Consolidated Statements of Operations - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest Income
Loans	$ 180	$ 177	$ 361	$ 332
Investment securities	21	20	40	44
Interest-earning deposits and other	0	1	1	2
Total interest income	201	198	402	378
Interest Expense
Deposits	21	35	53	64
Short-term Federal Home Loan Bank advances and other	2	17	14	34
Long-term Federal Home Loan Bank advances	3	1	6	2
Other long-term debt	7	7	13	14
Total interest expense	33	60	86	114
Net interest income	168	138	316	264
Provision for credit losses	102	17	116	17
Net interest income after provision for credit losses	66	121	200	247
Noninterest Income
Net gain on loan sales	303	75	393	124
Loan fees and charges	41	24	67	41
Net return on mortgage servicing rights	(8)	5	(2)	11
Loan administration income	21	6	33	17
Deposit fees and charges	7	10	16	18
Other noninterest income	14	48	28	66
Total noninterest income	378	168	535	277
Noninterest Expense
Compensation and benefits	116	90	218	177
Occupancy and equipment	44	40	85	78
Commissions	61	25	90	38
Loan processing expense	25	21	45	38
Legal and professional expense	5	6	11	12
Federal insurance premiums	7	5	13	9
Intangible asset amortization	4	4	7	8
Other noninterest expense	34	23	63	45
Total noninterest expense	296	214	532	405
Income before income taxes	148	75	203	119
Provision for income taxes	32	14	42	22
Net income	$ 116	$ 61	$ 161	$ 97
Net income per share
Basic (in dollars per share)	$ 2.04	$ 1.08	$ 2.85	$ 1.71
Diluted (in dollars per share)	$ 2.03	$ 1.06	$ 2.83	$ 1.69
Weighted average shares outstanding
Basic (in shares)	56,790,642	56,446,077	56,723,254	56,670,690
Diluted (in shares)	57,123,706	57,061,822	57,156,815	57,322,513