Consolidated Statements of Financial Condition - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash	$ 204	$ 220
Interest-earning deposits	23	206
Total cash and cash equivalents	227	426
Investment securities available-for-sale	2,348	2,116
Investment securities held-to-maturity	496	598
Loans held-for-sale ($5,598 and $5,219 measured at fair value, respectively)	5,615	5,258
Loans held-for-investment ($12 and $12 measured at fair value, respectively)	14,808	12,129
Loans with government guarantees	1,791	736
Less: allowance for loan losses	(229)	(107)
Total loans held-for-investment and loans with government guarantees, net	16,370	12,758
Mortgage servicing rights	261	291
Federal Home Loan Bank stock	377	303
Premises and equipment, net	410	416
Goodwill and intangible assets	164	170
Other assets	1,200	930
Total assets	27,468	23,266
Liabilities and Stockholders’ Equity
Noninterest bearing deposits	7,921	5,467
Interest bearing deposits	9,977	9,679
Total deposits	17,898	15,146
Short-term Federal Home Loan Bank advances and other	3,354	4,165
Long-term Federal Home Loan Bank advances	1,200	650
Other long-term debt	493	496
Other liabilities ($35 and $35 measured at fair value, respectively)	2,552	1,021
Total liabilities	25,497	21,478
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 and 80,000,000 shares authorized; 56,943,979 and 56,631,236 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,488	1,483
Accumulated other comprehensive income	46	1
Retained earnings	436	303
Total stockholders’ equity	1,971	1,788
Total liabilities and stockholders’ equity	$ 27,468	$ 23,266