XML 62 R49.htm IDEA: XBRL DOCUMENT v3.25.1
Allowance for Credit Losses and Unfunded Loan Commitments - Amortized Cost Basis of Financing Receivables with Loan Modifications (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest Rate Reduction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Amortized Cost Basis $ 6,768 $ 4,991
% of Total Class of Financing Receivable 0.03% 0.02%
Combination - Interest Rate Reduction and Term Extension    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Amortized Cost Basis $ 138,507 $ 252,761
% of Total Class of Financing Receivable 0.57% 1.13%
Private Education Loans | Interest Rate Reduction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Amortized Cost Basis $ 6,768 $ 4,991
% of Total Class of Financing Receivable 0.03% 0.02%
Private Education Loans | Interest Rate Reduction | Maximum    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Average contractual rate 13.11% 13.15%
Private Education Loans | Interest Rate Reduction | Minimum    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Average contractual rate 4.36% 3.94%
Private Education Loans | Combination - Interest Rate Reduction and Term Extension    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Amortized Cost Basis $ 138,507 $ 252,761
% of Total Class of Financing Receivable 0.57% 1.13%
Weighted average life of loans 9 years 4 months 6 days 8 years 7 months 2 days
Private Education Loans | Combination - Interest Rate Reduction and Term Extension | Maximum    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Average contractual rate 12.10% 12.57%
Private Education Loans | Combination - Interest Rate Reduction and Term Extension | Minimum    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Average contractual rate 4.01% 3.71%