Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012		Mar. 31, 2011
Interest Income
Loans	$ 113,908		$ 102,115
Securities classified as available-for-sale or trading	8,571		8,097
Interest-earning deposits and other	412		968
Total interest income	122,891		111,180
Interest Expense
Deposits	18,986		27,022
FHLB advances	27,394		29,979
Other	1,778		1,606
Total interest expense	48,158		58,607
Net interest income	74,733		52,573
Provision for loan losses	114,673		28,309
Net interest (expense) income after provision for loan losses	(39,940)		24,264
Non-Interest Income
Loan fees and charges	29,973		16,138
Deposit fees and charges	4,923		7,500
Loan administration	38,885		39,336
Loss on trading securities	(5,971)		(74)
Loss on transferors interest	(409)		(2,381)
Net gain on loan sales	204,853		50,184
Net loss on sales of mortgage servicing rights	(2,317)		(112)
Net gain on securities available-for-sale	310		0
Net gain (loss) on sale of assets	27		(1,036)
Total other-than-temporary impairment gain	(3,872)		0
Loss recognized in other comprehensive income before taxes	(5,047)		0
Net impairment losses recognized in earnings	(1,175)		0
Representation and warranty reserve – change in estimate	(60,538)		(20,427)
Other fees and charges, net	12,816		7,138
Total non-interest income	221,377		96,266
Non-Interest Expense
Compensation, commissions and benefits	81,455		63,308
Occupancy and equipment	16,950		16,618
Asset resolution	36,770		38,109
Federal insurance premiums	12,324		8,725
Other taxes	946		866
Warrant income (expense)	2,549		(827)
General and administrative	37,752		20,431
Total non-interest expense	188,746		147,230
Loss before federal income taxes	(7,309)		(26,700)
Provision for federal income taxes	0		264
Net Loss	(7,309)		(26,964)
Preferred stock dividend/accretion	(1,407)	[1]	(4,710)	[1]
Net loss applicable to common stock	$ (8,716)		$ (31,674)
Loss per share
Basic	$ (0.02)		$ (0.06)
Diluted	$ (0.02)		$ (0.06)

[1] The preferred stock dividend/accretion at March 31, 2012 represents only the accretion. As of December 31, 2011, the Company elected the deferral of dividend and interest payments on preferred stock.