converted to Term Loans Amortized Cost Basis 4 5  
Total 679 716  
Consumer loans | Residential first mortgage loans | FICO Score, 700 to 750      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 86 117  
2021 121 58  
2020 50 69  
2019 62 36  
2018 29 36  
Prior 132 161  
Revolving Loans Amortized Cost Basis 21 22  
Revolving Loans Converted to Term Loans Amortized Cost Basis 6 6  
Total 507 505  
Consumer loans | Residential first mortgage loans | FICO Score, Less than 700      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 3 63  
2021 65 49  
2020 45 76  
2019 72 24  
2018 23 8  
Prior 72 66  
Revolving Loans Amortized Cost Basis 10 11  
Revolving Loans Converted to Term Loans Amortized Cost Basis 3 3  
Total 293 300  
Consumer loans | Residential first mortgage loans | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 107 318  
2021 340 197  
2020 169 233  
2019 204 89  
2018 74 108  
Prior 408 407  
Revolving Loans Amortized Cost Basis 77 82  
Revolving Loans Converted to Term Loans Amortized Cost Basis 10 10  
Total 1,389 1,444 2,205
Consumer loans | Residential first mortgage loans | Watch      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 1  
2020 1 12  
2019 1 3  
2018 3 4  
Prior 4 11  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 3  
Total 9 34 21
Consumer loans | Residential first mortgage loans | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 1  
2021 1 3  
2020 3 7  
2019 24 8  
2018 12 2  
Prior 38 21  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 3 1  
Total 81 43 25
Consumer loans | Home equity      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total loans held-for-investment 596 613  
Consumer loans | Home equity | Debt-to-Value Ratio, Greater Than 90 Percent      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 1 0  
2020 0 0  
2019 0 0  
2018 0 1  
Prior 6 7  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1 0  
Total 8 8  
Consumer loans | Home equity | Debt-to-Value Ratio, 71-90      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 1 3  
2021 2 3  
2020 2 11  
2019 9 4  
2018 4 1  
Prior 7 6  
Revolving Loans Amortized Cost Basis 355 369  
Revolving Loans Converted to Term Loans Amortized Cost Basis 41 35  
Total 421 432  
Consumer loans | Home equity | Debt-to-Value Ratio, Less than or Equal to 70      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 1  
2021 1 1  
2020 1 4  
2019 3 2  
2018 1 1  
Prior 3 3  
Revolving Loans Amortized Cost Basis 137 141  
Revolving Loans Converted to Term Loans Amortized Cost Basis 20 18  
Total 166 171  
Consumer loans | Home equity | FICO Score, Greater than 750      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 2  
2021 2 2  
2020 1 4  
2019 3 2  
2018 2 1  
Prior 4 4  
Revolving Loans Amortized Cost Basis 234 238  
Revolving Loans Converted to Term Loans Amortized Cost Basis 16 13  
Total 262 266  
Consumer loans | Home equity | FICO Score, 700 to 750      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 1 2  
2021 2 1  
2020 1 6  
2019 5 2  
2018 2 1  
Prior 6 6  
Revolving Loans Amortized Cost Basis 205 210  
Revolving Loans Converted to Term Loans Amortized Cost Basis 26 22  
Total 248 250  
Consumer loans | Home equity | FICO Score, Less than 700      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 1  
2020 1 5  
2019 4 2  
2018 1 1  
Prior 6 6  
Revolving Loans Amortized Cost Basis 53 62  
Revolving Loans Converted to Term Loans Amortized Cost Basis 20 18  
Total 85 95  
Consumer loans | Home equity | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 1 4  
2021 4 4  
2020 3 15  
2019 12 6  
2018 5 3  
Prior 15 15  
Revolving Loans Amortized Cost Basis 490 508  
Revolving Loans Converted to Term Loans Amortized Cost Basis 57 49  
Total 587 604 838
Consumer loans | Home equity | Watch      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1 1  
Total 1 1 13
Consumer loans | Home equity | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 1 1  
Revolving Loans Amortized Cost Basis 2 2  
Revolving Loans Converted to Term Loans Amortized Cost Basis 4 3  
Total 7 6 3
Consumer loans | Other consumer | FICO Score, Greater than 750      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 68 251  
2021 362 162  
2020 212 142  
2019 211 56  
2018 96 1  
Prior 4 4  
Revolving Loans Amortized Cost Basis 203 273  
Revolving Loans Converted to Term Loans Amortized Cost Basis 5 3  
Total 1,161 892  
Consumer loans | Other consumer | FICO Score, 700 to 750      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 128  
2021 0 62  
2020 0 79  
2019 0 39  
2018 0 0  
Prior 0 1  
Revolving Loans Amortized Cost Basis 84 7  
Revolving Loans Converted to Term Loans Amortized Cost Basis 2 0  
Total 86 316  
Consumer loans | Other consumer | FICO Score, Less than 700      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 2  
2021 0 4  
2020 0 8  
2019 0 8  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 19 4  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1 2  
Total 20 28  
Consumer loans | Other consumer | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 68 380  
2021 362 227  
2020 211 226  
2019 209 101  
2018 95 1  
Prior 4 5  
Revolving Loans Amortized Cost Basis 306 284  
Revolving Loans Converted to Term Loans Amortized Cost Basis 8 5  
Total 1,263 1,229 1,000
Consumer loans | Other consumer | Watch      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 1  
2019 1 1  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total 1 2 1
Consumer loans | Other consumer | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 1  
2021 0 1  
2020 1 2  
2019 1 1  
2018 1 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total 3 5 3
Consumer loans | Residential first mortgage and home equity      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 108 323  
2021 345 205  
2020 176 267  
2019 241 106  
2018 94 117  
Prior 466 455  
Revolving Loans Amortized Cost Basis 569 592  
Revolving Loans Converted to Term Loans Amortized Cost Basis 75 67  
Total 2,074 2,132  
Commercial loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 4,711 5,755  
2021 824 347  
2020 350 744  
2019 603 383  
2018 356 421  
Prior 833 444  
Revolving Loans Amortized Cost Basis 2,197 1,929  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 9,874 10,023 12,101
Commercial loans | Commercial real estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total loans held-for-investment 3,254 3,223  
Commercial loans | Commercial real estate | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 63 518  
2021 546 257  
2020 256 558  
2019 437 313  
2018 290 238  
Prior 633 402  
Revolving Loans Amortized Cost Basis 869 785  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 3,094 3,071 2,805
Commercial loans | Commercial real estate | Watch      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 2  
2021 0 5  
2020 7 1  
2019 1 13  
2018 13 64  
Prior 83 35  
Revolving Loans Amortized Cost Basis 32 8  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 136 128 166
Commercial loans | Commercial real estate | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 2  
2019 2 0  
2018 0 0  
Prior 22 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 24 2 53
Commercial loans | Commercial real estate | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 22  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 0 22 37
Commercial loans | Commercial and industrial      
Financing Receivable, Credit Quality Indicator [Line Items]      
Total loans held-for-investment 1,979 1,826  
Commercial loans | Commercial and industrial | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 7 257  
2021 265 81  
2020 75 156  
2019 163 30  
2018 26 95  
Prior 93 7  
Revolving Loans Amortized Cost Basis 1,254 1,059  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 1,883 1,685 1,200
Commercial loans | Commercial and industrial | Watch      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 4  
2021 4 4  
2020 12 10  
2019 0 9  
2018 9 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 14 44  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 39 71 106
Commercial loans | Commercial and industrial | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 9 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 9 0 24
Commercial loans | Commercial and industrial | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 17  
2019 0 18  
2018 18 2  
Prior 2 0  
Revolving Loans Amortized Cost Basis 28 33  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 48 70 52
Commercial loans | Warehouse loan commitments | Pass      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 4,496 4,834  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 4,496 4,834 7,398
Commercial loans | Warehouse loan commitments | Watch      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 145 140  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 145 140 260
Commercial loans | Warehouse loan commitments | Special mention      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment 0 0 0
Commercial loans | Warehouse loan commitments | Substandard      
Financing Receivable, Credit Quality Indicator [Line Items]      
2022 0 0  
2021 0 0  
2020 0 0  
2019 0 0  
2018 0 0  
Prior 0 0  
Revolving Loans Amortized Cost Basis 0 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0 0  
Total loans held-for-investment $ 0 $ 0 $ 0