XML 54 R40.htm IDEA: XBRL DOCUMENT v3.2.0.727
Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2015
Regulatory Capital Requirements [Abstract]  
Schedule of Regulatory Capital Ratios
The following table shows the regulatory capital ratios as of the dates indicated.
Bancorp
Actual
 
For Capital Adequacy Purposes
 
Well Capitalized Under Prompt Corrective Action Provisions
 
Amount
Ratio
 
Amount
Ratio
 
Amount
Ratio
 
(Dollars in millions)
June 30, 2015 (1)
 
 
 
 
 
 
 
 
Tangible capital (to tangible assets)
$
1,309

11.47
%
 
N/A
N/A
 
N/A
N/A
Tier 1 capital (to adjusted tangible assets)
1,309

11.47
%
 
$
456

4.0
%
 
$
570

5.0
%
Common equity Tier 1 capital (to RWA)
954

14.56
%
 
295

4.5
%
 
426

6.5
%
Tier 1 capital (to risk-weighted assets)
1,309

19.97
%
 
393

6.0
%
 
524

8.0
%
Total capital (to risk-weighted assets)
1,396

21.30
%
 
524

8.0
%
 
655

10.0
%
December 31, 2014
 
 
 
 
 
 
 
 
Tangible capital (to tangible assets)
$
1,184

12.59
%
 
N/A

N/A

 
N/A

N/A

Tier 1 capital (to adjusted tangible assets)
1,184

12.59
%
 
$
376

4.0
%
 
$
470

5.0
%
Tier 1 capital (to risk-weighted assets)
1,184

22.81
%
 
208

4.0
%
 
311

6.0
%
Total capital (to risk-weighted assets)
1,252

24.12
%
 
415

8.0
%
 
519

10.0
%
N/A - Not applicable.
(1)
On January 1, 2015, the Basel III rules became effective, subject to transition provisions primarily related to regulatory deductions and adjustments impacting common equity Tier 1 capital and Tier 1 capital. The Company and the Bank reported under Basel I (which included the Market Risk Final Rules) at December 31, 2014.
Bank
Actual
 
For Capital Adequacy Purposes
 
Well Capitalized Under Prompt Corrective Action Provisions
 
Amount
Ratio
 
Amount
Ratio
 
Amount
Ratio
 
(Dollars in millions)
June 30, 2015 (1)
 
 
 
 
 
 
 
 
Tangible capital (to tangible assets)
$
1,337

11.70
%
 
N/A

N/A

 
N/A

N/A

Tier 1 capital (to adjusted tangible assets)
1,337

11.70
%
 
$
457

4.0
%
 
$
571

5.0
%
Common equity tier 1 capital (to RWA)
1,337

20.35
%
 
296

4.5
%
 
427

6.5
%
Tier 1 capital (to risk-weighted assets)
1,337

20.35
%
 
394

6.0
%
 
526

8.0
%
Total capital (to risk-weighted assets)
1,423

21.66
%
 
526

8.0
%
 
657

10.0
%
December 31, 2014
 
 
 
 
 
 
 
 
Tangible capital (to tangible assets)
$
1,167

12.43
%
 
N/A

N/A

 
N/A

N/A

Tier 1 capital (to adjusted tangible assets)
1,167

12.43
%
 
$
376

4.0
%
 
$
470

5.0
%
Tier 1 capital (to risk-weighted assets)
1,167

22.54
%
 
207

4.0
%
 
311

6.0
%
Total capital (to risk-weighted assets)
1,235

23.85
%
 
414

8.0
%
 
518

10.0
%
(1)
On January 1, 2015, the Basel III rules became effective, subject to transition provisions primarily related to regulatory deductions and adjustments impacting common equity Tier 1 capital and Tier 1 capital. The Company and the Bank reported under Basel I (which included the Market Risk Final Rules) at December 31, 2014.