XML 99 R86.htm IDEA: XBRL DOCUMENT v3.5.0.2
Segment Information (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2016
USD ($)
Sep. 30, 2015
USD ($)
Sep. 30, 2016
USD ($)
segment
Sep. 30, 2015
USD ($)
Segment Reporting Information [Line Items]        
Number of operating segments | segment     4  
Summary of Operations        
Net interest income $ 80 $ 73 $ 236 $ 211
Net gain on loan sales 94 68 259 242
Representation and warranty benefit 6 6 12 13
Other noninterest income (loss) 56 54 118 118
Total net interest income and noninterest income 236 201 625 584
(Provision) benefit for loan losses (7) 1 9 18
Asset resolution (2) 0 (6) (13)
Depreciation and amortization expense (8) (6) (23) (17)
Other noninterest expense (132) (125) (389) (377)
Total noninterest expense (142) (131) (418) (407)
Income before income taxes 87 71 216 195
Provision for income taxes 30 24 73 70
Net income 57 47 143 125
Average balances        
Loans held-for-sale 3,416 2,200 3,071 2,088
Loans with government guarantees 432 547 450 679
Loans held-for-investment 5,848 5,412 5,695 4,885
Total assets 14,148 12,305 13,711 11,663
Deposits 9,126 8,260 8,603 7,791
Intersegment Eliminations        
Summary of Operations        
Total net interest income and noninterest income 0 0 0 0
Mortgage Originations        
Summary of Operations        
Net interest income 21 18 61 52
Net gain on loan sales 95 72 251 255
Representation and warranty benefit 6 6 12 13
Other noninterest income (loss) 4 26 17 60
Total net interest income and noninterest income 126 122 341 380
(Provision) benefit for loan losses 0 0 0 0
Asset resolution 0   0 0
Depreciation and amortization expense (2) (1) (4) (2)
Other noninterest expense (64) (56) (182) (174)
Total noninterest expense (66) (57) (186) (176)
Income before income taxes 60 65 155 204
Provision for income taxes 0 0 0 0
Net income 60 65 155 204
Average balances        
Loans held-for-sale 3,400 2,179 2,988 2,052
Loans with government guarantees 0 0 0 0
Loans held-for-investment 5 4 6 3
Total assets 4,238 2,709 3,688 2,555
Deposits 0 0 0 0
Mortgage Originations | Intersegment Eliminations        
Summary of Operations        
Total net interest income and noninterest income (1) 3 1 9
Mortgage Servicing        
Summary of Operations        
Net interest income 10 3 23 10
Net gain on loan sales 0 0 0 0
Representation and warranty benefit 0 0 0 0
Other noninterest income (loss) 13 15 39 42
Total net interest income and noninterest income 23 18 62 52
(Provision) benefit for loan losses 0 0 0 0
Asset resolution (2)   (6) (12)
Depreciation and amortization expense 0 (1) (2) (2)
Other noninterest expense (25) (27) (70) (80)
Total noninterest expense (27) (28) (78) (94)
Income before income taxes (4) (10) (16) (42)
Provision for income taxes 0 0 0 0
Net income (4) (10) (16) (42)
Average balances        
Loans held-for-sale 0 0 0 0
Loans with government guarantees 432 547 450 679
Loans held-for-investment 0 0 0 0
Total assets 623 860 676 1,004
Deposits 1,853 1,487 1,523 1,189
Mortgage Servicing | Intersegment Eliminations        
Summary of Operations        
Total net interest income and noninterest income 5 5 16 13
Community Banking        
Summary of Operations        
Net interest income 54 45 150 126
Net gain on loan sales (1) (4) 8 (13)
Representation and warranty benefit 0 0 0 0
Other noninterest income (loss) 8 11 21 19
Total net interest income and noninterest income 61 52 179 132
(Provision) benefit for loan losses (7) 1 9 18
Asset resolution 0   0 (1)
Depreciation and amortization expense (1) (1) (5) (4)
Other noninterest expense (43) (39) (131) (116)
Total noninterest expense (44) (40) (136) (121)
Income before income taxes 10 13 52 29
Provision for income taxes 0 0 0 0
Net income 10 13 52 29
Average balances        
Loans held-for-sale 16 21 83 36
Loans with government guarantees 0 0 0 0
Loans held-for-investment 5,843 5,348 5,689 4,786
Total assets 5,904 5,336 5,798 4,753
Deposits 7,273 6,773 7,080 6,602
Community Banking | Intersegment Eliminations        
Summary of Operations        
Total net interest income and noninterest income 0 (4) (1) (13)
Other        
Summary of Operations        
Net interest income (5) 7 2 23
Net gain on loan sales 0 0 0 0
Representation and warranty benefit 0 0 0 0
Other noninterest income (loss) 31 2 41 (3)
Total net interest income and noninterest income 26 9 43 20
(Provision) benefit for loan losses 0 0 0 0
Asset resolution 0   0 0
Depreciation and amortization expense (5) (3) (12) (9)
Other noninterest expense 0 (3) (6) (7)
Total noninterest expense (5) (6) (18) (16)
Income before income taxes 21 3 25 4
Provision for income taxes 30 24 73 70
Net income (9) (21) (48) (66)
Average balances        
Loans held-for-sale 0 0 0 0
Loans with government guarantees 0 0 0 0
Loans held-for-investment 0 60 0 96
Total assets 3,383 3,400 3,549 3,351
Deposits 0 0 0 0
Other | Intersegment Eliminations        
Summary of Operations        
Total net interest income and noninterest income $ (4) $ (4) $ (16) $ (9)