Consolidated Statements of Financial Condition - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash	$ 194	$ 220
Interest-earning deposits	86	206
Total cash and cash equivalents	280	426
Investment securities available-for-sale	2,165	2,116
Investment securities held-to-maturity	440	598
Loans held-for-sale ($5,349 and $5,219 measured at fair value, respectively)	5,372	5,258
Loans held-for-investment ($14 and $12 measured at fair value, respectively)	16,476	12,129
Loans with government guarantees	2,500	736
Less: allowance for loan losses	(255)	(107)
Total loans held-for-investment and loans with government guarantees, net	18,721	12,758
Mortgage servicing rights	323	291
Federal Home Loan Bank stock	377	303
Premises and equipment, net	410	416
Goodwill and intangible assets	160	170
Other assets	1,228	930
Total assets	29,476	23,266
Liabilities and Stockholders’ Equity
Noninterest bearing deposits	9,429	5,467
Interest bearing deposits	10,516	9,679
Total deposits	19,945	15,146
Short-term Federal Home Loan Bank advances and other	2,226	4,165
Long-term Federal Home Loan Bank advances	1,200	650
Other long-term debt	493	496
Other liabilities ($35 and $35 measured at fair value, respectively)	3,417	1,021
Total liabilities	27,281	21,478
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 and 80,000,000 shares authorized; 57,150,470 and 56,631,236 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,493	1,483
Accumulated other comprehensive income	46	1
Retained earnings	655	303
Total stockholders’ equity	2,195	1,788
Total liabilities and stockholders’ equity	29,476	23,266
Other liabilities, fair value	$ 35	$ 35