Consolidated Statements of Financial Condition - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash	$ 220	$ 260
Interest-earning deposits	206	148
Total cash and cash equivalents	426	408
Investment securities available-for-sale	2,116	2,142
Investment securities held-to-maturity	598	703
Loans held-for-sale ($5,219 and $3,732 measured at fair value, respectively)	5,258	3,869
Loans held-for-investment ($12 and $10 measured at fair value, respectively)	12,129	9,088
Loans with government guarantees	736	392
Less: allowance for loan losses	(107)	(128)
Total loans held-for-investment and loans with government guarantees, net	12,758	9,352
Mortgage servicing rights	291	290
Federal Home Loan Bank stock	303	303
Premises and equipment, net	416
Premises and equipment, net		390
Goodwill and intangible assets	170	190
Other assets	930	884
Total assets	23,266	18,531
Liabilities and Stockholders’ Equity
Noninterest bearing deposits	5,467	2,989
Interest bearing deposits	9,679	9,391
Total deposits	15,146	12,380
Short-term Federal Home Loan Bank advances and other	4,165	3,244
Long-term Federal Home Loan Bank advances	650	150
Other long-term debt	496	495
Other liabilities ($35 and $60 measured at fair value, respectively)	1,021	692
Total liabilities	21,478	16,961
Stockholders’ Equity
Common stock $0.01 par value, 80,000,000 and 80,000,000 shares authorized; 56,631,236 and 57,749,464 shares issued and outstanding, respectively	1	1
Additional paid in capital	1,483	1,522
Accumulated other comprehensive (loss) income	1	(47)
Retained earnings/(accumulated deficit)	303	94
Total stockholders’ equity	1,788	1,570
Total liabilities and stockholders’ equity	$ 23,266	$ 18,531