Consolidated Statements of Financial Condition - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash	$ 251	$ 220
Interest-earning deposits	372	206
Total cash and cash equivalents	623	426
Investment securities available-for-sale	1,944	2,116
Investment securities held-to-maturity	377	598
Loans held-for-sale ($7,009 and $5,219 measured at fair value, respectively)	7,098	5,258
Loans held-for-investment ($13 and $12 measured at fair value, respectively)	16,227	12,129
Loans with government guarantees	2,516	736
Less: allowance for loan losses	(252)	(107)
Total loans held-for-investment and loans with government guarantees, net	18,491	12,758
Mortgage servicing rights	329	291
Federal Home Loan Bank stock	377	303
Premises and equipment, net	392	416
Goodwill and intangible assets	157	170
Other assets	1,250	930
Total assets	31,038	23,266
Liabilities and Stockholders’ Equity
Non-interest bearing deposits	9,458	5,467
Interest bearing deposits	10,515	9,679
Total deposits	19,973	15,146
Short-term Federal Home Loan Bank advances and other	3,900	4,165
Long-term Federal Home Loan Bank advances	1,200	650
Other long-term debt	641	496
Loans with government guarantees repurchase options	1,851	70
Other liabilities ($35 and $35 measured at fair value, respectively)	1,272	951
Total liabilities	28,837	21,478
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 and 80,000,000 shares authorized; 52,656,067 and 56,631,236 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,346	1,483
Accumulated other comprehensive income	47	1
Retained earnings	807	303
Total stockholders’ equity	2,201	1,788
Total liabilities and stockholders’ equity	$ 31,038	$ 23,266