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Loans Held-for-Investment - Loan Credit Quality Indicators (Details) - USD ($)
$ in Millions
Dec. 31, 2021
Dec. 31, 2020
Financing Receivable, Recorded Investment    
Total loans held-for-investment $ 13,408 $ 16,227
Consumer loans    
Financing Receivable, Recorded Investment    
2021 704  
2020 433  
2019 496  
2018 209  
2017 118  
Prior 460  
Revolving Loans Amortized Cost Basis 876  
Revolving Loans Converted to Term Loans Amortized Cost Basis 72  
Total 3,368 4,109
Total loans held-for-investment 3,385 4,126
Consumer loans | Residential first mortgage    
Financing Receivable, Recorded Investment    
Total loans held-for-investment 1,536 2,266
Consumer loans | Residential first mortgage | Debt-to-value ratio, greater than 90 percent    
Financing Receivable, Recorded Investment    
2021 88  
2020 74  
2019 142  
2018 53  
2017 16  
Prior 16  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 389  
Consumer loans | Residential first mortgage | Debt-to-value ratio, 71 to 90 percent    
Financing Receivable, Recorded Investment    
2021 109  
2020 78  
2019 58  
2018 29  
2017 31  
Prior 185  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 490  
Consumer loans | Residential first mortgage | Debt-to-value ratio, 55 to 70 percent    
Financing Receivable, Recorded Investment    
2021 69  
2020 26  
2019 27  
2018 9  
2017 36  
Prior 163  
Revolving Loans Amortized Cost Basis 2  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 332  
Consumer loans | Residential first mortgage | Debt-to-value ratio, less than 55 percent    
Financing Receivable, Recorded Investment    
2021 53  
2020 23  
2019 25  
2018 9  
2017 31  
Prior 75  
Revolving Loans Amortized Cost Basis 80  
Revolving Loans Converted to Term Loans Amortized Cost Basis 14  
Total 310  
Consumer loans | Residential first mortgage | FICO score, greater than 750    
Financing Receivable, Recorded Investment    
2021 139  
2020 94  
2019 107  
2018 40  
2017 70  
Prior 212  
Revolving Loans Amortized Cost Basis 49  
Revolving Loans Converted to Term Loans Amortized Cost Basis 5  
Total 716  
Consumer loans | Residential first mortgage | FICO score, 700 to 750    
Financing Receivable, Recorded Investment    
2021 117  
2020 58  
2019 69  
2018 36  
2017 36  
Prior 161  
Revolving Loans Amortized Cost Basis 22  
Revolving Loans Converted to Term Loans Amortized Cost Basis 6  
Total 505  
Consumer loans | Residential first mortgage | FICO score, less than 700    
Financing Receivable, Recorded Investment    
2021 63  
2020 49  
2019 76  
2018 24  
2017 8  
Prior 66  
Revolving Loans Amortized Cost Basis 11  
Revolving Loans Converted to Term Loans Amortized Cost Basis 3  
Total 300  
Consumer loans | Residential first mortgage | Pass    
Financing Receivable, Recorded Investment    
2021 318  
2020 197  
2019 233  
2018 89  
2017 108  
Prior 407  
Revolving Loans Amortized Cost Basis 82  
Revolving Loans Converted to Term Loans Amortized Cost Basis 10  
Total 1,444 2,205
Consumer loans | Residential first mortgage | Watch    
Financing Receivable, Recorded Investment    
2021 0  
2020 1  
2019 12  
2018 3  
2017 4  
Prior 11  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 3  
Total 34 21
Consumer loans | Residential first mortgage | Substandard    
Financing Receivable, Recorded Investment    
2021 1  
2020 3  
2019 7  
2018 8  
2017 2  
Prior 21  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1  
Total 43 25
Consumer loans | Home equity    
Financing Receivable, Recorded Investment    
Total loans held-for-investment 613 856
Consumer loans | Home equity | Debt-to-value ratio, greater than 90 percent    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 1  
Prior 7  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 8  
Consumer loans | Home equity | Debt-to-value ratio, 71 to 90 percent    
Financing Receivable, Recorded Investment    
2021 3  
2020 3  
2019 11  
2018 4  
2017 1  
Prior 6  
Revolving Loans Amortized Cost Basis 369  
Revolving Loans Converted to Term Loans Amortized Cost Basis 35  
Total 432  
Consumer loans | Home equity | Debt-to-value ratio, less than or equal to 70 percent    
Financing Receivable, Recorded Investment    
2021 1  
2020 1  
2019 4  
2018 2  
2017 1  
Prior 3  
Revolving Loans Amortized Cost Basis 141  
Revolving Loans Converted to Term Loans Amortized Cost Basis 18  
Total 171  
Consumer loans | Home equity | FICO score, greater than 750    
Financing Receivable, Recorded Investment    
2021 2  
2020 2  
2019 4  
2018 2  
2017 1  
Prior 4  
Revolving Loans Amortized Cost Basis 238  
Revolving Loans Converted to Term Loans Amortized Cost Basis 13  
Total 266  
Consumer loans | Home equity | FICO score, 700 to 750    
Financing Receivable, Recorded Investment    
2021 2  
2020 1  
2019 6  
2018 2  
2017 1  
Prior 6  
Revolving Loans Amortized Cost Basis 210  
Revolving Loans Converted to Term Loans Amortized Cost Basis 22  
Total 250  
Consumer loans | Home equity | FICO score, less than 700    
Financing Receivable, Recorded Investment    
2021 0  
2020 1  
2019 5  
2018 2  
2017 1  
Prior 6  
Revolving Loans Amortized Cost Basis 62  
Revolving Loans Converted to Term Loans Amortized Cost Basis 18  
Total 95  
Consumer loans | Home equity | Pass    
Financing Receivable, Recorded Investment    
2021 4  
2020 4  
2019 15  
2018 6  
2017 3  
Prior 15  
Revolving Loans Amortized Cost Basis 508  
Revolving Loans Converted to Term Loans Amortized Cost Basis 49  
Total 604 838
Consumer loans | Home equity | Watch    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1  
Total 1 13
Consumer loans | Home equity | Substandard    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 1  
Revolving Loans Amortized Cost Basis 2  
Revolving Loans Converted to Term Loans Amortized Cost Basis 3  
Total 6 3
Consumer loans | Other consumer | FICO score, greater than 750    
Financing Receivable, Recorded Investment    
2021 251  
2020 162  
2019 142  
2018 56  
2017 1  
Prior 4  
Revolving Loans Amortized Cost Basis 273  
Revolving Loans Converted to Term Loans Amortized Cost Basis 3  
Total 892  
Consumer loans | Other consumer | FICO score, 700 to 750    
Financing Receivable, Recorded Investment    
2021 128  
2020 62  
2019 79  
2018 39  
2017 0  
Prior 1  
Revolving Loans Amortized Cost Basis 7  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 316  
Consumer loans | Other consumer | FICO score, less than 700    
Financing Receivable, Recorded Investment    
2021 2  
2020 4  
2019 8  
2018 8  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 4  
Revolving Loans Converted to Term Loans Amortized Cost Basis 2  
Total 28  
Consumer loans | Other consumer | Pass    
Financing Receivable, Recorded Investment    
2021 380  
2020 227  
2019 226  
2018 101  
2017 1  
Prior 5  
Revolving Loans Amortized Cost Basis 284  
Revolving Loans Converted to Term Loans Amortized Cost Basis 5  
Total 1,229 1,000
Consumer loans | Other consumer | Watch    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 1  
2018 1  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 2 1
Consumer loans | Other consumer | Substandard    
Financing Receivable, Recorded Investment    
2021 1  
2020 1  
2019 2  
2018 1  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total 5 3
Consumer loans | Residential first mortgage and home equity    
Financing Receivable, Recorded Investment    
2021 323  
2020 205  
2019 267  
2018 106  
2017 117  
Prior 455  
Revolving Loans Amortized Cost Basis 592  
Revolving Loans Converted to Term Loans Amortized Cost Basis 67  
Total 2,132  
Commercial loans    
Financing Receivable, Recorded Investment    
2021 5,755  
2020 347  
2019 744  
2018 383  
2017 421  
Prior 444  
Revolving Loans Amortized Cost Basis 1,929  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 10,023 12,101
Commercial loans | Commercial real estate    
Financing Receivable, Recorded Investment    
Total loans held-for-investment 3,223 3,061
Commercial loans | Commercial real estate | Pass    
Financing Receivable, Recorded Investment    
2021 518  
2020 257  
2019 558  
2018 313  
2017 238  
Prior 402  
Revolving Loans Amortized Cost Basis 785  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 3,071 2,805
Commercial loans | Commercial real estate | Watch    
Financing Receivable, Recorded Investment    
2021 2  
2020 5  
2019 1  
2018 13  
2017 64  
Prior 35  
Revolving Loans Amortized Cost Basis 8  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 128 166
Commercial loans | Commercial real estate | Special mention    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 2  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 2 53
Commercial loans | Commercial real estate | Substandard    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 22  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 22 37
Commercial loans | Commercial and industrial    
Financing Receivable, Recorded Investment    
Total loans held-for-investment 1,826 1,382
Commercial loans | Commercial and industrial | Pass    
Financing Receivable, Recorded Investment    
2021 257  
2020 81  
2019 156  
2018 30  
2017 95  
Prior 7  
Revolving Loans Amortized Cost Basis 1,059  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 1,685 1,200
Commercial loans | Commercial and industrial | Watch    
Financing Receivable, Recorded Investment    
2021 4  
2020 4  
2019 10  
2018 9  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 44  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 71 106
Commercial loans | Commercial and industrial | Special mention    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 0 24
Commercial loans | Commercial and industrial | Substandard    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 17  
2018 18  
2017 2  
Prior 0  
Revolving Loans Amortized Cost Basis 33  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 70 52
Commercial loans | Warehouse | Pass    
Financing Receivable, Recorded Investment    
2021 4,834  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 4,834 7,398
Commercial loans | Warehouse | Watch    
Financing Receivable, Recorded Investment    
2021 140  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 140 260
Commercial loans | Warehouse | Special mention    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment 0 0
Commercial loans | Warehouse | Substandard    
Financing Receivable, Recorded Investment    
2021 0  
2020 0  
2019 0  
2018 0  
2017 0  
Prior 0  
Revolving Loans Amortized Cost Basis 0  
Revolving Loans Converted to Term Loans Amortized Cost Basis 0  
Total loans held-for-investment $ 0 $ 0