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Allowance for Credit Losses and Unfunded Loan Commitments - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
% of Balance      
Current period gross charge-offs, total   $ (93,997)  
Current period recoveries, total   11,314  
Current period net charge-offs, total   $ (82,683)  
Consumer Portfolio Segment | Student Loan      
% of Balance      
Current period gross charge-offs, Year 1 $ (30)   $ (1,826)
Current period gross charge-offs, Year 2 (2,204)   (29,094)
Current period gross charge-offs, Year 3 (11,879)   (68,454)
Current period gross charge-offs, Year 4 (14,517)   (53,697)
Current period gross charge-offs, Year 5 (11,192)   (37,318)
Current period gross charge-offs, After Year 5 (47,081)   (186,451)
Current period gross charge-offs, total (86,903)   (376,840)
Current period recoveries, Year 1 0   117
Current period recoveries, Year 2 167   2,191
Current period recoveries, Year 3 1,045   6,487
Current period recoveries, Year 4 1,515   5,771
Current period recoveries, Year 5 1,135   3,840
Current period recoveries, After Year 5 6,872   26,350
Current period recoveries, total 10,734   44,756
Current period net charge-offs, Year 1 (30)   (1,709)
Current period net charge-offs, Year 2 (2,037)   (26,903)
Current period recoveries, Year 3 (10,834)   (61,967)
Current period recoveries, Year 4 (13,002)   (47,926)
Current period recoveries, Year 5 (10,057)   (33,478)
Current period recoveries, After Year 5 (40,209)   (160,101)
Current period net charge-offs, total (76,169)   (332,084)
Total accrued interest by origination vintage, Year 1 14,681   195,291
Total accrued interest by origination vintage, Year 2 304,006   484,531
Total accrued interest by origination vintage, Year 3 427,589   325,962
Total accrued interest by origination vintage, Year 4 300,194   197,504
Total accrued interest by origination vintage, Year 5 186,056   106,565
Total accrued interest by origination vintage, After Year 5 325,939   239,562
Total accrued interest by origination vintage 1,558,465   1,549,415
Consumer Portfolio Segment | Student Loan | With and without cosigners      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 942,378   5,024,592
Year 2 6,461,366   5,321,510
Year 3 4,141,150   3,185,247
Year 4 2,784,645   2,069,436
Year 5 1,890,758   1,373,996
After Year 5 6,211,828   5,260,227
Loan type $ 22,432,125   $ 22,235,008
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | With cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 859,190   $ 4,519,952
Year 2 5,895,269   4,707,685
Year 3 3,629,844   2,741,871
Year 4 2,386,878   1,759,261
Year 5 1,604,095   1,151,751
After Year 5 5,421,272   4,642,019
Loan type $ 19,796,548   $ 19,522,539
% of Balance      
Private education loans 88.00%   88.00%
Consumer Portfolio Segment | Student Loan | Without cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 83,188   $ 504,640
Year 2 566,097   613,825
Year 3 511,306   443,376
Year 4 397,767   310,175
Year 5 286,663   222,245
After Year 5 790,556   618,208
Loan type $ 2,635,577   $ 2,712,469
% of Balance      
Private education loans 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 942,378   $ 5,024,592
Year 2 6,461,366   5,321,510
Year 3 4,141,150   3,185,247
Year 4 2,784,645   2,069,436
Year 5 1,890,758   1,373,996
After Year 5 6,211,828   5,260,227
Loan type $ 22,432,125   $ 22,235,008
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 51,495   $ 293,025
Year 2 379,320   394,962
Year 3 310,698   261,589
Year 4 231,818   155,661
Year 5 144,364   94,355
After Year 5 537,354   475,186
Loan type $ 1,655,049   $ 1,674,778
% of Balance      
Private education loans at origination 7.00%   8.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 124,044   $ 615,617
Year 2 783,165   753,548
Year 3 590,368   449,214
Year 4 394,851   285,181
Year 5 260,696   197,205
After Year 5 1,029,177   898,535
Loan type $ 3,182,301   $ 3,199,300
% of Balance      
Private education loans at origination 14.00%   14.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 294,174   $ 1,525,547
Year 2 1,955,019   1,641,641
Year 3 1,278,201   998,834
Year 4 872,195   660,373
Year 5 603,290   451,695
After Year 5 2,093,039   1,782,121
Loan type $ 7,095,918   $ 7,060,211
% of Balance      
Private education loans at origination 32.00%   32.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 472,665   $ 2,590,403
Year 2 3,343,862   2,531,359
Year 3 1,961,883   1,475,610
Year 4 1,285,781   968,221
Year 5 882,408   630,741
After Year 5 2,552,258   2,104,385
Loan type $ 10,498,857   $ 10,300,719
% of Balance      
Private education loans at origination 47.00%   46.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 942,378   $ 5,024,592
Year 2 6,461,366   5,321,510
Year 3 4,141,150   3,185,247
Year 4 2,784,645   2,069,436
Year 5 1,890,758   1,373,996
After Year 5 6,211,828   5,260,227
Loan type $ 22,432,125   $ 22,235,008
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 78,272   $ 453,705
Year 2 616,695   666,049
Year 3 578,313   467,562
Year 4 449,560   301,367
Year 5 302,294   194,124
After Year 5 1,037,950   831,053
Loan type $ 3,063,084   $ 2,913,860
% of Balance      
Private education loans at origination 14.00%   13.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 126,040   $ 633,749
Year 2 800,321   710,546
Year 3 530,393   409,808
Year 4 344,692   248,325
Year 5 222,205   138,730
After Year 5 664,969   578,639
Loan type $ 2,688,620   $ 2,719,797
% of Balance      
Private education loans at origination 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 286,159   $ 1,485,771
Year 2 1,863,056   1,512,643
Year 3 1,148,737   879,450
Year 4 742,163   563,941
Year 5 494,666   362,715
After Year 5 1,590,227   1,398,737
Loan type $ 6,125,008   $ 6,203,257
% of Balance      
Private education loans at origination 27.00%   28.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 451,907   $ 2,451,367
Year 2 3,181,294   2,432,272
Year 3 1,883,707   1,428,427
Year 4 1,248,230   955,803
Year 5 871,593   678,427
After Year 5 2,918,682   2,451,798
Loan type $ 10,555,413   $ 10,398,094
% of Balance      
Private education loans at origination 47.00%   47.00%
Consumer Portfolio Segment | Student Loan | Seasoning      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 942,378   $ 5,024,592
Year 2 6,461,366   5,321,510
Year 3 4,141,150   3,185,247
Year 4 2,784,645   2,069,436
Year 5 1,890,758   1,373,996
After Year 5 6,211,828   5,260,227
Loan type $ 22,432,125   $ 22,235,008
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 506,319   $ 2,860,113
Year 2 3,438,840   774,471
Year 3 544,214   499,812
Year 4 398,355   280,154
Year 5 227,135   159,762
After Year 5 389,019   324,506
Loan type $ 5,503,882   $ 4,898,818
% of Balance      
Seasoning based on monthly scheduled payments due from 1-12 payments 25.00%   22.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 295,985   2,729,334
Year 3 2,093,179   372,496
Year 4 263,144   191,989
Year 5 169,556   122,938
After Year 5 406,222   340,556
Loan type $ 3,228,086   $ 3,757,313
% of Balance      
Seasoning based on monthly scheduled payments due from 13 - 24 payments 14.00%   17.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 161,894   1,564,157
Year 4 1,384,100   254,068
Year 5 172,968   110,952
After Year 5 483,553   429,127
Loan type $ 2,202,515   $ 2,358,304
% of Balance      
Seasoning based on monthly scheduled payments due from 25 - 36 payments 10.00%   11.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 0   0
Year 4 103,094   987,977
Year 5 947,463   170,051
After Year 5 547,483   451,494
Loan type $ 1,598,040   $ 1,609,522
% of Balance      
Seasoning based on monthly scheduled payments due from 37 - 48 payments 7.00%   7.00%
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 0   0
Year 4 0   0
Year 5 53,621   625,916
After Year 5 3,782,254   3,262,308
Loan type $ 3,835,875   $ 3,888,224
% of Balance      
Seasoning based on monthly scheduled payments due from more than 48 payments 17.00%   17.00%
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 436,059   $ 2,164,479
Year 2 2,726,541   1,817,705
Year 3 1,341,863   748,782
Year 4 635,952   355,248
Year 5 320,015   184,377
After Year 5 603,297   452,236
Loan type $ 6,063,727   $ 5,722,827
% of Balance      
Seasoning based on monthly scheduled payments due from not yet in repayment 27.00%   26.00%