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Segment Information (Details)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2021
USD ($)
Mar. 31, 2021
USD ($)
Jun. 30, 2020
USD ($)
Mar. 31, 2020
USD ($)
Jun. 30, 2021
USD ($)
segments
Jun. 30, 2020
USD ($)
Segment Reporting [Abstract]            
Number of operating segments | segments         3  
Summary of Operations            
Net interest income $ 183   $ 168   $ 371 $ 316
Provision (benefit) for credit losses (44)   102   (72) 116
Net interest income after provision for credit losses 227   66   443 200
Net gain on loan sales 168   303   395 393
Loan fees and charges 37   38   79 61
Net return on mortgage servicing rights (5)   (8)   (5) (2)
Loan administrative (expense) income 28   21   54 33
Other noninterest income 24   21   53 44
Total noninterest income 252   375   576 529
Compensation and benefits 122   116   266 218
Commissions 51   61   112 90
Loan processing expense 22   22   43 39
Other noninterest expense 94   94   215 179
Total noninterest expense 289   293   636 526
Income (loss) before indirect overhead allocations and income taxes 190   148   383 203
Indirect overhead allocation (expense) income 0   0   0 0
Provision (benefit) for income taxes 43   32   87 42
Net income 147 $ 149 116 $ 46 296 161
Average balances            
Loans held-for-sale 6,902   5,645   7,181 5,447
Loans with government guarantees 2,344   858   2,422 834
Loans held-for-investment 13,689   13,596   14,299 12,709
Total assets 28,011   26,261   29,032 24,837
Deposits 19,070   17,715   19,554 16,755
Other            
Summary of Operations            
Net interest income (27)   (25)   (55) (27)
Provision (benefit) for credit losses (43)   107   (55) 116
Net interest income after provision for credit losses 16   (132)   0 (143)
Net gain on loan sales 0   0   0 0
Loan fees and charges 0   0   0 0
Net return on mortgage servicing rights 0   0   0 0
Loan administrative (expense) income (3)   (6)   (6) (22)
Other noninterest income 7   8   14 14
Total noninterest income 4   2   8 (8)
Compensation and benefits 30   43   76 77
Commissions 0   0   0 0
Loan processing expense 0   1   2 2
Other noninterest expense 54   (103)   101 (107)
Total noninterest expense 84   (59)   179 (28)
Income (loss) before indirect overhead allocations and income taxes (64)   (71)   (171) (123)
Indirect overhead allocation (expense) income 30   32   64 58
Provision (benefit) for income taxes (4)   (7)   (16) (14)
Net income (30)   (32)   (91) (51)
Average balances            
Loans held-for-sale 0   0   0 0
Loans with government guarantees 0   0   0 0
Loans held-for-investment 24   30   27 29
Total assets 3,547   4,302   3,520 4,231
Deposits 1,174   746   1,121 666
Intersegment Eliminations            
Summary of Operations            
Intersegment revenue (expense) (55)   94   (78) 92
Community Banking | Operating Segments            
Summary of Operations            
Net interest income 149   133   305 237
Provision (benefit) for credit losses 1   (3)   (13) 5
Net interest income after provision for credit losses 148   136   318 232
Net gain on loan sales 0   0   0 0
Loan fees and charges 0   0   1 0
Net return on mortgage servicing rights 0   0   0 0
Loan administrative (expense) income 0   (1)   0 (2)
Other noninterest income 15   12   34 28
Total noninterest income 15   11   35 26
Compensation and benefits 27   24   55 51
Commissions 1   0   1 1
Loan processing expense 2   1   3 3
Other noninterest expense (1)   124   28 168
Total noninterest expense 29   149   87 223
Income (loss) before indirect overhead allocations and income taxes 134   (2)   266 35
Indirect overhead allocation (expense) income (9)   (11)   (19) (20)
Provision (benefit) for income taxes 26   (3)   52 3
Net income 99   (10)   195 12
Average balances            
Loans held-for-sale 22   0   11 0
Loans with government guarantees 0   0   0 0
Loans held-for-investment 11,827   10,878   12,314 9,888
Total assets 12,175   11,292   12,668 10,340
Deposits 11,694   10,747   11,749 10,590
Community Banking | Intersegment Eliminations            
Summary of Operations            
Intersegment revenue (expense) 45   (69)   59 (75)
Mortgage Originations | Operating Segments            
Summary of Operations            
Net interest income 58   56   114 98
Provision (benefit) for credit losses (2)   (2)   (4) (5)
Net interest income after provision for credit losses 60   58   118 103
Net gain on loan sales 168   303   395 393
Loan fees and charges 18   19   41 33
Net return on mortgage servicing rights (5)   (8)   (5) (2)
Loan administrative (expense) income (9)   (8)   (20) (15)
Other noninterest income 2   1   5 2
Total noninterest income 174   307   416 411
Compensation and benefits 49   38   103 69
Commissions 50   61   111 89
Loan processing expense 12   11   23 18
Other noninterest expense 20   56   42 82
Total noninterest expense 131   166   279 258
Income (loss) before indirect overhead allocations and income taxes 103   199   255 256
Indirect overhead allocation (expense) income (16)   (15)   (35) (27)
Provision (benefit) for income taxes 18   39   46 48
Net income 69   145   174 181
Average balances            
Loans held-for-sale 6,880   5,645   7,170 5,447
Loans with government guarantees 2,344   858   2,422 834
Loans held-for-investment 1,838   2,688   1,958 2,792
Total assets 12,021   10,598   12,515 10,207
Deposits 23   0   19 0
Mortgage Originations | Intersegment Eliminations            
Summary of Operations            
Intersegment revenue (expense) (1)   (34)   (3) (34)
Mortgage Servicing | Operating Segments            
Summary of Operations            
Net interest income 3   4   7 8
Provision (benefit) for credit losses 0   0   0 0
Net interest income after provision for credit losses 3   4   7 8
Net gain on loan sales 0   0   0 0
Loan fees and charges 19   19   37 28
Net return on mortgage servicing rights 0   0   0 0
Loan administrative (expense) income 40   36   80 72
Other noninterest income 0   0   0 0
Total noninterest income 59   55   117 100
Compensation and benefits 16   11   32 21
Commissions 0   0   0 0
Loan processing expense 8   9   15 16
Other noninterest expense 21   17   44 36
Total noninterest expense 45   37   91 73
Income (loss) before indirect overhead allocations and income taxes 17   22   33 35
Indirect overhead allocation (expense) income (5)   (6)   (10) (11)
Provision (benefit) for income taxes 3   3   5 5
Net income 9   13   18 19
Average balances            
Loans held-for-sale 0   0   0 0
Loans with government guarantees 0   0   0 0
Loans held-for-investment 0   0   0 0
Total assets 268   69   329 59
Deposits 6,179   6,222   6,665 5,499
Mortgage Servicing | Intersegment Eliminations            
Summary of Operations            
Intersegment revenue (expense) $ 11   $ 9   $ 22 $ 17