Consolidated Statements of Operations - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest Income
Loans	$ 190	$ 185	$ 551	$ 517
Investment securities	16	17	56	61
Interest-earning deposits and other	0	1	1	3
Total interest income	206	203	608	581
Interest Expense
Deposits	16	38	69	102
Short-term Federal Home Loan Bank advances and other	2	10	16	44
Long-term Federal Home Loan Bank advances	3	2	9	4
Other long-term debt	5	7	18	21
Total interest expense	26	57	112	171
Net interest income	180	146	496	410
Provision for credit losses	32	1	148	18
Net interest income after provision for credit losses	148	145	348	392
Noninterest Income
Net gain on loan sales	346	110	739	234
Loan fees and charges	45	29	112	70
Net return on mortgage servicing rights	12	(2)	10	9
Loan administration income	26	5	59	22
Deposit fees and charges	8	10	24	28
Other noninterest income	15	19	44	85
Total noninterest income	452	171	988	448
Noninterest Expense
Compensation and benefits	123	98	341	275
Occupancy and equipment	47	40	132	118
Commissions	72	38	162	76
Loan processing expense	24	22	69	60
Legal and professional expense	9	6	20	18
Federal insurance premiums	6	5	19	14
Intangible asset amortization	3	3	10	11
Other noninterest expense	21	26	84	71
Total noninterest expense	305	238	837	643
Income before income taxes	295	78	499	197
Provision for income taxes	73	15	115	37
Net income	$ 222	$ 63	$ 384	$ 160
Net income per share
Basic (in dollars per share)	$ 3.90	$ 1.12	$ 6.76	$ 2.83
Diluted (in dollars per share)	$ 3.88	$ 1.11	$ 6.71	$ 2.80
Weighted average shares outstanding
Basic (in shares)	57,032,746	56,484,499	56,827,171	56,607,944
Diluted (in shares)	57,379,809	57,110,796	57,231,689	57,252,540