Consolidated Statements of Operations (Unaudited) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Income
Loans	$ 74	$ 62	$ 139	$ 121
Investment securities available-for-sale	15	10	29	17
Interest-earning deposits and other	1	0	1	0
Total interest income	90	72	169	138
Interest Expense
Deposits	11	6	20	13
Federal Home Loan Bank advances	4	1	7	1
Other	2	2	4	3
Total interest expense	17	9	31	17
Net interest income	73	63	138	121
(Benefit) provision for loan losses	(13)	6	(17)	119
Net interest income after provision for loan losses	86	57	155	2
Noninterest Income
Net gain on loan sales	83	55	174	100
Loan fees and charges	19	25	36	38
Deposit fees and charges	6	5	12	10
Loan administration income	7	6	11	13
Net return on the mortgage servicing asset	9	5	7	21
Net (loss) gain on sale of assets	(2)	4	(2)	6
Representation and warranty benefit (provision)	5	(5)	7	(4)
Other noninterest (loss) income	(1)	8	0	(7)
Total noninterest income	126	103	245	177
Noninterest Expense
Compensation and benefits	59	55	120	120
Commissions	11	9	21	16
Occupancy and equipment	20	19	40	40
Asset resolution	5	18	13	29
Federal insurance premiums	6	7	12	12
Loan processing expense	14	8	26	16
Legal and professional expense	8	14	17	25
Other noninterest expense	15	(8)	27	1
Total noninterest expense	138	122	276	259
Income (loss) before income taxes	74	38	124	(80)
Provision (benefit) for income taxes	28	12	46	(28)
Net income (loss)	46	26	78	(52)
Preferred stock accretion	0	0	0	(1)
Net income (loss) from continuing operations	$ 46	$ 26	$ 78	$ (53)
Income (loss) per share
Basic (in dollars per share)	$ 0.69	$ 0.33	$ 1.12	$ (1.17)
Diluted (in dollars per share)	$ 0.68	$ 0.33	$ 1.11	$ (1.17)
Weighted average shares outstanding
Basic (in shares)	56,436,026	56,230,458	56,410,880	56,212,422
Diluted (in shares)	57,165,072	56,822,102	56,971,133	56,212,422