XML 105 R91.htm IDEA: XBRL DOCUMENT v3.19.2
Segment Information - Financial Information by Business Segment (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2019
Mar. 31, 2019
Jun. 30, 2018
Mar. 31, 2018
Jun. 30, 2019
Jun. 30, 2018
Summary of Operations            
Net interest income $ 138   $ 115   $ 264 $ 221
Net gain (loss) on loan sales 75   63   124 123
Other noninterest income (loss) 93   60   153 111
Total net interest income and noninterest income (loss) 306   238   541 455
(Provision) benefit for loan losses (17)   1   (17) 1
Compensation and benefits (90)   (80)   (177) (160)
Other noninterest expense and directly allocated overhead (124)   (97)   (228) (190)
Total noninterest expense (214)   (177)   (405) (350)
Income (loss) before indirect overhead allocations and income taxes 75   62   119 106
Overhead allocations 0   0   0 0
(Provision) benefit for income taxes (14)   (12)   (22) (21)
Net income 61 $ 36 50 $ 35 97 85
Average balances            
Loans held-for-sale 3,539   4,170   3,403 4,201
Loans with government guarantees 502   280   478 285
Loans held-for-investment 10,644   8,416   9,925 7,973
Total assets 19,966   17,784   19,206 17,439
Deposits 14,160   10,414   13,536 9,895
Intersegment Eliminations            
Summary of Operations            
Total net interest income and noninterest income (loss) 0   0   0 0
Community Banking            
Summary of Operations            
Net interest income 108   78   211 147
Net gain (loss) on loan sales (9)   (5)   (15) (7)
Other noninterest income (loss) 15   9   27 17
Total net interest income and noninterest income (loss) 114   82   223 157
(Provision) benefit for loan losses (16)   0   (17) (1)
Compensation and benefits (24)   (18)   (48) (35)
Other noninterest expense and directly allocated overhead (46)   (27)   (87) (53)
Total noninterest expense (70)   (45)   (135) (88)
Income (loss) before indirect overhead allocations and income taxes 28   37   71 68
Overhead allocations (10)   (9)   (20) (20)
(Provision) benefit for income taxes (4)   (7)   (11) (11)
Net income 14   21   40 37
Average balances            
Loans held-for-sale 19   12   45 12
Loans with government guarantees 0   0   0 0
Loans held-for-investment 10,594   8,378   9,879 7,936
Total assets 11,061   8,593   10,323 8,117
Deposits 10,238   8,632   10,112 8,145
Community Banking | Intersegment Eliminations            
Summary of Operations            
Total net interest income and noninterest income (loss) (8)   (1)   (12) (2)
Mortgage Originations            
Summary of Operations            
Net interest income 23   33   46 64
Net gain (loss) on loan sales 84   68   139 130
Other noninterest income (loss) 19   27   35 46
Total net interest income and noninterest income (loss) 126   128   220 240
(Provision) benefit for loan losses (1)   (1)   (1) (1)
Compensation and benefits (28)   (28)   (52) (57)
Other noninterest expense and directly allocated overhead (53)   (47)   (89) (88)
Total noninterest expense (81)   (75)   (141) (145)
Income (loss) before indirect overhead allocations and income taxes 44   52   78 94
Overhead allocations (10)   (17)   (20) (35)
(Provision) benefit for income taxes (7)   (7)   (12) (12)
Net income 27   28   46 47
Average balances            
Loans held-for-sale 3,520   4,158   3,358 4,189
Loans with government guarantees 502   280   478 285
Loans held-for-investment 21   9   17 8
Total assets 5,045   5,225   4,836 5,375
Deposits 0   0   0 0
Mortgage Originations | Intersegment Eliminations            
Summary of Operations            
Total net interest income and noninterest income (loss) 9   2   16 2
Mortgage Servicing            
Summary of Operations            
Net interest income 3   1   6 3
Net gain (loss) on loan sales 0   0   0 0
Other noninterest income (loss) 38   22   73 41
Total net interest income and noninterest income (loss) 41   23   79 44
(Provision) benefit for loan losses 0   0   0 0
Compensation and benefits (6)   (5)   (12) (9)
Other noninterest expense and directly allocated overhead (24)   (15)   (49) (31)
Total noninterest expense (30)   (20)   (61) (40)
Income (loss) before indirect overhead allocations and income taxes 11   3   18 4
Overhead allocations (4)   (5)   (9) (10)
(Provision) benefit for income taxes (2)   2   (2) 2
Net income 5   0   7 (4)
Average balances            
Loans held-for-sale 0   0   0 0
Loans with government guarantees 0   0   0 0
Loans held-for-investment 0   0   0 0
Total assets 48   26   52 31
Deposits 3,501   1,782   3,017 1,662
Mortgage Servicing | Intersegment Eliminations            
Summary of Operations            
Total net interest income and noninterest income (loss) 6   4   12 9
Other            
Summary of Operations            
Net interest income 4   3   1 7
Net gain (loss) on loan sales 0   0   0 0
Other noninterest income (loss) 21   2   18 7
Total net interest income and noninterest income (loss) 25   5   19 14
(Provision) benefit for loan losses 0   2   1 3
Compensation and benefits (32)   (29)   (65) (59)
Other noninterest expense and directly allocated overhead (1)   (8)   (3) (18)
Total noninterest expense (33)   (37)   (68) (77)
Income (loss) before indirect overhead allocations and income taxes (8)   (30)   (48) (60)
Overhead allocations 24   31   49 65
(Provision) benefit for income taxes (1)   0   3 0
Net income 15   1   4 5
Average balances            
Loans held-for-sale 0   0   0 0
Loans with government guarantees 0   0   0 0
Loans held-for-investment 29   29   29 29
Total assets 3,812   3,940   3,995 3,916
Deposits 421   0   407 88
Other | Intersegment Eliminations            
Summary of Operations            
Total net interest income and noninterest income (loss) $ (7)   $ (5)   $ (16) $ (9)