Consolidated Statements of Operations - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest Income
Loans	$ 166	$ 196
Investment securities	11	12
Total interest income	177	208
Interest Expense
Deposits	6	10
Short-term Federal Home Loan Bank advances and other	0	1
Long-term Federal Home Loan Bank advances	3	3
Other long-term debt	3	5
Total interest expense	12	19
Net interest income	165	189
Benefit for credit losses	(4)	(28)
Net interest income after provision for credit losses	169	217
Noninterest Income
Net gain on loan sales	45	227
Loan fees and charges	27	42
Net return on mortgage servicing rights	29	0
Loan administration income	33	27
Deposit fees and charges	9	8
Other noninterest income	17	20
Total noninterest income	160	324
Noninterest Expense
Compensation and benefits	127	144
Occupancy and equipment	45	46
Commissions	26	62
Loan processing expense	21	21
Legal and professional expense	11	8
Federal insurance premiums	4	6
Intangible asset amortization	2	3
General, administrative and other	25	57
Total noninterest expense	261	347
Income before income taxes	68	194
Provision for income taxes	15	45
Net income	$ 53	$ 149
Net income per share
Basic (in dollars per share)	$ 0.99	$ 2.83
Diluted (in dollars per share)	0.99	2.80
Cash dividends declared (in dollars per share)	$ 0.06	$ 0.06
Weighted average shares outstanding
Basic (in shares)	53,219,866	52,675,562
Diluted (in shares)	53,578,001	53,297,803