Consolidated Statements of Financial Condition - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash	$ 103	$ 251
Interest-earning deposits	46	372
Total cash and cash equivalents	149	623
Investment securities available-for-sale	1,802	1,944
Investment securities held-to-maturity	236	377
Loans held-for-sale ($5,996 and $7,009 measured at fair value, respectively)	6,378	7,098
Loans held-for-investment ($12 and $13 measured at fair value, respectively)	14,268	16,227
Loans with government guarantees	1,945	2,516
Less: allowance for loan losses	(171)	(252)
Total loans held-for-investment and loans with government guarantees, net	16,042	18,491
Mortgage servicing rights	340	329
Federal Home Loan Bank stock	377	377
Premises and equipment, net	370	392
Goodwill and intangible assets	149	157
Other assets	1,199	1,250
Total assets	27,042	31,038
Liabilities and Stockholders’ Equity
Noninterest bearing deposits	8,108	9,458
Interest bearing deposits	11,228	10,515
Total deposits	19,336	19,973
Short-term Federal Home Loan Bank advances and other	1,870	3,900
Long-term Federal Home Loan Bank advances	1,400	1,200
Other long-term debt	396	641
Loans with government guarantees repurchase options	163	1,851
Other liabilities ($0 and $35 measured at fair value, respectively)	1,232	1,272
Total liabilities	24,397	28,837
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 shares authorized; 52,862,383 and 52,656,067 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,362	1,346
Accumulated other comprehensive income	38	47
Retained earnings	1,244	807
Total stockholders’ equity	2,645	2,201
Total liabilities and stockholders’ equity	$ 27,042	$ 31,038