XML 87 R72.htm IDEA: XBRL DOCUMENT v3.22.0.1
Loans Held-for-Investment - Changes in ALLL by Class of Loan (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Allowance for Loan Losses      
Beginning balance $ 252 $ 107 $ 128
Provision (benefit) (101) 131 18
Charge-offs (19) (15) (43)
Recoveries 22 6 4
Ending allowance balance 154 252 $ 107
Accounting Standards Update [Extensible List]     Accounting Standards Update 2016-13 [Member]
Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   23  
Ending allowance balance     $ 23
Accounting Standards Update [Extensible List]     Accounting Standards Update 2016-13 [Member]
Consumer loans | Residential first mortgage      
Allowance for Loan Losses      
Beginning balance 49 22 $ 38
Provision (benefit) (6) 8 (14)
Charge-offs (5) (6) (3)
Recoveries 2 0 1
Ending allowance balance 40 49 22
Consumer loans | Residential first mortgage | Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   25  
Ending allowance balance     25
Consumer loans | Home equity      
Allowance for Loan Losses      
Beginning balance 25 14 15
Provision (benefit) (12) (2) (1)
Charge-offs (1) (3) (2)
Recoveries 2 4 2
Ending allowance balance 14 25 14
Consumer loans | Home equity | Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   12  
Ending allowance balance     12
Consumer loans | Other      
Allowance for Loan Losses      
Beginning balance 39 6 3
Provision (benefit) (1) 26 10
Charge-offs (4) (5) (7)
Recoveries 2 2 0
Ending allowance balance 36 39 6
Consumer loans | Other | Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   10  
Ending allowance balance     10
Commercial loans | Commercial real estate      
Allowance for Loan Losses      
Beginning balance 84 38 48
Provision (benefit) (56) 60 (10)
Charge-offs 0 0 0
Recoveries 0 0 0
Ending allowance balance 28 84 38
Commercial loans | Commercial real estate | Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   (14)  
Ending allowance balance     (14)
Commercial loans | Commercial and industrial      
Allowance for Loan Losses      
Beginning balance 51 22 18
Provision (benefit) (26) 36 34
Charge-offs (9) (1) (31)
Recoveries 16 0 1
Ending allowance balance 32 51 22
Commercial loans | Commercial and industrial | Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   (6)  
Ending allowance balance     (6)
Commercial loans | Warehouse lending      
Allowance for Loan Losses      
Beginning balance 4 5 6
Provision (benefit) 0 3 (1)
Charge-offs 0 0 0
Recoveries 0 0 0
Ending allowance balance $ 4 4 5
Commercial loans | Warehouse lending | Impact of ASC 326 Adoption      
Allowance for Loan Losses      
Beginning balance   $ (4)  
Ending allowance balance     $ (4)