Consolidated Statements of Financial Condition - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash	$ 277	$ 251
Interest-earning deposits	774	372
Total cash and cash equivalents	1,051	623
Investment securities available-for-sale	1,804	1,944
Investment securities held-to-maturity	205	377
Loans held-for-sale ($4,920 and $7,009 measured at fair value, respectively)	5,054	7,098
Loans held-for-investment ($16 and $13 measured at fair value, respectively)	13,408	16,227
Loans with government guarantees	1,650	2,516
Less: allowance for loan losses	(154)	(252)
Total loans held-for-investment and loans with government guarantees, net	14,904	18,491
Mortgage servicing rights	392	329
Federal Home Loan Bank stock	377	377
Premises and equipment, net	360	392
Goodwill and intangible assets	147	157
Bank-owned life insurance	365	358
Other assets	824	892
Total assets	25,483	31,038
Liabilities and Stockholders’ Equity
Noninterest-bearing deposits	7,088	9,458
Interest-bearing deposits	10,921	10,515
Total deposits	18,009	19,973
Short-term Federal Home Loan Bank advances and other	1,880	3,900
Long-term Federal Home Loan Bank advances	1,400	1,200
Other long-term debt	396	641
Loans with government guarantees repurchase liability	200	1,851
Other liabilities ($0 and $35 measured at fair value, respectively)	880	1,272
Total liabilities	22,765	28,837
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 and 80,000,000 shares authorized; 53,197,650 and 52,656,067 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,355	1,346
Accumulated other comprehensive income	35	47
Retained earnings	1,327	807
Total stockholders’ equity	2,718	2,201
Total liabilities and stockholders’ equity	$ 25,483	$ 31,038