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Segment Information (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2021
USD ($)
Sep. 30, 2020
USD ($)
Sep. 30, 2021
USD ($)
segments
Sep. 30, 2020
USD ($)
Segment Reporting [Abstract]        
Number of operating segments | segments     3  
Summary of Operations        
Net interest income $ 195 $ 180 $ 566 $ 496
Provision (benefit) for credit losses (23) 32 (95) 148
Net interest income after provision for credit losses 218 148 661 348
Net gain on loan sales 169 346 564 739
Loan fees and charges 33 41 112 102
Net return on mortgage servicing rights 9 12 4 10
Loan administrative (expense) income 31 26 85 59
Other noninterest income 24 23 77 68
Total noninterest income 266 448 842 978
Compensation and benefits 130 123 396 341
Commissions 44 72 156 162
Loan processing expense 22 20 65 59
Other noninterest expense 90 86 305 265
Total noninterest expense 286 301 922 827
Income (loss) before indirect overhead allocations and income taxes 198 295 581 499
Indirect overhead allocation (expense) income 0 0 0 0
Provision (benefit) for income taxes 46 73 133 115
Net income 152 222 448 384
Average balances        
Loans held-for-sale 7,839 5,602 7,403 5,499
Loans with government guarantees 2,046 2,122 2,295 1,267
Loans held-for-investment 13,540 14,839 14,043 13,424
Total assets 28,047 28,277 28,701 25,992
Deposits 19,686 19,561 19,598 17,698
Other        
Summary of Operations        
Net interest income (30) (32) (85) (60)
Provision (benefit) for credit losses (29) 37 (83) 153
Net interest income after provision for credit losses (1) (69) (2) (213)
Net gain on loan sales 0 0 0 0
Loan fees and charges 0 0 (1) 0
Net return on mortgage servicing rights 0 0 0 0
Loan administrative (expense) income (2) (3) (8) (26)
Other noninterest income 5 5 20 20
Total noninterest income 3 2 11 (6)
Compensation and benefits 40 41 117 118
Commissions 0 0 (1) 0
Loan processing expense 1 0 3 2
Other noninterest expense 33 (30) 135 (137)
Total noninterest expense 74 11 254 (17)
Income (loss) before indirect overhead allocations and income taxes (72) (78) (245) (202)
Indirect overhead allocation (expense) income 25 33 90 91
Provision (benefit) for income taxes (6) 2 (22) (13)
Net income (41) (47) (133) (98)
Average balances        
Loans held-for-sale 0 0 0 0
Loans with government guarantees 0 0 (1) 0
Loans held-for-investment 11 30 22 29
Total assets 3,384 4,401 3,475 4,288
Deposits 1,281 967 1,175 767
Intersegment Eliminations        
Summary of Operations        
Intersegment revenue (expense) (44) 24 (123) 116
Community Banking | Operating Segments        
Summary of Operations        
Net interest income 149 158 454 395
Provision (benefit) for credit losses 8 (2) (5) 3
Net interest income after provision for credit losses 141 160 459 392
Net gain on loan sales 0 2 0 2
Loan fees and charges 0 0 1 1
Net return on mortgage servicing rights 0 0 0 0
Loan administrative (expense) income 0 (1) (1) (2)
Other noninterest income 16 15 49 43
Total noninterest income 16 16 49 44
Compensation and benefits 26 28 81 79
Commissions 1 1 2 2
Loan processing expense 1 1 4 4
Other noninterest expense 12 63 39 231
Total noninterest expense 40 93 126 316
Income (loss) before indirect overhead allocations and income taxes 117 83 382 120
Indirect overhead allocation (expense) income (7) (11) (26) (31)
Provision (benefit) for income taxes 23 15 75 19
Net income 87 57 281 70
Average balances        
Loans held-for-sale 20 0 14 0
Loans with government guarantees 0 0 0 0
Loans held-for-investment 11,846 12,311 12,156 10,702
Total assets 12,224 12,603 12,518 11,100
Deposits 12,116 11,265 11,872 10,817
Community Banking | Intersegment Eliminations        
Summary of Operations        
Intersegment revenue (expense) 34 (22) 93 (97)
Mortgage Originations | Operating Segments        
Summary of Operations        
Net interest income 72 49 186 147
Provision (benefit) for credit losses (2) (3) (7) (8)
Net interest income after provision for credit losses 74 52 193 155
Net gain on loan sales 169 344 564 737
Loan fees and charges 13 25 55 58
Net return on mortgage servicing rights 9 12 4 10
Loan administrative (expense) income (7) (10) (26) (25)
Other noninterest income 3 3 8 5
Total noninterest income 187 374 605 785
Compensation and benefits 48 42 151 111
Commissions 43 71 155 160
Loan processing expense 11 11 34 29
Other noninterest expense 23 32 65 114
Total noninterest expense 125 156 405 414
Income (loss) before indirect overhead allocations and income taxes 136 270 393 526
Indirect overhead allocation (expense) income (14) (18) (50) (45)
Provision (benefit) for income taxes 26 53 72 101
Net income 96 199 271 380
Average balances        
Loans held-for-sale 7,819 5,602 7,389 5,499
Loans with government guarantees 2,046 2,122 2,296 1,267
Loans held-for-investment 1,683 2,498 1,865 2,693
Total assets 12,356 11,195 12,462 10,539
Deposits 40 0 26 0
Mortgage Originations | Intersegment Eliminations        
Summary of Operations        
Intersegment revenue (expense) 0 (12) (3) (46)
Mortgage Servicing | Operating Segments        
Summary of Operations        
Net interest income 4 5 11 14
Provision (benefit) for credit losses 0 0 0 0
Net interest income after provision for credit losses 4 5 11 14
Net gain on loan sales 0 0 0 0
Loan fees and charges 20 16 57 43
Net return on mortgage servicing rights 0 0 0 0
Loan administrative (expense) income 40 40 120 112
Other noninterest income 0 0 0 0
Total noninterest income 60 56 177 155
Compensation and benefits 16 12 47 33
Commissions 0 0 0 0
Loan processing expense 9 8 24 24
Other noninterest expense 22 21 66 57
Total noninterest expense 47 41 137 114
Income (loss) before indirect overhead allocations and income taxes 17 20 51 55
Indirect overhead allocation (expense) income (4) (4) (14) (15)
Provision (benefit) for income taxes 3 3 8 8
Net income 10 13 29 32
Average balances        
Loans held-for-sale 0 0 0 0
Loans with government guarantees 0 0 0 0
Loans held-for-investment 0 0 0 0
Total assets 83 78 246 65
Deposits 6,249 7,329 6,525 6,114
Mortgage Servicing | Intersegment Eliminations        
Summary of Operations        
Intersegment revenue (expense) $ 10 $ 10 $ 33 $ 27